 Debt help needed? |
| I have a daughter. At the moment she is un-employed. Her last employer made it plain that she was going to be sacked. She left because it was becomming impossible to work for them. That has meant ... |
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 Open a credit card in your child's name and social security number? |
| I was reading that your credit score greatly depends on the length of time you have had credit and that an account opened for 30 years or longer is key to getting you into the 800s. What do you ... |
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 How do I go about consolidating my credit card debt? |
| I have a good credit score, last time I checked about 6 months ago it was about 720-730. Recently I have acquired a big credit card debt, about $9,000 on one credit card (with a limit of $10,000) and ... |
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| I am about to make a $500 purchase. Should I get a credit card to buy it? (I am 18 and need credit)? |
So would it be a good idea to go to my bank and apply for a student credit card. And then use it on my purchase, and then pay they bill in full right when it comes?
Will this help my ... |
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 I went to the interview, and the boss likes me , he was staring at me, and said yes after 5 min we met? |
should i take the job?
its a cool job, but i guess i will awlays have to smile and pretend that i like him back , but married, or engaged or a lesbiian , whatever
should i?... |
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 I own a house that my mother gave me? |
| but I recently divorced my husband and he left me in a lot of debt with no way to pay.I intend to pay these debts off when I can get a job but can my house be taken away for any of these debts, I ... |
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 How can I build up my credit when Im only 18? |
| Im only 18 and desperately trying to build up my credit. I was just wondering if anyone knew how I could do so. Thanks!... |
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 Will adding my son to my credit card impact my credit rating, even if he never uses the card? |
My son read that a way to improve his credit rating was
"Add Your Name to Someone Else’s Good Account.
Piggybacking off of someone else’s good credit is an easy way to improve ... |
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 I have a credit card question. My credit card is up to its limit and im making monthly payments to pay it off. |
| Is it a good idea to do a balance transfor to another credit card for lower intrest rates or does that just make it worst. Did anyone ever do a balace transfor? and does it help?... |
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 How do I get my Credit Score? |
I just recieved a personal credit file from Equifax, but it did not include my credit score. How do I go about getting that score?
I live in ... |
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 Why is the lost or stolen number written on the back of your bank/ credit card? |
For goodness sake!!!!
If you lose it you would never know what number to call anyway!!!!!!!!!!!!!!!!!!!.......
Egg's site impressed me though, first thing you see in the &... |
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 Does anyone know of a place that re consolidates private student loans without running your credit report? |
Additional Details
I have about 40k in student loans through Sallie Mae that I just recently brought current and the monthyly payments are $600 and my APR is 18.24% I need to do ... |
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 They put my account as "Charged off"....??..? |
| I have an outstanding balance with a creditor, I called one of debt releif organization. So I am making monthly payments. The collection agency put my account as "charged off". Are they ... |
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 New year and I want to start clearing my debt.. what are some good free debt management companies I can call? |
My debt amounts to about 4000GBP.
I want to start cleaning up my credit file and clearing debits.
I need a decent free debt management company that won't take any of my money in ... |
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 I need 2000 to bail my boyfriend out of jail but i dont have ne credit cards or bank account? |
Additional Details
ok i dont think it right that you ppl judge my boyfriend not one of you kno him or kno why he is in ther so i really dont think you should judge ... |
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bamafleck | What is the best was to consolidate credit card debt? |
I'm 21 and have made some studip choices on getting credit cards and charging them up. I have $8000 in debt and am still in school. Is there any way to get this reduced or set up as one payment. I can't continue to keep making the payments due to living expenses. Thanks. |
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felix hallam
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Credit card debt consolidation can be a good solution if you have something to offer as collateral, usually the home you live in. But, things are not so gloomy for those who are not a homeowner, or those who don't have a good credit history. Banking and financial institutions present a good number of options for such people to get themselves out of debt.
There may be lot of options but the poor credit situation and the fact that the borrower is not a homeowner goes against him or her in deciding the terms of credit cad debt consolidation. The lenders when they find that there is no collateral to secure their loan, they hike the interest rates and give a considerable less amount of loan for credit card debt consolidation. Read more about it at: http://www.credit-card-gallery.com/article/219,Not_a_homeowner_Save_more_on_credit_card_debt_consolidation_with_these_tips |
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johnnyk420
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Only route I know to go other than getting a personal loan is trying to get a single card with 0% and 0% on balance transfers. Get as many as you need try to shoot for the 1.5+yr 0%. Transfer them all and pay them ASAP. Worste case scenario you can do the same again. |
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trebor2
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There are Free credit counselors out
there to help you get free of your credit
card debt. they work with your creditors
and you may pay just one (1) payment
per month, until it's all paid off. You can't
charge anything while this is going on,
but they will show you how to stay debt
free - if you do as they say. |
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See Saw
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Credit card debt consolidation adds up all your unpaid balances and converts them into a single payment. This payment is far lesser than each of the individual payments.
When you finalize a plan with a debt consolidation company, the company repays your dues to your creditors. Then you make a single payment to the consolidation company every month. Your average new interest rate is much below the old interest rate.
All credit card debt consolidation loans include some type of credit card and debt counseling. You have to trim your lifestyle to eliminate unnecessary expenses. This will allow you to set your house in order. But this necessary, as the ultimate goal of debt consolidation is to help you out of debt, while keeping your home. |
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mraudit
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Consider looking at getting a personal line of credit. Several banks offer this for students at discounted interest rates. Use the line of credit to pay off your credit card debts.
Get a job and work towards paying off your line of credit. Budget your income and minimize your expenses. Consider speaking to a professional at a bank for advice on how to structure your repayment. |
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INACTIVE
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It doesn't make sense to consolidate your credit cards unless you can do so at a much lower interest rate. Does it matter if you owe one account 3% of your balance or if you owe six accounts 3% of your balance??? Make a plan to pay off that $8,000 as quickly as you can by reducing your expenses or increasing your income. The stupid choices you made in the past were made in the past... don't let that carry over to the future. Save credit for home, car and other necessary purchases and use cash as well as a clear defination of "want" and "need" by shopping value instead of price. A sale on an item today won't save you money after paying interest, late fees, overlimit fees, etc. Get yourself a plan ... and stick to it!!! |
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Faisal R
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every time you intend to pay your credit card try to fullfill 20% from your obligatory payment. |
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khrome_wind
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Start immediately and pay off the smallest debt first and then work your way up to paying off the largest.
And you may have to decrease your living expenses to increase your ability to pay off your debts. |
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Cathy V
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I was searching the Internet and discovered a website that provides free advice on mortgages, loans, debt consolidation, refinancing, new home purchases, home equity loans etc. They also have a directory of rated best lenders accros the United States. Their loan experts can shop for the best rates and lower payments for you. Maybe you should try them. http://mortgage.yeyeyup.com |
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