 Why am I not approved for a credit card? |
| I am currently a 21 year old college student. I applied for a credit card twice, but got rejected. It stated I had insufficient credit history and housing. What exactly does that mean? Anyone have ... |
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 Why are credit cards bad? |
'm doing homework on Credit cards and I need help figuring out why they are bad and why people shouldn't get it.
I need only bad reasons, so no answers with why you should get one. T... |
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 Do verbal contracts stand up in court? |
| i have agreed to something over the phone which they said was recorded and i cancelled about two weeks later,they kind of tricked me saying i had spoken to them before and i got a bit flustered ... |
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 Is 500 a good credit score? |
| yes, that is my credit score.... |
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 Bought something online with debit card never got iteam.? |
| I recently bought a iteam online with a debit card, and they say they send me the iteam, but i never received it. So what should i do?... |
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 Do the numbers in your social security number indicate your race? |
| No kidding my friend works for the credit bureau and that's what she told me.... |
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 Can some one please help me with collection agencys?? |
| I have no credit,but I've got about 6 collection agencys on my credit reports for medical bills,and I'm not sure how to clear it up?The doctor's I had do not except payments,so after ... |
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 I paid off my credit card balance & closed the account - but I again have a balance? |
I paid off my $2,000+ balance on a high interest credit card recently. After a few days, I confirmed that my balance was $0, then I closed the account.
The next month, I received a ... |
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 Should I close an unused credit card account? |
| I have a credit card that I misplaced awhile ago and haven't used it since. I got another card from the same issuer with different benefits, but its something that I'm using to replace the ... |
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 What is the purpose of signing the back of the credit card? |
When you activate the card the sticker says to also sign the back of the card. I never sign my cards, and the cashier people never mind. What is the purpose of signing the back anyways?
A... |
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| MONEY ORDER- so i am a teenager and do not have credit card or check -can i still use money order -10 pointss |
| for best answer. i want to order some socks from journey's and they say u purchase it at the postal office and also do u make the order at the postal office and give them cash right there and ... |
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 I discovered a secret credit card.......? |
| I just got my credit report and noticed my spouse has a "secret Credit Card" with a balance of about 4000.00. I am annoyed and hurt that I was not made aware of this card. What do I do next?... |
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 What do you do if your bills are more than your income? |
| It seems as if my husband and I can't get ahead. We have an 11 month old baby and the money we make just doesn't go far enough, so we put what we can't afford, until payday, on credit.... |
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 Do you agree or disagree with financial guru Dave Ramsey about credit cards? |
| Popular radio talk show host Dave Ramsey preaches against even having one credit card. Agree or disagree and WHY?... |
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A G | What is the best way to establish credit for my start up business? |
My company is a start up sales and marketing business specializing in vitamins and natural health products.
I know I need to get a tax id number. Then what? |
 |
 
sophieb
|
Get your occupational license, get your tax ID number or if you're an independent contractor with no workers then use your SS number, then open a checking account in the name of the company with you as the only signer and get some paper checks. Then inform the credit bureaus about your business and ask to open a record. Then go to some place like Staples and open a business/revolving type credit card under the business name with only you being the signer, and buy something for your business on credit (like accounting supplies, a mouse, anything small that you know you can repay easily). |
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Anjanette C
 |
You should first have a business plan, clean up your credit (you can do this yourself) order three credit reports (you can obtain free credit reports once per year from Experian, Equifax and Telecredit. Then contact the City of the area you are doing business in and they will guide you on the proper licenses to obtain along with the proper procedures to follow. |
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Merelda
|
Optimally, find vendors who are willing to give you net 30 terms or better. Some business, like shipping, will only give you 7, 10, or 15 to pay them. You might find vendors that have COD, cash deposit and credit hold options. Weigh them out and shop around.
Some vendors will ask you to put a "hold" on a credit card, sometimes for thousands of dollars, in lieu of checking a DNB report. I believe this can even be done on a personal or business credit account. A hold is also commonly used at places like hotels and rental cars. The amount held reduces your available credit, but doesn't acrcrue interest or require payment until the vendor uses it when you don't pay the bill.
American Express OPEN advertises "easy" lines of credit for small business. Use it for business expenses and pay it in full and on time.
When I was required to use a business card for travel, the grace period was 60 days. This was to give my employer ample time to reimburse my expenses. |
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DeltaForce
 |
Start doing business. You might be able to get a limited amount of trade credit from your suppliers at first, but be prepared to give them deposits. |
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?
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Hopefully you've developed some personal line of credit by now, either through credit cards or personal loans at a bank or Credit Union. If you've ever got a loan to buy a car you have some credit line somewhere. God Bless you. |
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Joe Cool
 |
Set your parameters:
a) How large of service area do you wish to cover?
b) What profit mark-up will you aim for?
c) How will you handle vendors, bad checks, returns?
d) How important will advertising be? Which market and means?
e) Realistically, most new businesses fail in the first 5 years. So you need to set a realistic point beyond which you will not work or go into debt.
f) When will you rest? How many hours will you work. My last start up, I carried a cot in my van so I could sleep in the office if I got back too late to go home. DUMB!
g) Identify the smile points of everyday. |
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deepadot
|
Apply for some credit, use it, always making payments on time. |
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shaydzofluv
 |
Go to the SBA and they will help with a business plan and get you a guarenteed loan to get you started. |
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Mary S
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open a business savings and checking account, have aregular credit card and have half of your startup cost for your business, when you have half up front it is usually easire to get financing, plus advertisement helps.,then get a business credit card and loan. |
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PurpleThunder'
 |
It depends on where you live and how old you are. Some areas have companies or charities that will give help regarding funding and credit. Check the Internet for any help in your area |
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Larweh
 |
firstly, have an entreprenueral spirit
1. be motivated
2. have a vision a goal, where am i going, Bill Gates or the man on the street in the next corner
3. use your intuition i call it the sixth sense
4. meet a lot of people and share your idea if it sells then you are the man
5. use your five senses to your advantage, see me for explanation
6.read books by motivational speakers like Brain Tracy
7. get rid of the dangerous girls, they might let you lose your focus. don't be a solomon, so wise but so foolish.
that will be all mail me for more |
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Lady J
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Check with your city to make sure you don't need some other licenses. Then go to your bank and apply for a small loan. This is a good start. Then you can establish credit with your office supply place, your office equipment place, etc. |
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minus
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Are you sure you know what you are doing. There are a lot of people out there doing the same thing. I sure would not want to compete with all of them. Just look on the net and you will find many and check the yellow pages as well. |
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bret f
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Find an invester in buying, and paying good rent then get debit cards save money big bank take little bank then find Credit Union then go small compnay home plus company car company loan and credit card then Jack **** sell it all and leave and collect on a main abbreviation. Due taxes Jackson Hewitt DD+ tAXES. |
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Jennifer Grissett
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try the internet |
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imalady2010
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You need to turn white first or get a white friend to be your partner.
THIS is reality. |
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