 Which credit card companies issue co-singing? |
| which credit card companies allows co-signing where the borrower's credit is reported to credit bureaus?... |
|
 Balance transfer question? |
| If transfer balances from a credit card to a new credit card, does the new card take all of the debt that is requested or can they choose a portion of the debt and then you are left with two cards ... |
|
 Mortgage for Discharged Bankrupt? |
I am a discharged bankrupt (2.5 years clear now) but had the house I was buying at that time included in the bankruptcy, so it was technically re-possed and any shortfall added to the bankruptcy.
... |
|
 Court Case is Tommorrow HELP!!!!? |
| tommorrow is my court case, to sum it all up. 3 years ago, I maxed out my $3,000 Credit card. Lost my job, place, and car. Now the credit card is trying to sue me for $6,000. Obviously, the other $3,0... |
|
 Is a paralegal just as safe to use as a lawyer for bankruptcy? |
| A co-worker of mine referred me to a paralegal that has helped a few of her friends and cousins get through bankruptcy. He is only going to charge me $600 (as opposed to up to $1700 with a lawer) and ... |
|
 My wife secretly opened credit card accounts under my name? |
| I just recently found out my wife opened 2 credit cards under my name without telling me. She's been taken money out of those credit cards for gamble. And she didn't make payment on those ... |
|
 What website can I go to to get a copy of my credit report for free with no credit cards or monthy payments du |
| I am trying to look at my credit report ot find out if my house phone provider is reporting my payments and bills to any credit bureau. I dont want to sign up for anything that requires payment. I ... |
|
 How much of my credit card balance should I pay at a time? |
| I just got my first credit card. The online statement came in on Aug. 17th for $150. The due date is Sept. 12th. Since Aug. 17th, I have spent another $200. My question is, should I pay the $150 on ... |
|
| Does paying late on your credit card statment effect your credit? |
| My due date is the Sept 15th I just got the bill today and Its for 500 dollars I wont have the money until Sept 19th when I will pay the full amount is this bad for my credit or will it not make a ... |
|
 Question about financing a car? |
If I get a car loan for 20,000 at 9.04% for 72 months is this really bad? How much more in the end will I pay with the interest then?
... |
|
 Is Credit Debt Killing you? Do you think The Government should stop the predatory practices of some of these? |
| Lenders....... Id say that once you have paid 3 times what you originally borrowed .... then you should be out of debt. But NOT with revolving credit ...... I see way too many people being allowed to ... |
|
 What is your jobb?...? |
Ook i'm nearly 16, so i dont have a full time job yet.
But what do you do? Do you like it?
x
Additional Details
Lol, i know job has only one b, i needed to ... |
|
 What are my chances of getting a private student loan or a mortgage with these scores.? |
TRANSUNION 622
EXPERIAN 554
EQUIFAX 593
between my two jobs i make about 2500 a month. no big obligations except a rent of 674 per month.... |
|
 Are children responsible for parents debt? |
Additional Details
My parents have fallen into great debt, as they always have been. I have put myself through university, and have been working since I was 12, to pay for clothes, ... |
|
 I see that about £6000 has been taken out of my bank account in an act of fraud- what should I do? |
This has happened before with this bank so I'm thinking of switching banks.
I stupidly did follow an email and fill in all my details which (in retrospect) probably was the cause- can ... |
|
 I don't know what to do about my credit card... pls help..? |
I have one credit card and no other "bad" debt. I have a mortgage, 2 paid off cars and such... my credit has been great.
Last yr my 2 children had a combined 7 surgeries and ... |
|
 If I ask collections to remove an item from my credit after it is paid in full, legally can they do that? |
| I was told "you should negotiate that any payment you make will not just be "settlement in full", but that they agree to completely remove the collection from your credit report."<... |
|
|  |
tumama | What is the best way to get off of chexsystems? |
|
 |
 
echo
|
http://www.chexvictims.com/AspNetForums/login.aspx |
|
wjstroup
 |
tumama -
Be careful of the advice you take. Looking over these posts I've seen recommendations that will leave you open to identity theft. Be cautious who you give your information to - especially current address and social security number. |
|
michellek2220
|
I used to work for the company that ran Chex. (not anymore!) so I know a bit about the way they store your data and check history.
Good Luck. Basically the ONLY way you can get your name off their list is to pay the checks you bounced that are in their system. Bottom line. It's really brutal. They don't mess around.
My roomate is on Chex and can't get a bank account ANYWHERE. My best friend is a banker and tells me that no bank will touch you if you are on Chex.
Sorry, wish I had better news for you. |
|
AG
|
Find out who reported you to Chex Systems and see what you owe them. Once you pay this, you should come off of it. |
|
topekat
|
call them and pay your bill. call your bank and have them call. |
|
starbright2
|
Visit this website: http://www.chexhelp.com/ |
|
Reaper King
 |
it's kind of like your credit report. things don't come off. they linger there forever. sad thing is that once you're on chex systems, you're "black listed" from any other banks. Odd though since I've been on there with two infractions but yet was still able to get a new account from Bank of America. I know other smaller banks or local banks won't even touch you if you're on Chex. try Bank of America and see if you can get an account from them. |
|
pn1500
|
Even if you have paid your bill it still remains on Chexsystems for 5 years. I have a paid account from Washington Mutual from 2002 and it still shows up, BUT it didn't stop me from opening up a checking account. I have another account with them and a second a Citibank. |
|
Steve the Human
|
The only legal way to remove your name from ChexSystems is to have the "reporting" bank remove it for you. The reporting bank is the bank that reported you to ChexSystems. In rare cases, you can have your name removed if you can prove that ChexSystems is holding inaccurate information about you.
If the information contained in your ChexSystems report is correct, your best option may be to find a bank that does not use ChexSystems. Although most banks (80%) use ChexSystems to verify new bank accounts, there are a handful of banks that do not.
The following sites give you free listings of banks that do not use ChexSystems. These banks are also known on the internet as "non-ChexSystems banks".
• http://www.creditservicer.com
• http://www.chexsys.tripod.com
• http://www.chexvictims.com
• http://www.cardreport.com
Another option is to apply for a prepaid debit card. You can find these types of accounts all over the internet. There are literally hundreds of them to choose from, so make sure you shop around for the best deal.
Do some comparison searches:
• http://www.apexcreditcards.com
• http://www.creditcards.com
• http://www.cardratings.com |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
4 | 17 minutes(s) ago
| | | |
8 | 23 minutes(s) ago
| | | |
9 | 25 minutes(s) ago
| | | |
6 | 51 minutes(s) ago
| | | |
9 | 2 hour(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
8 | 8 hour(s) ago
| | | |
7 | 10 hour(s) ago
| | | |
8 | 1 day(s) ago
| | | |
9 | 5 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
