 Collection agencies keeps harrassing me! What should I do? |
| I had surgery in 2005 and the insurance paid for it yet they sent me to a collection agency. I got everything taken care of between the hospital and the insurance. I even sent them a signed letter ... |
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 Help me I have A ? about a Debit Card? |
| Hi every body I have A question! Do you Know How much you spend on a debit card ? do you get billed for it?Please I need to know I used my parents Debit card without them knowing i need to now will ... |
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 18 never had credit ever. Mom has bad credit. Can i get a credit card and get a CAR? |
| i just turned 18 on the 18th. i dont have any previous credit and my moms credit is pretty bad. i just am tryin really hard to find a way to get a nice car.... |
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 How doI get rid of bill collectors? |
| My adult daughter hasn't lived with us for more than 10 years, and whatever bill they are calling about has to be at LEAST that old. I tell them she hasn't lived here in 10 years and ... |
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 How to i file a complaint against bank of america teller? |
| Does anyone work at Bank of America? There was a really rude teller (apprently she's know for that), how do I go about complaining about her?... |
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 I was a co-signer on a car loan for my friend he paid all the payments on time for a year, but now no payment ? |
| i was a co-signer on a car loan for my friend he paid all the payments on time for a year, but he has not made payment for about a month, plus hes moved out to another state.. what can i do to get ... |
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 How do I get rid of my credit card debt? |
| I had some things happen to me, and depending on my cards for a while. I am only 1,750k in debt, which is really nothing compared to a lot of people. I am living on my own trying to save save save, ... |
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 Loan or Credit Card? |
I will shortly be purchasing a car and will need a loan of some sort to fund this. Which way is better:
To have a personal loan for £4000 over 2 years at a rate of approx 7.9%
T... |
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 Double up on your car payments or double up on your rent? |
| Which one is the wiser choice? If you could be ahead of the game as far as payments and you needed the security of paying ahead of time.... |
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 Hi,i aplied online for a bad credit loan they sent me a letter the other day which goes something like this? |
| we are pleased to inform you that your aplication has accepted,please send a cheque for £49 for brookers fees and prossessing your loan and we shall proccess your loan immedatly,does this mean i ... |
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 What's your idea of credit cards? |
| Some people have credit cards and get in dept, but overs get better credit.... |
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 What should I do to keep creditors from calling? |
| I am in a position that I won't be able to pay on two lines of credit. We're having a baby, we've cut down expenses to help with that, but w/ the credit card payments, we won't ... |
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 I have $20,000 in debt? |
| I have 20,000 in debt and I was wanting to do debt negotiation. I was wondering if that is all they say it is. I also wanted to know the best way to pay off this debt. I have switched all my cards to ... |
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 What is the best solution for credit card debt? |
What is the best solution for credit card debt?
I am way in over my head, I have 6 credit cards and I'm over $40,000 in debt. I have tried to take out a loan at the bank to consolidate but ... |
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Napster | What is the best way to get rid of debt at credit cards? |
I have credit available filled up, coz I had to pay for college. |
 |
 
pink_me
 |
I bet you know the answer to your question darling, but to give you a lift, I would recommend to you a credit assistance team that saved me from that same situation when I was still in college. i hope youll get the same right assistance I got and the staff are still the same ones I worked with. try visiting their site at http://www.ezcreditrepairsolutions.com and if this doesnt seem to work for you then try the resources below...
have a great day! |
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xportuguesax
|
Tight budgeting. No spending money on unessary things. Give things up until everything is paid off. Don't spend money eating out, eat at home instead. Don't buy everything you want, chances are... you don't need them.
SAVE SAVE SAVE |
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kekeke
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Well, first cut your cards to bits then go from there. |
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Super - Level 5
 |
Honestly, consolidation is the solution.
"The combination of a certain number of loans, which benefits the borrower by extending its overall due date and allowing him/her to provide a single monthly payment. Consolidation is a form of financial aid that offers a reasonable and manageable interest rate, which is often average-weighted. " |
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Jamie
|
Pay them off. How else do you expect to get rid of your debt? You racked it up, now pay up. It was your responsibility to pay them back when you agreed to borrow the money. It wasn't a gift! |
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Amanda H
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First, cut them up. Just using it when you need some gas or food here and there will mean they never get paid off.
Second, if you are over the limit on any of them and thus are getting horendous fees that you cant afford or high payments becuase of the overlimit, CALL THEM. You'd be surprised how nice and willing to work with you they are! Tell them exactly how much you can pay....and see if they can waive/reverse some of their penalties.
Third, pay the highest interst cards first, OR if you have any very small cards, pay those completley off and then focus on the next ones.
Its tough, but its well worth it! |
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countrygirl
 |
First and foremost, cut them up or put them in the freezer. That way the temptation to use them will be minimal. Try living below your means. I know it is hard. But what I have done is buy only what I NEED and not what I want. And really knowing what your needs and wants are is quite simple. Whatever you can save, put it on your cards. Once you see the balances going down, you will feel so good. Good luck. |
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military and veteran advocate
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get a 2nd job. spend less |
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Think Dodger Blue
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What the hell did you think it was free money. Pay them off and by that I mean don't pay the minimum payment. If you do that you'll be an old lady before you finally pay off. |
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Shorty
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Cut up your cards. Pay much more than the minimal amount due each month. This will lower your amount much faster than paying just the minimum. By the time you know it you'll be done. |
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earl
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pay 'em.don't be a deadbeat. |
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zippythejessi
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Start paying them off - as much as you can afford without shorting other bills. Best to pay more than the minimum if at all possible! |
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Mopar Muscle Gal
 |
pay the minimum until you get your degree from college
after achieving your chosen career- pay them off |
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