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 What is the average americans credit score?
...


 What are the best places to get a loan ($2000-$5000) if you have bad credit?
...


 Is mastercard and american express accepted everwhere?
I know visa is universally accepted i wondered if those two are worth ...


 Bad Credit........how can I repair it fast?
Went thru a bad divorce 4 years ago and have never been able to recover. I'm tired of the apartment life but my credit sucks, so renting a house is very difficult. Any suggestions to help me ...


 Has anyone ever used a debt settlement company and if so, what was your experience?
I'm not talking about credit counseling, I'm talking about the firms that go to your creditors and offer to settle the debt for a small percentage of the total owed. If you have, tell me ...


 I have 3 charge off on my credit and 11 in collections is that bad? What should i do?

Additional Details
But it is only about $6,000 owed for ...


 What is the Cheapest way to improve a credit score by 90 points by the end of the year?
Preferably without getting in more .debt
Additional Details
I have a 610, with no latefee's or bad marks on my score.

I just have a high debt to available ratio. - 70%...


 If a person deliberately not pay debt eventhough he have money,will he go to jail if sued? unfair if not?
...


 How to use credit card? i am not sure.?
hi there.
i just bought a desktop computer by my credit card.
now i have the computer. but i am not sure that how the payment happened? i just gave the credit card number which can be done ...


 Exceed credit limit on a credit card by a lot?
This is going to sound weird... but... lets say your credit card had a limit of, say, $3k, and you went $15k over that limit. I'm not talking about spending $15k on one purchase. I'm ...


 Every month I pay as much as I can on my hospital bill. Can the hospital still send my bill to collections?
...


 Does an unpaid credit card get forgiven in 10 years?
Hi. Someone I know just got a letter about an account she owed money on 20 years ago. She thought she paid it off. I thought if you owed money on a credit card, that the debt is forgiven if you ...


 Do you like credit cards?
i know there handy - but does it give you a ...


 Whats the best credit card to apply for?
I haven't had income for a long time, but is there any chance I could be accepted?...


 What is the best way to deal with a collection agency on a debt aquired from citicard?
This account had an original ballance of $4700 and has not been paid on for over 3 years. The agency wants $3800. Is this negotiable? By how much?...


 I need to find out who an 800 number belongs too?
some one is taking money from my bank account and all i have is a 800 number and they don't answer when i call. No company name is give on the automated system ...


 What credit card is perfect for people with bad credit?
I am looking for a credit card but I have bad credit, and I can't afford them expencsive deposits for a credit card so what should I ...


 Can't pay credit card payments! Please help!?
Ok, so I know I have messed up my credit big time. Not to mention that my fiancé’s car got reposed (I co-signed). I am not working like I was a month ago and I can not afford to pay my credit ...


 Is the credit crunch going to spoil Christmas?
I hope not because I am a big lego fan and I want the newest sets....


 Anyone no of this person??
Mr Richard Walters
Richards Loan Agency
United Kingdom
Tel Num:+447011137447
Fax Num:+447005978351

I have been approved by this person, for a loan, and was wondering if ...



Presh
What is the best way to re-build my credit score?
                     
 




infernomanor
Rating
Buy stuff on credit cards, and pay the bills.
Buy a car and make all the payments on time.
Buy a house and make all the payments on time.


The Man
Rating
Pay your debts on time and don't overextend your credit.


nova50
Rating
You can't really rebuild credit without paying everything on time, paying off debt, and not opening any more accounts.


john d
There is some useful tips here.


reggiewjr1
Rating
Some of that depends on what specific items are on your report currently.

But in general, pay ALL of your bills on time, and always have 40-50% of your total available balance available at any given time.


BonesofaTeacher
Rating
pay all your bills on time
never charge up to the limit
increase your income
decrease your debt by paying it off


dido45dido
1.pay all bills on time
2. keep your balances on credit cards about 25% of your available credit it will bump your score 15pts per card.
3.pay off debt don't transfer funds around it looks bad.
4.the more credit you apply for the lower your score becomes


buckeye45694
Rating
Time, and pay all your bills on time. It will take about 18 months for you credit score to go up.


bajinnoly
not getting deeper into debt


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