 Washington Mutual? |
| Has anyone ever heard of the credit card company "Washington Mutual?" Are they a good campany? and how long does it usually thake them to get your credit card to you?... |
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 What is the statue of limitations for collecting a debt? |
| I live in Washington state. Sixteen years ago, My husband and I moved from town out into the country, we had our phone transfered from one prefix to another, stayed with the same phone company, just ... |
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 Is it true that if you use your checks it helps build credit for you??? |
i was wondering this for a long time so i finally remember to post it and see if it is true.
i heard that if you send your payments with your personal check you can build credit
is it ... |
|
 Anyone do those rip-off Cash Advance loans? |
| What a way for stupid, poor people to keep going in debt. These places charge 400% interest. I only see junk cars and stupid people insode getting "loans"... |
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| I keep receiving phone calls from this particular number and have no idea who it is and they will not leave a message.... |
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 Will someone give me $20000? |
| I have $20000 in credit card debt that I accumulated when I was in college to help my mom pay her bills when she lost her job. I have been trying to pay it off since, but I am a school teacher and ... |
|
 The Picture Loan Advert? |
Is it true that this got pulled from air because people were sending so many complaints in about how annoying it was.
(The one with the scotaaahh)... |
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| how do i get a credit card with no credit, im 25 yrs old and paid for my car, education and all other bills in cash since i was 18. so how do i get a card? its not like i cant pay my bills!... |
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| I ran a credit report on myself and they said my credit is so low that i dont have a score. Everything I apply for I'm denied. I dont owe anybody nothing at all. What could I do.... |
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 About credit card? |
| how to use an credit card?... |
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 Need actual advise about money problems.. his account under my name, won't pay. ? |
((((This sounds very stupid, I know I shouldn't have done it. Please refrain from telling me how stupid I am. I am only asking for help and nothing more.. or some advise. ))))
I have ... |
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 Is 708 a decent credit score? |
| My credit score is 708. I would like to know if it is a decent score. Also, if it is, do you think that I could get a ten thousand dollar loan from a company that checks the experian credit agency. ... |
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 Can a credit card creditor place a lien on someone's home to collect a debt? |
| My wife and I are being harressed and threatened by a collection agency over the phone at my wife's work to place a lien on our house if we do not make good the debt. Can a lien be placed on a ... |
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 How do I build my credit if I don't have any? |
| I do not have any credit and would like to build it up. I am a student currently so my student loans will not show up until I graduate. Do I have to wait until then to build my credit. No credit card ... |
|
| What does it mean if i have negative one dollar in my acct? |
| i have a checking acct that has a balance of negative 1 dollar. i checked my acct a week ago from an ATM, and thought that i had a dollar left, when actually i had a negative balance. I didnt realize ... |
|
| What happens when Care Credit calls you at work and threatens to sue you? |
| They just called me at work, saying that they were going to file a complaint and then asked if I had an attorney. I told them that I didn't have the money for an attorney and that I didn't ... |
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 How long does it take for bad things on your credit report to get off? |
| I have an unpaid credit card from about 5 years ago. I was very irresponsible then, but now, I don't know which credit card it was or how to contact them. Does it ever go away and if so, how ... |
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 Canceling a credit card!? |
| I want to cancel my credit card but i need to write a letter to the company! Can you give some ideas to write this letter!? What things should i write!?... |
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 Cannot get credit card, need credit history? |
| I'm in college and have tried applying for credits cards over 50 times to build up a score and am always denied. I don't really want to use them a lot per se, I just need to build up a ... |
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shorthorserider | What is the differance chapter 7 and chapter 13? |
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 |
 
DLeibowitz
|
Chapter 7 is a proceding whereby your non-exempt assets, if any, are liquidated, and a trustee pays the net proceeds to creditors, while your debts are discharged. In general, this case is for a person with no disposable income and no non-exempt assets.
Chapter 13 is a wage-earner plan to pay some or all of your debts from disposable "current disposable income" as defined by the bankruptcy code, payable over a period of 5 years. You would use chapter 13 if you have non-exempt assets you want to protect or if you are not eligible for chapter 7 because of your income level.
Either way, it will be on your credit report for 7-10 years.
There is an 8 year wait between chapter 7 cases.
There are lesser waiting periods between multiple chapter 13 cases.
There are substantial penalties/problems for getting your filing wrong, so be very careful or get some professional help. Look for a board certified consumer bankruptcy lawyer at www.abcworld.org. |
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phi071237
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they have 5 chapters in between |
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aa
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13 you pay back and 7 you dont |
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soupah1
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A Chapter 7 completely absolves you of all debt you claim under the bankruptcy plan by liquidating assets and any remaining debt. You never have to pay it back. It usually takes about 3 months to discharge from the date of filing and, from the discharge date, you are not allowed to file another chapter 7 for another 7 years. A chapter 13 is a reorganization plan- you are not completely getting rid of it but instead putting the debt into a trust situation where payments are made to your creditors under different guidelines. These plans can last years, but do not have restrictions as to how many you can file in a given timeframe. Once you are discharged from one, you can file another at any time.
Either one will stay on your credit report for 10 years from discharge. Neither one is "more acceptable" to lenders. |
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nothingbutthenet
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6 |
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fadymax85
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6 chapters that's mathematically
but I will have to read them to tell u the difference :) |
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szsgfs
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Seven has a no 7 written ion it and 13 brrr that brings haunting memories. |
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kirsten
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-6 |
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RealPlayaz
 |
well let me think........hmmmm.....7...13..nothing. |
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Bayislnds
 |
Chapter 7 of the Bankruptcy Code governs the process of liquidation under the bankruptcy laws of the United States. (In contrast, Chapter 11 governs the process reorganization of a bankruptcy). Chapter 7 is the most common form of bankruptcy in the United States. An individual who is badly in debt can file for bankruptcy either under Chapter 7 (liquidation, or straight bankruptcy) or under Chapter 13 (reorganization). |
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