 Which card is better? |
| A debit card or a pre-paid credit ... |
|
 Cash Call.Com wants to put $1,900 into my moms? |
| checking account. They told her she would have to fax a bunch of information over to them and her repayment plan would be $150 a month and she could re-pay it with no penalty.. Is this true? Does ... |
|
 In financial ruins....please advise? |
| No excuses, I probably have the worst credit history ever. Credit company has summoned me to court for past due bill. 5 to 6 yrs old. Court date not until Feb '07. Is there any way I can ... |
|
 Do you cancel a card that has been paid off especially if it has a high interest rate? |
| example: to pay off credit card you should payoff the one with the highest interest rate. This advice was on Yahoo finacial page, but it did not say what to do with the card after it was paid off. I ... |
|
 Am I responsible for my fiances credit card debt after we marry? |
| I am currently engaged to a man who has ran into a lot of financial problems. He is trying to get out of debt however, I am concerned I will be held responsible for his previous debts once we are ... |
|
| What's better to pay off car loan faster? |
| Is it better to put money in a savings account until you reach the amount that you owe on your car.. then pay it off.. Or is it better to just pay over your minumum payment each month?... |
|
 You always see credit cards for people with bad credit, but what about if you have AWESOME credit? |
| We are constantly seeing credit cards and loans directed at people with no or bad credit. What about cards for people with an 800+ credit score? What cards are most attractive for people with good ... |
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| I have been trying to apply for the past couple years at various places like, Walmart, Target, Dillards, Macy's, Best Buy, couple of gas credit cards and even local furniture stores. They all ... |
|
 I claimed bankruptcy 10 years ago, can I get a personal loan? |
| I haven't gotten a credit card either. When I go for the personal loan, do I still need to say Yes, I claimed bankruptcy? Even though it has been 10 years?... |
|
| I just got a bill in the mail.....(collections)#? |
and it is from a cell phione company saying i owe them 250.00
i had a phone about 4 years ago from them but it as pay as you go....and i have not had the phone in about 4 years...its long ... |
|
 How can i check my credit ? |
this is the situation:
i got divorce last year and i restored my last name with my maiden name.
the problem is that i dont own a credit card or a bank account and ive been having problems ... |
|
 Should i get a credit card to pay off my bills? |
| I have a hospital bill that i havent paid on yet that i was summons to court for ($2000), i have a credit card bill that is deliquent ($2000) and im also getting close to bein late on my loan ($2500),... |
|
 I am thinking about getting a loan using a loan shark? |
anyone have any thoughts about loan sharks? any good ones around at all?
i know its not the best think to do but we need the extra cash right ... |
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jon_lrd | What is the difference between a charge card and a credit card? |
|
 |
 
Waine
 |
well they answered it quite well. Is that enough or would you like to expand your knowledge a tad further?
If so here are two top sites:
http://credit-cards.ebookorama.com
http://finance.ebookorama.com
and here are two more which should be good too:
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
good luck!
if it helps please remember me cheers |
|
Naomi
|
Charge card is like the traditional American Express card - generally no limit to what you can charge, but you must pay the entire bill at the end of the month or billing cycle.
Credit card - you are generall given a spending limit depending on your credit rating and what you apply for, and you have the option of paying all or part of what you put on the card at the end of the billing cycle, and will be charged a percentage for everything you don't pay off. |
|
thanxsuze
 |
Charge Card - A card that charges no interest, but that requires you to pay your bill in full each month.
Credit Card - A bank-issued card that allows consumers to purchase goods or services from a merchant on credit. |
|
rsampathrajan
|
charge card in the sense,
normally in this card may or may not be having specified credit limit, it is depends upon the customers purchasing pattern and the repayment capacity.
based upon the customer ability the limit may increase.
in india only American Express Bank issuing Charge card. for this we need to pay the annual fee also.
main difference between a charge and credit is,
in charge card
*there is no revolving facility, we need to pay the whole amount within the specified interest free credit period otherwise they put interest based upon the total amount of purchase made.
*there is no balance transfer facility.
in credit card,
*there is a revolving facility
*balance transfer facility is available. this facility is used to transfer the outstanding amount to another bank to extend the o% interest free credit days. |
|
DanE
|
A charge card is similar to a credit card, except that the charges made to it must be paid-off each month, rather than having revolving credit which carries a balance forward. Many people are not aware of this distinction however, and often interchangeably use "charge card" to describe any card which can be used as payment, or "credit card" for any credit or charge card. |
|
I am women
 |
Depends on what kind of charge card you have
some charge cards are only for buying and not
receiving cash money back. |
|
gtn
|
A charge card is offered through a bank and allows you to have a charge account a specific business or institutions. If you get a gap charge card, you could use it at gap owned stores (old navy, gap, banana republic, 4th), but you can't use it at say target. If you have a credit card, you can use it anywhere they accept that card.
You could also get one through dinners club, american express and such, but those require that you pay dues to enroll and they require you pay the balance off in full.
Either way, if you keep in good standing with the bank extending you credit, your credit score will improve. Keep in mind that you should not apply for too many credit/charge cards at one time, that can negatively affect your credit score, because you become a credit risk. Banks will worry that you will charge a lot of stuff and then default. |
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Richard B
 |
There isn't one. Only the name is different. |
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lees_sword
 |
You never have to pay for anything you buy with a charge card. Go on a spending spree, dude. You won the big one if you have a charge card. WOW!!! |
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PrincssSarah
 |
nothing...it is simply 2 different ways to say the same thing. there is a difference between a credit and a debit card. |
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someDumbAmerican
|
nothing. |
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♥ jojo ♥
|
They are the same. |
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mm
|
Just a different name for the same thing.
No difference.
They are the same thing. |
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Twatwaffle
|
kidding right?
no difference |
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porsha226
|
just different names |
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