 Ive just opened a credit card account ,and ive spent some money? |
| i'm a bit confused about how it works ,what is the difference between the ACCOUN t balance and the available balance,my credit limit is 1500, and i clear it at the end of the month by db can ... |
|
 Mom lost my Social Security card? |
I live in California and someone stole her purse and I'm guessing I need a new one since I know people can file for credit cards and what not under my name.
Now I'm underage and I don&#... |
|
 Can a creditor call my employer to collect a debt? |
| I recently had a creditor, (General revenue corporation) Call my work to find me, Is this legal?, it really burns me that they would bother me at work to collect a debt. Can I do anything to stop ... |
|
 How many people are in serious debt? |
| Just wondered, with all the adverts on the telly for loans, it really seems like a very serious problem!... |
|
 Why worry about your credit score? |
The only legitimate thing to borrow money for is a house. Otherwise, you shouldn't buy things if you can't afford them.
Additional Details
You don't need a credit card. U... |
|
 How do u get bad credit? |
| i have gottten negative on my debit card... does that mean that ima have bad credit?... |
|
 Need to build my credit score?? |
| I want to get a credit card to build my credit, but no one will give me one because i have little or no credit history, and i dont have the money to put down as a deposit. What credit card company ... |
|
 Why am I so poor and have no money? |
| I'm 21 year old guy from canada, I failed college 3 times and is now in $25000 student loan debt without a degree. lived off credit cards for a year while I had no job, and got in $14000 credit ... |
|
 I got a letter for an outstanding balance of £2.900, Credit card from years ago.? |
| It was nearly 10years ago i ran up £1000 on a barclaycard and never repayed it and soon moved house. Is there anything i can do to lower the balance?... |
|
 I HAVE PURCHASED A CAR THAT I DID NOT KNOW WAS ON FINANCE, NOW I HAVE A FINANCE COMPANY TRACKING ME DOWN? |
| it has gone threw several pepole but i have never signed anything now a finance company want £24.000 i only paid £7.000 threw a private ... |
|
 I have awful credit and cannot afford to pay everything off. What should I focus on to better my credit? |
| I have quite a bit of old debt. A large amount is medical, but as a young adult I really messed up my credit. I have repo's, owe apartment complexes, utility companies, cell phone, and a lot of ... |
|
 Am drowning in the river of debts? |
i really need help i cant seem to stop drowning
in debts and at the end of the month
i pay off debts that what i remain with
cant take throughout the next whole month so i have to
... |
|
 I have received notification of a debt which i did not know existed from 11 years ago i am being threatened? |
| with legal action where do i stand. I had a violent partner who ran up alot of debt i do not know if he used my credit card. The debt is from 1996 like i said i knew nothing about this until i ... |
|
 Help... my parents took away my credit card!!!!!!!!!!!!!!!!!!!!!... |
| i am 14, my parents said that i was spending to much and if i wanted it back i had to pay 50% percent of last months bill it was 3,695.23$ and that was the lowest bill ever why did they take it away ... |
|
| Is this a con? |
| my husband applied 4 a loan and the broker said he had been approved for a loan and all he had 2 do was said in there fee of 39.99 pound s and then they would pass his details onto a suitable lender. ... |
|
 How do I get a Personal Loan for bad credit. I've searched & searched & get turned down.? |
| I'm trying to get a personal loan for an emergency. None of my accts are past due but my credit score is low because I have too many small limit credit cards that are maxed out. I've ... |
|
 Looking for a personal loan for 4,000. i have bad credit. I have steady income can anyone tell me where to go? |
| i have a title to a 2001 Hyundia Accent also for caladeral. i have steady income i just need someone to pint me in the right direction to find a place that will do a loan. Thanks for yur ... |
|
|  |
oops | What is the difference btw a 'debit' and a 'credit' card? |
|
 |
 
♪ ♥ Sydney ♪ ♥
|
A debit card is linked directly to your checking account. All the money is yours and is withdrawn automatically. Since it's a checking account, you can also add money to the account... You have total control of the amount of money that can be in the account.
A credit card comes from a company that 'gives' you money you HAVE to pay back within a certain time frame. Credit cards are usually issued with pre-set maximum amounts. If you are late on your payments, you will have to pay a fee - usually a percentage of what you owe. Money on your credit card is not yours. |
|
spstecher
 |
Debit Card: Money is taken out of your checking account, and you do not pay interest.....however, you may pay a fee for accessing that money (ATM debit transactions)
Credit Card: Money is taken from an amount the bank is willing to extend to you, with the promise that if you do not pay it back within a certain timeframe, you'll pay interest. Credit transactions may also include added benefits, such as extended warranty, auto rental insurance, or price protection...
With many debit cards, you can still use the "credit" feature, and save the fee. Depending on the bank and card, you may also be eligible for some of the additional features, such as unauthorized purchase protection. |
|
Wallace
 |
A debit card is for people who want to spend less money than they have, and a credit card is for people who want to spend more money than they have. |
|
gypsy
|
A debit card is like a cheque book, you have to have money in the bank to use it, if for instance you spend £30.00 the money is immediately taken from your bank balance. A credit card is exactly as it suggests, you have a cash limit on it, for instance £1,000, you can buy goods up to this value, you receive a monthly statement, if you pay the outstanding balance you are not charged interest, however, the statement will show a minimum payment that must be made, you will be charged interest on all outstanding amounts. |
|
puddingizcool
 |
Debit cards are like credit cards except the money in a debit card you put in I've never had a credit card only a debit card so can't say much more |
|
tigg_z t
 |
when you purchase an item with a debit card, it is a straight deduction direct from yr bank account that is linked to it.
unlike a credit card, the purchase is bought on credit and you will be billed for the purchase later. Depending on which bank the credit card belongs to, you have up to 1-2 months to make payment for the purchases made on the credit dard. If no payment is made, you will be charged interest on it the outstanding bill. |
|
maxlebo93
|
you go in debt if you have a credit card |
|
Worshipful Heart
|
A debit card is like a check, you already have to have the funds in the bank and when you use it, it deducts the funds directly from your account. With a credit card- you get a line of credit - money that you don't already have but promise to pay back with interest in the future |
|
Beatlegirl
|
A debit card is issued by your bank on your checking account. You can withdraw money at the ATM and use it like a credit card at stores, but funds come directly out of your checking account.
A credit card is also issued by a bank or credit company. You can also withdraw funds and make purchases with a credit card BUT you receive a monthly bill for purchases or cash advances made. |
|
kvuo
|
debit = money you have
credit = borrowing money from the bank |
|
enginerd
|
a debit card takes money out of your bank account and transfers it to the company you are buying something for
a credit card borrows money from the credit card company (catch the word "credit" there) and gives that to the company you are buying something from
then the credit card company sends you a bill, asking you to repay the money you borrowed, but you don't have to pay it all if you don't want, you can continue to borrow it from them, and all the time they get to charge you outrageous interest for letting you borrow their money |
|
cassiepiehoney
|
debit is coming from money you have..direct diposit stuff like that- credit you will owe and can spend to your limit |
|
~Untold Wisdom~
|
a credit card is a charge account which can incur interest charges thus costing you extra over time.....
a debit card takes the funds (monies) out of your checking account, like writing a check that goes through faster |
|
dr schmitty
|
debit= money in your account
credit= money you dont yet have |
|
Betty S
|
With a debit card you are using the money from your checking account. With a credit card like VISA you are using their money until you pay their bill to you. If you don't pay the credit card bill for the month you used it,you will have to pay a finance charge-extra money-because you didn't pay the bill fast enough. You do better with a debit card, but some places prefer credit cards. |
|
swordfish_13
 |
A Debit card is used against an account you have money in... if you have no money, you can't use the card.
A credit card means the company is lending you money. |
|
poppyseed0054
 |
A credit card gives you credit to buy things (eg: mastercard). With a debit card however, you have to have the money in your account already. Debit cards can be either EFTPOS, that is you swipe your card at the supermarket, punch in your pin number and then leave) - Howver, some banks offer visa cards attached to your debit card, and that means you can use your debit card like a credit card - except again, you have to already have the money in your account - no credit is given. |
|
JW
 |
With a credit card every purchase you make gets charged to your account and you receive a monthly bill.
With a debit card the store is paid directly from the funds you have in your checking/savings account. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
18 | 41 minutes(s) ago
| | | |
18 | 1 hour(s) ago
| | | |
18 | 4 hour(s) ago
| | | |
18 | 7 hour(s) ago
| | | |
18 | 9 hour(s) ago
| | | |
18 | 2 day(s) ago
| | | |
14 | 3 day(s) ago
| | | |
17 | 5 day(s) ago
| | | |
20 | 1 week(s) ago
| | | |
18 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
