Can anyone recommend a mortgage company that does credit Repair? |
I would like to refinance my house and I have some negative or bad credit issues. Can anyone recommend a good Mortgage company that can do both (Refinance and Credit Repair? )
Good advice ... |
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Best credit card for an 18yr old? |
| Okay, so I recently turned 18 and I'm thinking of signing up for a credit card to build up my credit. I have an application for a Sovereign Bank Worldpoints Credit Card and I was wondering if ... |
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I want to fix my credit...? |
| Ok here's the deal. I applied for 4 dif. store credit cards bc my mom said she would pay them to build my credit (yes I know not her responsibility, but she shouldn't have said that if she ... |
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Really need credit help...overwhelmed.? |
| Can someone please tell me how to get rid of negative reports on my credit report and stop collectors wo are trying to collect on debts and re-aging accounts that are well past the zeven year mark ... |
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I am having a 2nd interview for a job I really want. They will be pulling a credit report and I have negative |
| I have negative credit information including bankruptcy. How do I spin this in a good light to make sure they do not exclude me because of my credit?... |
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Can you puplicize your bad debtors? |
| I work for a charity who has a couple of debtors who have had ccj's issued. I wish to tell the community who has not paid us. Can I witout fee of being sued!?... |
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How do I stop Capital One from scamming me? |
| I am in quite a bit of trouble with crapital one and I have no idea how to stop them from scamming me. They added charges that placed me over the limit and then charged me over the limit fees and ... |
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Can I stop a charge on my credit card for bad service at a salon? |
| I went into a high end salon, paid over $300 for color correction and left with three tones hair. It looks absolutely awful. I want to stop the charge from coming through until I get this worked out ... |
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Gettinng credit report cleaned up? |
| I have things on my credit report over 9 years old How do i get them off my credit ... |
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Collection Agency will only accept check by phone? |
| I am trying to pay off an old debt with a collection agency. I understand that I need to get it in writing that it will be settled before I pay them; however, they tell me that they will ONLY accept ... |
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Is it financially viable for a debt collection agency to instigate court action-disputed amount of £76-re:? |
a energy supplier?
your answer is based on what?
thank you! Additional Details from april 6th the law states: that baillifs can only enter your property `if` the door is ... |
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100 points to everyone who answers this: check notarization? |
| At work I work in the cash office and balance tills among many other jobs. Balancing the tills involves me putting the checks through a machine that prints a long number like.. 000000000913, for ... |
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What are the requirements to get an FHA Loan? |
| Does anyone know what the interest rate, minimum credit score, and debt to income ratio would be?... |
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Best way to get a credit card? |
| I'm ready to get a credit card. I've applied for a few online, and I have gotten no responses at all. It's getting a bit frusterating. Why is it taking them so long to respond, and ... |
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We loaned my cousin money for a down payment on a motorcycle. He won't pay us. Can I put a lien on the bike? |
| We already took him to small claims court and he admitted that he owed the money. But now he still won't pay. I was hoping that I could put a lien against the motorcycle so that he would have ... |
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Get out of debt? |
| I am sick and tired of paying high interest fees on credit cards. I have over 10,000 in debt from college days in credit cards and I can never seem to bring down the balance. I have tried to be ... |
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Will collector's actually sue me? |
I owe over $130,000 and I no longer can afford to make payments. Some of it is credit cards and some of it is loans from Chase, Bofa, Capitalone and American Express.
I know the creditors ... |
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nimi shaun | What is the difference bwn credit card and debit card?what is? and how to improve credit score? |
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Country girl
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A credit card is used to charge purchases and charge a revolving interest. You get a monthly bill showing amounts of purchases and amount of interest added during that month. A debit card is connected to your checking account and purchases made with it are deucted directly from your checking account. To improve your credit score, keep credit card debt managable so you can make at least minimum payment each month. If possible pay all interest charges plus some of the principal each month to avoid paying interest on interest. |
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latinxec
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Debit Card: Directly ties into your checking account, the card does have a visa or master card logo so anyone who accepts visa or master card will accept your debit card. You are not borrowing money, the amount of money you can use is directly tied into your balance in your checking account. Some banks do limit the amount of money you can use during one business day but those limits are pretty high in most cases. Also most banks do not charge annual or monthly fee's for the use of this card. It also doubles as an atm and regular atm fee's apply.
Credit Card: The bank is actually lending you their money at a preset interest rate. This type of account will usually end up in you being indebted if you do not manage the account wisely.
Debit Cards do not have an impact on your credit rating and with many banks are automatically issued now with your checking account. Also you will get all of the same beneftis on a debit card that your get on a credit card from Visa ro Master Card. (Travel Insurance, Renters Insurance, etc...)
Hope it helps! |
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ryan h
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u pay intrest on a credit card debit card u dont although i u use a debit card as a credit card it just drwas the money out of your account |
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cvrk3
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Creditr card is where you get a credit if you so desire, subject to conditions and debit card is an enabler to withdraw/spend money you have. To imporve your credit score ensure regular and timely payments. |
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Anoop D
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Debit cards:- this is the card which gives you payments from you existing bank balance. Ex. Using the prepaid system in your mobile phone that how much balance you have that much you can spend.
Cerdit Cards:- this will give an amount incredit like if you do not have money then the company of which crdit card you have that company will pay for you. and you have to pay those money latter to company with some interest. It is like borrowing from company of which you are holder. Ex. If you have Reliance credit card then you can purchase you want and reliance will pay those money then you have to pay to reliance but later, with some interst within the validity period for you to pay. |
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nikkiu24
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A debit card is just like cash - it's taken straight from your checking account and does not affect your credit. |
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kristenone
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With a debit card, the money for the purchase comes directly out of a checking account. With a credit card, a balance forms that you have to pay back at a certain interest rate, often a high one.
Using a debit card will not improve your credit score, but it won't rack up your debt either!
If you want to improve your credit score, consider getting either a secured credit card, or a credit card with a very small credit limit. |
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jcgrier24
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Credit card you pay interest on, debit you have that amount drawn right out of your bank account. In order to improve your credit score you have to pay more than minimum payments every month and make sure they are on time as well. Hope this information helped you. |
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Renee W
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A credit card, you charge whatever you want to buy, and pay the statement when it comes in. You are basically borrowing the money from that credit card until you can pay the company back. Debit card comes right from your checking or savings account. You can improve your credit score by paying over the minimums on your monthly charge (say the minimum is $10, try to pay at least $15 or $20 or more if you want.) This way, it helps build your credit gradually. |
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