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 Does paying off your credit cards hurt your credit score?
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 I am in major trouble with my credit cards.?
I am three months behind on making a payment and I do not have the money to pay them. What should I do and should I consider calling a Credit counselor and if so can anyone suggest one.
I have ...


 How can I obtain someone's financial records?
I rent out property in a college town and would like to do a check into a tennants credit/financial history to see if they have any serious debts before they sign the lease. How can I do this?...


 I lost my birth certificate...what kind of a risk am I at for identity theft?
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 What age can you get a credit card?
Not a debit or anything....


 Looking for the best place to get personal loan for someone with a bit of adverse credit history?
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 Does any one know how or who i can get a visa if i have bad credit?
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 How low should I pay down my credit card balance?
to zero? $50? more?...


 Happy new year all, can any one tell me where i cant get a credit card without doing credit checks?
im self employed just started, and im finding it hard to obtain credit after a messy divorce, im a uk resident
Additional Details
if you must no SHALE.S i was blown up in iraq 9 months ...


 Can you really be arrested for not paying back a payday loan?
It personally seems like you can't to me simply because I didn't forge or even write a check. I gave all my correct info including my bank info. I simply don't think I am going to be ...


 Can unpaid hospital bills affect your credit?
I have about 6,000 dollars in unpaid hospital bills. I've been told by many people that this doesn't affect your credit. Is that true? If it does affect my credit, what are my options?...


 What can I do when a collection agency won't cooperate with me?
Little background. My exhusband got a payday loan on my checking account that he was still under about 4 years ago. I had closed the account out shortly after finding money missing. I didn't ...


 If im being sued by a credit card co what can they do,what can they take from me?
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 Balliffs? Can someone help?
I had a bank account and got stung for overdraft charges.
To cut a long story short, it has now been transferred over to a balliff company. Now because of all this unfair buisness with ludicrus ...


 I have just paid off all credit card debt that I had...........?
So where do I take it from here? I have no debt other than a carpayment. What is the best way to build strong credit with out using credit cards? Any really good suggestions?...


 What is 19% interest rate?
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 Which is best credit card to own? and y?
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 Do you use a credit card?
if so have you hammered it?

Did you learn your lesson?

Or did you go out and get another one before your credit rating sank like a lead balloon?


Me... Been ...


 Has anyone used provident?
My friend told me about a loan company called provident. Someone calls at your house every week/month to collect the money.Has anyone used this company?...


 How can I get a loan to start a home-based business if I have horrible credit?
I have been given the opportunity to start a home-based business that will help me repair my finances and get back on track. Are there any programs out there for people with really really really bad ...



ChIcA
What is the easiest credit card to get?
I don't have great credit, and I am wondering if there is a credit card that is not as tough as the major ones to get.
                     
 




KnowItAll
all of above suggestions are great. It doesn't matter which card you get as long as you meet the requirements and you take care of your balances well. Discipline is more important in managing money than which card you get. It might be useful to read some of useful articles on the site below and they also have a great resource of consolidated credit cards for you to chose from. Good luck!


chikaomiski
VISA, Master, Am-ex.


DAS
I am not sure there is an easiet, one person may say one is easier to get than another one, and that might not be true. Some may seem easier to acquire than others. You can try Capital One, Discover, Gas Card, or a Department store card, just to start you off. Pay on time, Pay the minimum or more each month, Don't go over the limit, and don't use more than 20-30% of your credit limit. Just be a good steward of money and credit. Use credit wisely.


julez
Rating
You can start by getting a gas credit card. Those are usually easier to get.


Sean P
Rating
There is one I think. It's called the much prepaid mastercard. I think you pay them before you can buy anything. You should type
"prepaid mastercard" in a search engine. It should show up.

Hope this helps.


MG425
Orchard Bank Mastercard. Credit One Visa. Premier Visa. Pretty easy to get, but you must make your payments on time because the late fee will really get you if you dont. Interest rate is not to bad, especially if youve got bad credit.


Tim
Capital One seems to be the most aggressive to get new card holders. My 18 yr old daughter just got one.


Tim
Rating
You're going to pay a higher interest rate no matter what card you get.


Christian D
Visa


Bart M
If you were a poor swimmer, would you jump into a 30 ft deep pool?

If you have "poor credit" stay out of the "pool".

Not having a pocketful of credit cards doesn't make you a bad person.


Carn D
Master card is the easiest.


♥ Anita ♥
Rating
My brother is 18 and his first card was from target. I heard that they are one of the easiest to get! Good luck!


Ryan
Rating
You can get a guranteed approval card, you'll get approved no matter what. My friend got a American Express Blue card and he doesn't have the best credit. One reccommendation for sure is to use applyfastbankcards they pay you for any car you apply for. I got $55 for the Discover More Card. You might try applying for that card, its not that hard to get approved. Good luck:)


cloius
Rating
You need to apply for credit card for people who are new in credit. Capital One is a good choice.
http://bestcreditcardratings.com/new-credit


CardListerDotCom
there are certain credit cards designed for people with poor credit
heres the link
http://www.cardlister.com/CreditCards_listX.asp?st=Category&sc=Poor+Credit

the link has detailed information about the cards as well as easy-to-use comparison features


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