 Do you know of credit card companies that would issue credit cards to people with bad credit? |
| I travel a lot internationally and credit card has always been a must. Need your help, please!... |
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 What can you do about abusive creditors who call you at home? |
| I have been called alot of names by them...How can I make these people stop?... |
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 Wachovia predicted to fail. Should I take my money to another bank ? |
Wachovia is predicted to be the next bank to fail. Should I take my money to another bank ? If my account is frozen I may not have money to pay my bills.
http://www.financemarket... |
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 What is a annual fee? |
| what is a annual fee on a credit card and do you pay it monthly or ... |
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 Stupid co signer!!!!? |
| ok so i co signed for my husband and now my credit is all screwed up. i live in nj is there a way to get me off?... |
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 Can we get a house even if he filed for Bankrupcy on his previous marriage? |
| When I married my husband I new he had filed for Bancrupcy few years before (on his first marriage). To me Brancrupcy is something terrible but I married him because I love him for what he really is ... |
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 2 weeks late on a payday loan and they said they are contacting my payroll dept? |
| Hi, 2 weeks late on a payday loan, they told me they are now contacting my payroll dept, can they do this, I did sign a paper when I got the loan that they can garnish my wages, can they?... |
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 Bankruptcy or not? |
| I am a 31yr old married man with a 22 month old little girl. I am the sole provider for my home. I owe over 20,000 dollars in credit card bills. Should I file for a bankruptcy? I make enough ... |
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 Has anyone else been scammed from the Cash 4 Gold people? |
| We sent them a bag with 16.9 grams of broken gold jewelry and they say they never got it. I find that hard to believe since we took the package into post office ourselves. Just wondering if that ... |
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 Our phones been cut off due to non payment!? |
| My family are fine with it - time of year etc, will be sorted next week. But hubbies family snobs. Need a whopper of excuse for bout 1 week!?... |
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 Is having £1000 on a credit card considered as being in debt? |
| Even if I am paying atleast £50 a month to clear it and its interest free for a year.... |
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 Question about a call from a bill collector, saying he is going to get me thrown is jail? |
| This guy is a freakin piece of sh't. Calls me up everyday and tells me to pay my discover card bill from 2000. the balance is now 6k and i have to make payment arangements right now. I ... |
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 I just turned 18, and want to get a credit card to establish credit.? |
| My bank turned me down because I am still in high school, and all the other places turned me down because I have built no credit. I just applied onling at Mastercard, and will find out soon, but I ... |
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 I am confused by free annual credit report? |
| You know how you get those free annual credit score reports by the 3 credit companies...well let's say you checked it today on March 27th, so anything added after March 27th to your credit ... |
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 How do I sign my mother's credit card? |
| I'm using my mother's credit card for something. Should I sign my name? Or just try to sign her signature?... |
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 What happens when you don't pay credit card payments? |
At my previous address I had a credit card which I maxed out. Times were quite hard (I was living alone as a student) and I was only 18.
I moved house over two years ago now and have ... |
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 The amount deducted twice for a single transcation after shoping with my debit card, what shoud i do now? |
| I just shopped from Moore super marker with my debit card. There was some signal problem with the swiping machine and my card was swiped more than once, after a few attempts I got my slip and signed ... |
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whhatsgoood | What is the fastest way to improve your credit score.? |
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Tax Man
|
Don't cut up your credit cards. Activity is good. If they see that you regularly use your cards and then pay them off it actually improves your score. Put your day-to-day spending on cards and then pay it off immediately. Your going to spend the cash anyways, you might as well get the benefit of the credit activity.
Obviously pay any delinquent bills off and try to get the items removed from your report.
Also, it is good to have multiple lines of credit, but if you get to many at once right before the report is checked, then that looks bad.
It is very good to have available credit. Try to get your limits bumped up, but again not too quickly or right before it is checked because that looks bad. |
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hitmewithyourquestion
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http://www.wesayes.com
credit repair kit |
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Blonda
|
pay all your bills on time |
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lendermark1
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http://www.lendermark.com/good_habits_for_good_credit.htm |
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AZN GOD
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pay the exact amount you have to pay and dont pay the minimum.... i know, i work at a mortgage company and you wouldn't believe the credits we get here |
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JennyJ
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Pay off everything you have in collection and then request the credit bureaus to remove the item. |
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redskinschicknc
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Start paying bills on time. Pay more than the minimal amount. Consolidate. Cut up all credit cards. Stop spending so darn much. |
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Confuscious
 |
a lot of good suggestions here.
Credit scores are based on 3 types of debt and your public records. Installment debt, revolving debt and mortgages.
To repair past damages you should make sure you are current with all your debt and, if at all possible, hovering around 30% of your balances...this is a magic number. (DO NOT max out credit cards...it is better to have 3 cards at 30% than to have 1 at 90%). A couple of credit repair companies have been mentioned, I prefer www.lexingtonlaw.com use the code #4617 to receive a reduced price. They are very good and don't cost that much. |
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Alexb
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Try to reduce your balance limit(b/l) ratio, remove erronous information from your credit report (if necessary dispute and try removing them asap), plan your budget carefully, pay off your debts.
But above all if you really need to do something you really have to have that passion in you. Best of luck. |
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