 I have some credit card debt... HELP!? |
I have over $2000 of cc debt and it needs immediate attention and am afraid this is going to affect my credit somehow.
I keep hearing about a credit card with 0 balance transfer for 1 year ... |
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 What is the best credit card offer for women with ok but not perfect credit after divorce or other life change |
| If you used to have perfect credit but have made some late payments following a move, job loss, deaths in family or health care crisis, erroneous charges or other fraud on accounts, or other life-... |
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 Is there a legit company out there than can repair credit? |
| I have heard about credit repair companies that can get negatives off your credit report but have heard that there are alot of frauds out there too. So has anyone actually tried one that works?... |
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 I need a list of lenders that will loan a home mortgage to someone with a credit score between 545 and 550? |
| I make 48k per year. Circumstances that have led to bad credit rating are a 60 day late car payment that occurred two months ago. The car has since been paid off. Credit cards are close to the max ... |
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 is my chances of being approve for a wells fargo credit card better if i apply with my husband? |
my mortgage is with wells fargo, my credit score is 730 his is around 720
we both r on the home loan with wells fargo
we both work he makes more money then me.... |
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 how to sue a credit agency? |
| i want to sue experian for putting a judgement on my report that is not me. this cost me a 1/2 point on my ... |
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 What are the pros and cons of debt consolidation? |
| I have 10grand in credit card debt, plus about 25grand in car loan debt. I have heard that debt consolidation is actually worse for your credit than bankruptcy, is this true?... |
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 I have a Visa Gift Card and...? |
| I have $100 on it. It is activated but everything I try to buy that's under the amount says its declined except iTunes. So I bought a CD for $30 but it came back saying it was declined what ... |
|
 Need advice regarding wedding budget please? |
I am so scared about wedding budget...please help me!?
I have 8 more months until the wedding...Feb 2011. This is the expenses we have left.
Expenses:
DJ 530
Catering 1... |
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 Is there any online company which provide prepaid credit card? |
| Is there any online company which provide prepaid credit card?... |
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 While travel which is better credit card or debit card? |
| While travel which is better credit card or debit card?... |
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 Can you receive a new social security number? |
| My sister had her Identity stolen from her when she was 13 years old. and now she is unable to get the funds she needs to go to college. She is now 23 almost 24 years old. She has put a flag on her ... |
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 Which job is better ? |
Bill collector or a security guard at shopping center?
And why???... |
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 Vanilla MasterCard not working? |
Hey guys, I tried ordering online from Drugstore.com with my prepaid mastercard and it tells me
" Unfortunately, we were either unable to verify the payment data provided below with the ... |
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 First Credit Card??? College Student in Need? |
| im turning 18 tomorrow and im a future college student. My parents arent going to help me in college (meaning i'll have loans and have to buy stuff i need on my own) so what's the best way ... |
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| Information about Credit Cards.. APR.. and interest rates? |
| So i just opened up a victoria secret credit card today... my first credit card to date. If i pay my bill on time I won't have to pay any interest rates. As to APR, how does that work? Lets ... |
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Rebecca L B | What is the fastest way to repair your credit? |
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quickspic
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Pull your credit from all three credit agencies
Dispute every negative item
wait 30 days then tell them that time is up on anything they have not proven. If they don't prove it, and I mean real proof like a copy of your signature on the credit card offer. You can take them to court and win $1000 per violation. It is the law under the Fair Credit reporting act.
what ever they prove dispute again for another reason
keep doing this about 3-5 times and you will get almost everything removed
then read about debt negotiation at the same website and send a debt negotion letter and clear the rest
should take 6-12 months and you will have perfect credit
go to this website to get the details
www.creditinfocenter.com |
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angel_rae_23
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There isn't a fast way. You just need to make every single payment on-time and pay off things before the expected time. You miss one payment and that's bad. Up to 5 and they repo things even more and you file bancruptcy. Just be VERY consistant. |
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rebecainmi
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set up payment plans with each of your creditors and make the payments..even if it's $20.00 a month....Most companies that run your credit want to see that you make the payment and not necessarily how much the payment was. |
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pompeyrule06
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phone bank/suplier, tell them that it is urgent, u need it for a bussiness trip, early next week, for proof of ID or some **** like that |
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Jason S
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Get a copy of all three credit reports and start disputing all neg on the report. You do not want to dispute more than for or five items at a time or they might consider it frivolous. You can go to creditboards.com to find out the best methods for getting the best results with disputing. It is a free forum. Second you need to open a couple credit cards for people with bad credit or a couple secured cards. 2 or three is a good number. You can find these cards are http://creditcardwarehouseonline.com . First premier and orchard bank are good cards to start with. Now use these only for small purchases and never utilize more than 35% of total available credit. They will give you limits of 300 to start so after you make a payment you balance should be no more than 90$. Never go over the limit either. Or miss a payment. In six months they will raise your limit if you follow these rules. Also if you have 500$ to spare go to your bank and take a six month 500$ loan out You will have to secure this loan with a bank cd. WHen you get that five hundred $ loan go to another bank and do the same thing. You do this at three different banks. Having three bank loans at once is excellent for your credit, just make sure they will report the payment to the Credit Bureaus. Follow these steps and you will be well on your way to having a good credit score in no time. Good luck |
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haidee
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Hello There,
There's really no "magic bullet." All you can do is dispute all the negative accounts at time. If you have 20 negative accounts, DO NOT dispute it all at once. Dispute at least 6 - 8 items then after 30 - 45(the least) day you may have a result from bureaus. Then do the same procedure until you reach your goal of having a good credit. I suggest you dispute the count by saying "this is incorrect." You need not give any additional details.
Always remember to pay your current bills before its due date. So that it could not affect your credit credibility.
I hope it help.
Good luck.. |
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traffic814
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Your credit score is based mostly on:
1. Length of credit history
2. Payment history.
3. Ratio of credit used to available credit.
4. Number of credit inquiries you authorized.
If you cancel your card, you'll be hurting your credit ratio. (#3).
You want to deliberately keep your oldest credit card open, even if you never use it.
You want to always pay the minimums of each loan on time every month.
You want to keep your available credit high, but actually only have balances equalinig 25% or less.
You want to keep your credit inquiries to a minimum. Try for no more than 3 or 4 per year for any type of loans.
You do these things and your credit score will quickly soar into the 700s.
--------------------------------------...
http://www.loansandinsurances.com/ |
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p h
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I am glad YOU ASKED. i WOULD BE INTERESTED MYSELF. |
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ulagam
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Sell you property, if you have one or raise some bank loan or borrow from your friends and relations and settle the credit. Buy peace, even if your lose some of your properties. |
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