 Im 24 from Scotland. I was declared bankrupt apprx 18 months ago and ran up around £6000 again, what can i do? |
| I had approx £24,000 of debt and i was declared bankrupt. The reason i have been in so much debt is because i have been sadly gambling it all away. I really need help and im liiking for advice. I ... |
|
 Getting out of credit card debt? |
| Can anyone offer really good tips on how to get out of credit card debt? I'm just like my mom and money burns holes in my pockets, I just can't seem to buckle down and just "do it"... |
|
 Credit card? |
| Im up to my neck in debt with my credit card, what i want to know is if i close my credit card account, do the monthly interest owing on that card stop..therfor allowing me to pay of the remainder ... |
|
 Why can't student loans be taken off in a chapter 7 bankruptcy? |
| If someone is declaring bankruptcy, they have no money to pay their bills. So how does the system expect the person to payback a massive student loan (ie. $53,000.00)... |
|
 How will paying off my debt affect my credit report? |
| I am past due on a $5000 student loan and past due on another $2000 personal loan.......I'm working a great job now and I have a lump sum of money coming in the next two months that will allow ... |
|
 Is it better to pay off my credit cards slowly or get a consolidation loan and pay off everything at once? |
| I have the opportunity to get a $10,000 consolidation loan to pay off all my cards ($6,000) but I'm not sure that's a good idea. I would like to raise my credit score to make a major ... |
|
 Which credit card can i get if i have no credit? |
| i have absolutely no credit, who will give me a card to help build my credit?... |
|
 Credit card fraud...What will happen if I don't want to press charges? |
| Someone that I know used my name on a credit card without my permission. I know this person, and don't want to press charges. My brother however called an investigater because he is really mad ... |
|
 I have NO credit history, where can I get a credit card from? |
| I'm in my early twenties. I'm not a student. I also need one that reports my limit to credit bureaus so I can build credit. My bank declined my credit card application because I have no ... |
|
 Is it Possible for two people to have the same Social Security #? |
| I just found out that someone has a credit card in their name but using my social security number. I have never seen it on my credit report, and when I spoke to the credit card company they said this ... |
|
 Where can I get a high risk personal unsecured loan without a cosigner? |
| I have really bad credit however I am trying to play catch up with my bills. Because of medical reasons I was off from both of my jobs. I work two jobs and I can pay over $300 a month on a $12000 ... |
|
 Please HELP, Im going to cry. This seller/website has my credit card info, and they ripped me off? |
I found a site a body jewelry site on google last week, and placed an order.
I contacted the owner of the site last week and asked a general question about my order and received no reply.<... |
|
 How did $10,000 debt disappear? |
I racked up $10,000 in debt at college while psychiatrically disabled. I used to get a letter asking for payment every month.
Now I don't get anything from them. Its been over a year now ... |
|
| Can they hold you legally responsible for the debt if you are an authorized user on a credit card? |
Additional Details
the credit card is not mine, i was just added as an authorized user. isn't the holder of the account responsible.... |
|
 My parents paid off my credit card for me and now I'm recieving all these offers for credit cards in the mail |
| can someone explain how I can keep these from coming? Because I don't need any more credit cards and this is just a waste of paper for them and I'm a little uncomfortable about my personal ... |
|
 I need help my brother need wants to join but he hasnt got a credit card yet he 18 but he does now want one? |
I need help my brother need wants to join but he hasnt got a credit card yet he 18 but he does now want one so what sould he do reply thanks
Additional Details
sorry i spelt loades of ... |
|
|  |
teaspoon2btm | What is the limit credit cards can charge on finance charges.? |
|
 |
 
scifidiva
|
And the right answer is..
It depends on where the credit card company is incorporated !
You will find that the big credit card banks are all incorporated in either Delaware or South Dakota because those states have no usury laws. The finance charge can be as high as they want to make it and there is no penalty !!
For those banks that are not in those 2 states, the upper limit of what they can charge is based on the state law where the bank is based. |
|
Homer J. Simpson
 |
Usury laws vary by state. so it depend on where you are. |
|
Scott c
|
They charge all they can . |
|
Dennis M
|
Generally, there is no limit. You need to read the terms and conditions of the card, usually located on the back of the application, to get an idea of how dearly you'll pay for using any particular account. Oh, and you'll get charged interest on the interest that accrues, so don't ever let those balances get too high. |
|
lifelines13
 |
Credit card limits will vary from state to state, and also from country to country, in Canada for instance depending on which province you are in the rate can be 30 percent. In some U.S. states with hidden fees they can get up to 39 percent. So check the small print of your credit application. All the best. |
|
donnasworld1
 |
Don't think there is one, but you do have the choice to use them |
|
SpongebobRoundpants
 |
The interest limits are set by state laws. In Colorado, interest on revolving charge accounts has a maximum allowable interest charge of 1 3/4 percent per month or 21 percent per year. The creditor must give you credit for payments made during the month. There are many state with much higher interest and additional charges. Watch out and Good Luck ! |
|
Big Jay 7
|
30-45 percent is the highest on credit cards depends what state you are in...
i think Washington state has the lowest not sure though |
|
Tact is highly overrated
|
I think it's something like 29.9% |
|
Mesperanto
|
Just short of your total blood supply, but that's only because they've not yet worked out how to get that final drop. |
|
marie
 |
They can be pretty high - that is why you need to read all the small print before you apply for one. It could say "after 6 months, your rate will go up to...." and if you apply for that....well, not much you can do. We have horrible credit (because of a lot of bad things that happened to us) and we had to get a car (used) but the car loan was 24%!!!!!! |
|
Ingrid
|
they can charge whatever they get away with...also in hidden fees... |
|
quentin
|
NONE AS FAR AS I KNOW |
|
lld701
|
It depends on the State you live in I do know in SC it can be up to 24% |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
14 | 2 minutes(s) ago
| | | |
14 | 36 minutes(s) ago
| | | |
14 | 3 hour(s) ago
| | | |
6 | 5 hour(s) ago
| | | |
14 | 6 hour(s) ago
| | | |
14 | 9 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
14 | 6 day(s) ago
| | | |
14 | 2 week(s) ago
| | | |
14 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
