 Do you think i could build my credit in 11 monthes? |
I'M not looking for my credit score to be perfect but at least 600-650 can any one help me
Additional Details
I have no credit but just got my first credit card need to build my ... |
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 Can i be held responsible for a dead persons debt? |
| i used to drive the car under someone elses name, but i gave it back and now the repo man wont leave me alone. the owner has passed and they cant find the car.... |
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 If I just opened a bank account and I have like only $5 in it and I overdraft $3000 from an ATM, can I do that |
| If I just opened a bank account and I have like only $5 in it and I overdraft $3000, can I do that, and if I do how long do I have to pay it back before I go to jail?... |
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 What credit card should I get? |
This is what I want:
1- Low interest rates. (although I plan to pay it off every month- so does everyone else)
2- Low credit limit. (I don't plan to spend much, and I don't want ... |
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 Garnish Wages? |
| I was just wondering if you have your wages garnished can that be undone or are you stuck with it until its paid off. My friend said hers was undone. I was just wondering if that was possible?... |
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| When a parent dies are the children responsible 4 their debt if no co-signing was done?? |
| mother passed away with debts (credit cards, personal loans) she did not leave a will, she had no assets to her name (home, car) lived with me for awhile now creditors are calling me to pay off her ... |
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 I need $10,000. I'm behind in bills can anyone help me? |
| I need $10,000 because i been out of work for 3 weeks because of a knee injury. I don't go back to work until the begining of september. I need a loan to pay some bills until i go back to work. C... |
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 Credit Card or Debit? |
So im ordering a pizza online, and they ask for a credit card, or cash. can i still pay debit?
... |
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 Credit cards for people with bad credit? |
| I want to know the websites of places where I can apply for unsecured credit card for people with bad credit. I know about tribute, salute, rewards660, continential finace, orchard bank, and first ... |
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 Having a really hard time. Finally got out of debt 2 months ago and the urge to? |
| spend again is immense! Just don't want to get back in debt. Sorry not really a question but need to tell someone!!... |
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 Loan or Cash/Payday Advance?? |
| Which is better, to get a loan or one of those Payday Advances? I only need about $200, but I only make about $100 a week, so I would need a couple of weeks to pay it off...what is the difference ... |
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 Can a Collection Agengcy continue to lower my credit score? |
| I've been receiving annoying calls from a collection agency stating I owe my old school a certain amount. I stopped attending the school in 2003 and in 2005 I began getting notices from the ... |
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 Received a windfall of cash and paid off all extra credit cards and am working with only 1 card. Now. . .? |
do I close my other cards accounts or do I leave them open in case of emergencies?
(Also, just found out that one of my cards that I paid off just gave me a positive bump in credit. A REAL... |
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tica619 | What is the minumm payment you can pay to a creditor to keep from being sued? |
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comicards
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Usually, your bill will state this amount. It will vary according to the total $$ amount involved & the normal time expected to finish payments.
One friend of mine pointed out that his father had said that if you couldn't make your regular payment, you should at least send $20, in order to let them know that you were serious about knocking the bill down a little. This will work OK for a utility bill, or credit card, but not at all for an auto loan or mortgage payment.
In my experience, you can get a little leniency from most creditors by letting them know IMMEDIATELY that you're anticipating a problem, how long you think it will last and how soon you can get back on track. They appreciate that a whole lot. They appreciate even more when you keep to that schedule. And they like it even better if you get back on track ahead of schedule.
Just paying the minimum balance due on a bill, like a credit card, is a great way to let the interest pile up on interest. It's virtually legalized loan-sharking. |
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Dave
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It depends. You'll have to ask each creditor to help you work out a payment schedule. Best to do this before the debt is turned over to a collection agency. |
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StonerChick
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you have to at least pay the amount invoiced to not get in trouble. |
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jonas_83
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You'll have to ask them for that info |
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STEVEN F
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Your contract should explain how much you are required to pay. If you pay anything less than that amount, you are technically in default. Legally you can be sued as soon as you are in default, even if you are only $1.00 behind. If you can't make the required payments, you should contact the creditor and work out payment arrangements. As long as they know you are doing your best, suing you would cost them more than the gained. |
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boo
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ask em |
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mikeherman45
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It depends, how much do you owe? You may only need to pay $5 - $10 a month, but then again your creditor may have a bunch of people who owe far more than you do, so they'll leave you alone.
You may want to just talk to them. Or ...
http://www.too-many-debts.com/can+debt+management+credit+counseling+help+me.html |
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kurticus1024
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on credit cards pay at least the minimum or the 75% interest thing kicks in pretty fast.
for most bills, I think $5 shows some effort to pay it
I think it pretty much takes 90 days before they actually shut things off, if you are really poor, sometimes they might help you |
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iWISH iWAS
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The minimum payment due hahahaha that's what i would think |
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getfit chick
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Usually on your statements they say the minimum amount. |
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lyyman
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I've heard that it was $5 a month in Michigan, but that would not be credit cards. If a lender wants to give you more time they may allow additional time but charge you extra. |
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swamp elf
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Back in the 1950's it was $ 1.00 a month.I did that to a place that over charged us and we were too young to not get caught in it. But it took me about 4 years. Every single month i sent the check. It was so long ago, but i think they finely sent me a paid IN full statement. It was costing them more than it was worth in paperwork. Today's finance is diff. Check with a CPA. He will know. good luck |
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silverback487
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the credit card companies are pretty explicit...some other companies...if you show you are making an efort they can take no action...the can threaten, but they cna't take action....I mean send them pennies...but of course it is always safest to figure it out by calling them. |
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slickcut
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10.00 a month...as long as you are making an effort they can,t do anything even if they say they can,they can,t. |
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