 Does it help your credit to pay your credit cards off and never use them again? |
| I managed to make some credit card debt trying to raise 2 teens by myself w/ no child support. They have moved out and now I am paying off the debt and have very small balances on the cards like $101... |
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 What's the difference of going to court and not going to court for credit card debt.? |
| I have a summons to court for next week for capital one credit card debt that's indeed mine and if I go or don't go the judgment will be filed against me because it is indeed my debt and I ... |
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 Is it safe to add someone as an authorized user on a credit card? (piggybacking)? |
| My father did this for me years ago (still have the cards). I'd like him to add me to more of his accounts to raise my fico score. I don't want him to think I'm going to rip him off, I ... |
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 How can you raise your credit score? |
| WHAT CAN YOU DO TO RAISE YOUR CREDIT SCORE, AND WHAT SHOULD YOU BE LOOKING OUT FOR... |
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 I NEED an auto loan...? |
For $12,000.
BUT:
-I am 18 with 6 months of credit history
-Have a FICO score of 708
-Have a STEADY income of $1100
-Plan to repay within 36 months
PLUS: My ... |
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 How do you get out of a credit card debt if the sum of your minimum payments exceeds your actual balanace? |
| I owe $5,000 on 1 credit card and probably paid $7,000 in interest and fees over the years but still carry nearly the same balance at a high interest rate - makes it hard to pay off. Ideas? Tricks? T... |
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 Buying new car but first.... should we pay off car loan or credit card? |
| We are going to buy a new car in the next couple weeks (a TrailBlazer SS). My car is currently paid off. My husbands car only has 3 payments left on it. I can pay it off now or apply that money ... |
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 Ok I have apprx. 35k in dept. I'm lookin to file bankruptcy but i'm not sure what chapter I need to file under |
So i guess my question is What chapter do I need to file under?
Additional Details
when going through a debt consolodation will my truck be included in that? It makes up about 50% of my ... |
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 Missed my car paymet, is it a big deal? |
| I had a brain malfunction in March and forgot to make my car payment. I got a call from the lein holder and they told me I was 22 days late. I paid the payment and the late fees immediately. Is this ... |
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| What are the best ways of obtaining credit ? |
| I have no credit card, don't make much $ but am very good @ saving up $. What should I do ? Should I save a few hundred dollars & then ask the bank to lend me the $ & then pay them back ... |
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 If I don't pay my bill will it still come off of my credit report after 7 years (Next year)? |
I have a 6 year old bill that right now is $1700. I don't see myself paying it off in the next year. So if I don't pay it will it still come off my credit report next year?
Additional ... |
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 If you got caught with 5000 pounds in your account? |
| which genuinely wasnt yours by the housing benefits people what would happen and how could you prove it wasnt yours.... |
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 Where can i file a complaint against a credit card company for over charging me? |
| I paid my credit card bill online, and through a mistake it was returned overdrafted. I immediately re-paid it for the same amount. The credit card company then re-sent the first payment that was ... |
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| How can I get out of a bad car loan? |
| 18 months ago my girlfriend purchased a car for her brother (in her name) against my better judgement. She took out a $29,000 loan at 15% interest, which he was to pay. 18 months later, the brother ... |
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| Can collection agencies from the United states garnish wages from another country? |
| If you owe money in the United States and then move out of the country without paying the bill and it ends up in a collection agency, can that agency garnish your wages from the country you live in ... |
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 Not to be morbid but if your co-signer passes away. . . .? |
if the co-signer for someone's auto loan passes away before the term is up...what happens then? Who is ultimately responsible and do you still get to keep the car?
Additional Details<... |
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 Depositing a check? |
I just got my first paycheck and I have no idea how to cash it or deposit it... whatever it's called.
I opened a checking account a couple weeks ago, I want to go to the bank monday morning,... |
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pavan k | What is the physical difference between a credit card and a debit card? |
Is it true that you do not need the pin and the password to use the debit card.
please help me on this? |
 |
 
Harinder S. Johal
 |
There is no physical difference in credit card or debit card, both look like same, but by credit card you can buy things now and can pay later and for debit card you must have money in the bank to withdraw it or buy things with it, If you use credit card at ATM you need pin no, and for debit card also you need a pin no at ATM to withdraw money, If you use slolen card for shopping and was reported stolen it will be useless and can land you in jail also |
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jas
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hey it seems u r hands on on some1s debit card... lol ,well yes u dont need pin n password for debit card |
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Prabhakar G
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The back ground of both debit and credit cards are same: To avoid keeping physical cash in your pocket, to avoid theft and loss. Both cards are operated by banks as plastic cards in different colors but almost the same size. Credit card is the card where no physical money is required to be deposited in the bank, but the bank gives a money limit to the user to use for daily expenses and on the due date, the user has to pay it back to the bank. In short, the bank allows us to use the bank's own money through credit card and expects to be paid back on the due date. A debit card is little different in operation and working from a credit card; a debit card requires physical money to be deposited in your bank account and then the bank allows you to use that money for your expenditures. ATM Card is also the same. If you have money in your account, you can use a debit card for buying/purchases and if you don't have money deposited in your account, the card will be declined. A debit card is just like cash in your pocket but slightly safer than cash. In short, credit card is understandable if you think of CREDIT being issued by bank and Debit card DEBIT. In financial terms, debit card is a better option than credit as you are allowed to spend only when you have money in your account. |
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gosomeplacefun
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A credit card, ex. mastercard or Visa, will not give you a pin # unless you want to get a cash advance from you card that you will pay back, with interest. You would have to request that # from the CC company.
A debit card has a Credit card LOGO, ex. Visa or Mastercard, on it which means you can use it where credit cards are accepted. The debit card is linked to a bank account and is considered cash, which is why it is immediately deducted from your account. It means you could physically walk to an ATM, insert a pin # and take cash out if you wanted to.. if the debit card has a CC logo, you can use it as Cash or Credit; depending if your bank charges fees on how to use it. The card also says Debit card on it, in small print in the front near the bank name or logo.
Debit card = need pin to withdraw $, it is cash.
Credit card = you are buying things on "credit" paying later. |
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Mabe
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For a debit card, you need a pin to use it. For a credit card you don't. But most debit cards can also be used AS credit cards...so then you wouldn't need the pin. |
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Teddy's Mom
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With mine no difference, when used as credit I do not need pin.. Used as Debit I need pin. |
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Naren
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Physically there is no difference between debit and credit cards. To use it in merchandise you do not require anything anything and for ATM transction you require password for both |
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sabu
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if u have account in the bank u can withdraw the amount at any time with the help of debit card. to that extent money will be debited to u r account or reduced. instead of using cheque book u can use debit card issued by the bank. but personal identification number pin is a must to operate u r debit card. whereas evnthough u have no money in u r account u can withdraw money with the help of credit card and u have to repay to the bank and the bank will charge interest ranging 25 to 34% if u r default they may charge more amount. that is the difference betweena debit card and credit card.al the best |
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jt122801
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with a debit card its linked to your checking account n when u make a purchase its automatically deducted from your account a credit card you pay interest on a purchase |
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