 Do you have to pay to own a credit card? |
| I am thinking about getting a credit card, so I can pay for things over the internet, and then just clear my balance whenever I use it. Would this cost me anything? Do you incur charges if you don... |
|
 Is there anything wrong with GA TRUST FINANCIAL? |
| I applied for a loan and just waiting for my funds, so far they are pretty good with me. do you think they are for real?... |
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 How do i handle this situation, i used my dads credit card through pay-pal ad he found out? |
| I used my Dads credit card through pay pal, and he just found out, in total i think i wasted about $160, but the money was wasted in breaks trying to see if he doesn't notice. For a while it ... |
|
 Any company that provides loans for bad credit? |
| need to find a company that provides loan for people with bad credit.. no down payment ... |
|
 We are trying to buy a home w/ credit score of 557..... Best way to improve credit quick? |
| We plan on putting 40,000 down in a house priced at 165000. We also have an extra 20000 cash. We currently have 3,400 in credit card debt on a 4000 limit. Is it better to pay the debt down, or ... |
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 How does this happen? |
| Me and my mom had an account with US bank and I was a minor. My mom racked up 982 dollars in debt with them. For some reason they think I owe the money. I was a minor when this happened. they later ... |
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 Is a 606 credit score good for a beginner? Im new to this whole credit stuff!? |
| Im 19 years old and im just starting to go in this credit thing. i had a credit card now for a year. I had no problems and have been paying my bills on time. But I was shocked that my credit score ... |
|
 What's the best way to pay off 23G's of debt? |
Current APR varies from 23 to 30%, HELP!!!
Additional Details
Current apr varies from 23-30% but I don't want to consolidate b/c the cards will be closed after they have been paid ... |
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 How many of you live of credit cards?? and what will you do when you are up to your credit limit?? |
england is very much living off credit and is very much in debt with bank loans etc ..i just wondered what every one who has credit cards and lives of them will do when their credit as run out ??
... |
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| Is it a good idea to start establishing credit as a college student? |
| I am about to be a sophomore in college. I am not a big spender, but every once in a while I'll make a purchase that either requires a credit card or I would rather not pay with check or cash. I ... |
|
 How do you work out 8.5% interest? |
on a debit card/credit card for monthly payments of car insurance?
say the amount is £353.95 how do you work out what 8.5% interest on top would be?
... |
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 What are the top 5 ways to build or rebuild your Credit score? |
| I've seen a few suggestions on the board, and put a few up myself as answering another person's question, but out of all the techniques out there, what are the 5 or 6 you find most ... |
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 My mother has alot of debt...? |
| My mother has alot of debt, credit card, medical everything. When she passes away is all that debt going to fall on me? The only debt I have is student loans and I do not need over 200,000 dollars in ... |
|
 What to do,i have two credit cards with id fraud help?? |
| i have two credit cards,mint and capital one,both have been used with out my knowledge or agreement, i only found this out when statements arrived. neither credit card company will freeze the ... |
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 How do i clear searches on my credit file? |
| i have recieved my credit file for the first time in my life and found no ccj's or anything like that but have found searches from as far back as 2002. nothing on there says iv'e missed a ... |
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 Is there a type of debt consolidation for payday loans? |
| I've met with a lawyer to start to file for bankruptcy. The two main components of my debt are a car repo, which for some reason I still owe around $6000, and some payday loans, which I owe ... |
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 Should I take this offer from a collection agency? |
Recently they sent me an offer for a credit card. Here are portions of the letter that I have edited to keep this short.
Midland Credit Management, Inc. has made an arrangement with J... |
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 Where can i find a good debt consolidation loan? |
| With not so great credit and do not own home for equity.... |
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Chris W | What is the statute of limitations (time frame) for a collection agency to claim an old debt? |
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 |
 
stopccdebt
 |
Actually, it depends on your state. If you do a search for "statute of limitations by state", it will let you know what the limits are in your state. Many states have limits of only 4 or 5 years.
Regardless, it will drop off of your credit report after 7 years from the date of last activity.
Keep in mind that any legal information may need to be confirmed by a qualified attorney, of which I am not. Hope this helps. |
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sshazzam
|
There isn't a statute of limitation on the collection of a debt to my knowledge unless you file bankruptcy. |
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Studly
|
Geez! Come on you guys! If you don't know the answer them don't waste your time responding!
You obviously don't even read past answers here either, as I've posted this information dozens of times!
See the link below, is goes into what the Statute of Limitations is and other issues. Each state has a differant SOL, so you need to check the chart. It can range from 4-15 years, but most credit card debts are about 6 years. |
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younggb77
|
none. After 7 years its supposed to come off your credit, but more than likely unless you intervene it won't |
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icsowesmemoney
 |
It varies from state to state and depending on oral or writter contracts and wether a Judgment has been entered or not.
E-mail me for more info
icsowesmemoney@yahoo.com |
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jimmyrm_25
|
Infinity.
Trust me.
***** you Smithson Clarke you'll never get my medical bills |
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inaccord18
 |
Why don't you people use the SEARCH function? I swear I see this EXACT question come up at least 5 times an hour... |
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kipneldy
|
Death of th debtor |
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DollyLama
|
State by state laws vary, usually it is 15 years from date of last received payment on the account, or Judgment obtained, regardless it is the latter of whatever activity on the account. |
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bildymooner
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There is none. They can harass you till the day you die......Then harass your family. The limit is on how long they can take it to court. I believe that is 7 years. Hope this helps. |
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