Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 Is it better to pay a small loan off right away, or over time?
I have a small secured loan to build my credit. The payment term is over 2 years. Is it better to pay it off early, or over the course of time to build your credit score?...


 Do not use Bank of America. What can I do about this?
I have been a cardholder since 2001 with MBNA. Bank of America purchased MBNA and since then the customer service level has declined for many reasons. Most recently I received a change in terms to my ...


 Are there any credit cards you can apply for if you do not have a job at the time?
...


 What should I do?
First of all, I'm 21 yrs old. I went from having no credit, to having bad credit. The reason is because I got sick and didn't have insurance so they're all medical bills. The other one ...


 What is variable interest rate?
...


 I am trying to repair my credit. How long do negative items remain on your credit report?
...


 Do Mortgage lenders check credit scores from all 3 bureaus or do they check from any 1 bureau randomly?
My wife and I will be applying for a home loan soon and between 6 total scores, we have 4 which are above 680 and 2 that are hovering just under 600. Will the lenders take the middle score, an ...


 How can you get a mortage when on low wages?
...


 I need a free debit card, how can i get one please?
i need a debit card that has a mastercard and visa in it please who can donate one for me i will be ...


 Collection Agency charging for letter of satisfaction?
I began dealing with Franklin Collection Services out of Tupelo, MS a little over a month ago after running a credit check and finding that my husbands ex had defaulted on an account that she had ...


 Does anyone know or dealt with wescot credit services?
If so did you pay them, if you did not pay them did they come after you ?...


 Is there anyway I can get a credit card with bad credit and no money?
I'm trying to get goverment grants and home business starter kits but they all require credit cards and i don't have one.Does this mean I should just give up?...


 Is my credit rating a good one????????
I am 23 and i have a credit rating of about 753, is that good for my age....


 Is there adifferent between ATM card and credit card.?
...


 Credit card question...?
Is having 2 mastercards and 2 american express cards too many? Is this a good number of cards to have?

Also, I do not like citicard! Does it hurt my credit rating if I cancel my citi ...


 One of my creditors i suing me. What can they do to me and can I protect myself?
I received a letter at home yesterday informing me that one of my creditors is suing me. I'm 21 and a full time college student who lives 3 hours away from home, which is where the case is. T...


 What is a good zero percent credit card?
I am looking for a good credit card that offers an extended period of zero percent interest....


 If i cancel my credit card will my monthly payments be lower?
...


 A friend is leaving the country for Spain to start a new life....?
thing is he's not intending to settle his CC, loan etc. debts before going. According to him no one will bother tracing him for the debts, I've heard different and that the debts are sold ...


 Written asked not to contact me at work and still do?
I have missed 1 1/2 payments on my car lease agreement. I intend on doing a voluntary repo at the end of the month. However, I have given a written request for them not to contact me at work and ...



Matt S
What kind of credit card should I get?
I'm eighteen years old, and I'm looking to get a second credit card so I can build my credit faster. I got one through Capital One a few months ago, and I pay it off each month. I'm looking for a card that has no annual fee, and also a company that is good with customer service and it won't take me ten calls to get someone to do something without being hung up on.
Please let me know what company the card you are recommending is through, and also the subtype.
Additional Details
The APR is a very small factor to me because I pay my card off every month.
I'm fortunate enough to have a position where my job is extremely secure in this economy, so I'm not worried about something happening and not being able to pay it.
I just want a card that I will be accepted for, since I have limited credit history.
                     
 




silversagess
I have had my credit card with Bank of America World Points Visa (was MBNA before BofA bought it out) for about 14 years. I have NEVER had problems with them. No fees. 1% cash back. They remove disputed charges with NO QUESTIONS ASKED. Zero liability for fraudulent use of your card. Online banking. Hope this helps.


I loveeee my baby girl!
Rating
NONE!!!! believe me u dont need it. It's the devil


Peter A. H
a.p.r. is most important,most cards will forgo annual fee if you tell them you will not participate in such practice.American express use to be the card to have. Do not ever go over limit or be late with capitol one, they instantly raise the rates far and beyond reasonable guidelines.


Tyler Durden
being 18 and having little to no credit history in todays economy. pick one that fits you and hope you get approved. Now is a hard time for lenders to approve you for a line of credit.

AMEX isn't accepted everywhere as wheer visa and mastercard are. make sure the area around you accept your credit card as well.


Leo
Until till there APR comes down i would not touch them, and with job security an issue these days is another factor to think about.


cajundude1
Rating
Visa. Chase.


Gizmo
I believe VANQUIS are good


tony Y
virgin


Michelle
Rating
american express


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.014
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy