 Excluding a mortgage, who has the most debt? I dont have any, my mother wont allow me to have credit cards.? |
I am a 40 year old virgin you know.
answers preferably in english pounds sterling.
Additional Details
just a skeleton? well it would explain a few things, she hasn't moved much ... |
|
 How long does it take after bankruptcy to be able to get credit again? |
| i filed chapt 13 but had it dismissed and have been making payments to creditors...have credit report and score is approx 601...nothing in judgement area states anything bad other than that i had ... |
|
 Which one reflects better on your credit score? |
| If you have six open revolving accounts in which two of them are paid off and four of them have balances but have never had a late payment - is it better for your credit score to close the two paid ... |
|
 Can the bank do that ? |
| I used a u-haul truck with my bank debit card. i was charged for 100 miles in error, which caused my bank to charge me an overdrawn charge.The bank said they were not in error, but now that they ... |
|
 I have several credit cards which I don't use. Would it improve my credit score to close these? |
| These are revolving accounts such as department stores, etc. I am not carrying balances on any of these accounts and they have been opened for several years.... |
|
 Are people to blame for loaning? Or are loan companies to blame for offering the service? |
| I just want to know what your thought are on loan companies. Money Mart actually supported the Canadian Government efforts to regulate payday loans and asked all of their customers to sign a petition ... |
|
 I need an Auto Loan but have bad credit, what should I do? |
| I have a credit score around 560 and need a auto loan for 12000. I can put 2500 down and I make 6000 a month, gross. Where can I find financing for a used automobile?... |
|
 Buying a car with bad credit...co-signing for my niece? |
Hey guys,
My niece screwed up in her first year of college and really screwed her credit up. Now, her car is falling apart and she is going to get a new one this week.
She has ... |
|
 A credit card question? |
If I get a visa credit card how do I pay it off?? I've heard people say they put money 'on' there credit card before they go away? what does that do?
Thanks!
A... |
|
 Help im in det? |
| how long do u have 2 wait until banks and other companys write the det off. i owe about £40,000.i have not been made bankrupt and 4 the last five years ive made it very hard if not impossible 2 be ... |
|
 Can you be sued by a company if you are making payments? |
| I was going to settle with a collection company for a certain ammount. The only thing is I cant come up with the other ammount they want? Can they sue me. I still want to make payments to them but it ... |
|
 I was 1 day late on a $5.00 payment. Will this kill my credit history? |
| Its for a clothes store and they don't send statments. It was an honest mistake.... |
|
 How do I know if these debt collectors are real? |
I have some debt on my credit report and before I pay them off I want to make sure these "collectors" are legit.
I have googled 2 of the numbers that call me, people have complained ... |
|
| Where can i get a car financed with pretty bad credit? |
| i filed a bankruptcy like 6 or 7 years ago that was thrown out due to me and my wife at the time not paying the trustee...i havent tried to purchase anything prior so..where do i ... |
|
 What is the best Credit card for bad credit? |
Additional Details
i have never had one before it is my first time applying for one i have only ever had one cataloge and my payments were always on ... |
|
 Can i rent a car with a maxed credit card? |
| I want to rent a car this weekend but my credit card is maxed and the rental company requires a credit card to rent it. I want to know if they put a hold on the card will it process or will it deny ... |
|
|  |
D NICE! | What mortgage companies will approve someone with credit score of 490 to 510. She also have lots of equity.? |
|
 |
 
TP2001
 |
Yes it is possible to get approved. I work for a mortgage company and we deal with a lot of low credit scores. Depending on what the report says on what is late. Ex. most lenders do not take medical into account and everything else, if its been either a year or two depending on the bank. There are many many lenders out there with plenty of programs. With lots of equity, that will definitely be a plus. |
|
CALIFORNIA GOLD
|
Hamlin Mortgage is working with us right now to get someone in Georgia approved witha 490 score going up to 75% loan to value ratio. They do business in 48 states. Fill out the free evaluation form at
www.totaldebtsolutionsllc.com
and a loan officer from Hamlin will contact you within 24 hours. Good luck. |
|
luciousgreeneyedlady
|
lots of equity has nothing to do with getting a loan. with a score that bad no one will probably give you a mortgage loan. |
|
Maggy G
|
Try the below company |
|
Laurie
 |
I believe you can get a loan for any amount you want from any place, but the question is can you afford to pay your mortgage, along with any other misc expenses, and fee along the way? Mortgage company's want to give loans, this is not a problem, especially if you have some equity, but the secret that most people don't think about is depending on how much you put down, determines how much you borrow, which in turn determines how much your mortgage will be. |
|
Sal
|
The more equity the easier it will be to get a loan. But the score is poor so expect to pay a lot in upfront fees and extra interest.
It would be better to try to build the score up to 650 or so. You will save a lot of money. |
|
peachygurl86
|
That kind credit score probably won't be able to get you a mortgage and if it does, you'd have to pay much higher interest rates due to your credit risk.
I would say thay this person should fix her credit by using the equity she has to lower whatever credit card debt she has accumulated as well as other loans for cars, school etc.
If you still want to attempt to get a mortgage, you should try a website such as Lendingtree.com to see what offers this person can get. I wouldn't be surprised if they are outrageous or there aren't any offers made at all.
Fix your credit score and you may be able to qualify for a mortgage. |
|
iceman
|
She would have to have ALOT of equity. And i mean ALOT.That is a really awful credit score and would represent huge credit risk to the lender. A high income and alot of down payment would help but nothing is guarenteed.
Mid to high 500's would probably the low end of getting approved in normal cases. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 28 minutes(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
9 | 5 hour(s) ago
| | | |
9 | 8 hour(s) ago
| | | |
9 | 1 day(s) ago
| | | |
9 | 5 day(s) ago
| | | |
5 | 1 week(s) ago
| | | |
9 | 2 month(s) ago
| | | |
7 | 3 month(s) ago
| | | |
7 | 6 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
