 How drastically does an auto loan affect your credit? |
| I just got one for 54 months the payments are very reasonable and its set up as an allotment so it automatically comes out my paycheck and I don't have to worry to much about anything. I'm ... |
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 Cheques or no cheques? |
| Are cheque books becoming obsolete, went to buy an item in PC world, but was refused , said cheques were unexceptable...Credit card or go somewhere else...I realise that the Country went to the dogs ... |
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 How bad is it to use a credit card? |
| I only have two credit cards. One is for Macy's and has no balance on it, the other is a Visa and it has a credit limit of $3,100. That one has only about $150 credit left on it. How bad does it ... |
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 Credit Card w/ late payments? |
I opened a new credit card account 07/2005 with MACYS, 09/2005 I stopped paying and now that Im monitoring my credit score I see it's status which is (120 days late, Late by 4 payments)
... |
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 I have a friend that is wanting to get a personal loan for $2500-$3000. She does have bad/poor credit.? |
| Is it possible for her to even get a personal loan for that amount and if so where/what is the best recommendation for her to apply that's legit? Where could she try and how fast would she know ... |
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 I'm like 10G's in debt, what is a good credit counseling company? |
| I was young and stupid and got myself in debt, i haven't paid it off because i was unemployed. I currently got myself a part time job and want to start to fix my credit. Does credit counseling ... |
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 Can I get a loan for $100,000? |
| I make about $25,000 yearly. I am 22 years old, have been at my job for 18 months. I have no debt except for a medical bill which is about $200 a month. My car is paid off. My credit score is ... |
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 How good is a FICO score of 732 for a 23 year old? |
Additional Details
someone asked about what loans and CCs i have had etc... I've had....
4 loans, all paid off, 0 late payment
4 credit cards, all paid off, all ... |
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 How do i get a credit card? |
| I just turned 18 not long ago and i want to get a credit card to build credit but no place will give me one because i have no credit what do i do?... |
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 Creditors can take your salary? |
| If you have credit cards you owe, can they take money from your salary before you even say how much or if yes? Do you have any say at all? Does your job say yes or no?... |
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 Do i have to call the 1800 number on my temporary card to activate it? |
My bank gave me a temporary debit card the other day and it doesnt work I was wondering did i have to call in and activate it?
Additional Details
i have a pin ... |
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 Will I be able to raise my credit score by doing the following? |
| I just had a question. About 3 months ago I tried to apply for a loan to get a house. However, my credit score was around 560 at the time, so they were asking for a 10,000 down payment and to hire a ... |
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*Amanda* | What options do I have? |
I am currently financing a 2005 yamaha raptor quad. The monthly payments started at $69 and recently jumped up too $169. Do I have any options that will not effect my credit score? I am only 19 will this permanently ruin my record?
Additional Details
wow sorry I completely forgot to mention that I cannot afford this at all ontop of my other bills! |
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Doubting Thomas
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You need to hire someone to steal it and total it. Make sure they set it on fire or something. You don't want to get stuck making payments on a wrecked quad. Also, you'll have to kill this person before you collect the insurance money. But that's just common sense, right? Oh... wait...did you mean a "legal" solution? Never mind. |
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Jimmy Pete
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You better try to sell it for enough to pay off the balance owed!! You're welcome!! |
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crazy b
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if you continue to make the new payments on time then your credit score will be better because your high monthly credit will be higher than before, if you can go to bank and refi the loan at a better deal that may help if payments are to high now, but if not and payments are to high consider selling or trading in for a lower payment deal. |
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tom_nearhood
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Call the finance co. and ask them why, see if you can arange for a lower payment. It will affect your credit if you let it go back. Try selling it to another enthusiast, tell the finance co.and the dealer of your plans if you can't make any arrangements with the finance co. |
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TheRobA
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well on the plus side even if it messes your credit it goes off the record in 10 years |
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sexytrojan
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WOW!
Refinance it. This time, make sure you get a good deal. You are doing them a favor by giving them your business, noty the other way around.
Make sure you read ALL of the fine print on the loan papers, no matter how tedious and boring. Banks like to hide stuff in fine print. |
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shkabaj
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Call your finance company and ask how much it would cost if your parents finaced one. Since you are young, and accidents are high with young people, statistically speaking, they will charge you more the younger you are. If you can put the vehicle under your parent's name it will most likely cost less to finance it. By the way, nice picture. |
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Hammertime
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It will not affect your record unless you are delinquent on your payments, it also depends on your debt to income ratio if you are applying for credit somewhere..Try and sell the unit if you cannot afford it... |
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Duffsta
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Won't permenatly ruin ur record but will affect ur record for about 5 years, you could probably think about refinancing at a lower repament. |
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daily2171
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get a credit card that dosnt have finance chages on credit transfers |
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SpermFeather
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Yes it will kill your credit until you pay it off. |
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