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 I have a lot of credit card debt close to $50000 from my business. What are some ways to clean this up?
My business is still in the growth stage but we have racked up debt close to $50000 that is sitting on my personal credit cards. Should I transfer that debt to a large credit line under my company ...


 What might this do to my credit score?
I have a card that is paid off and compared to my other cards, it's limit pales in comparison. I want to close it. However it is one of two oldest accounts. The oldest account has a limit 4X ...


 Should I pay a debt that has been charged off on my credit report?
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 What does it mean to be a Payee?
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 Discover Credit Card?
What are some of the benefits of having a Discover card?

Anyone have any experience having one?

PROS/ CONS?

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 Credit Report Question?
How long does the following information needs to stay on the report?

* Accounts that are paid for as agreed
* Charge off ...


 How old do you have to be to have a credit card?
the title is self explanatory
Additional Details
can my mom get me one?...


 Visa Mastercard....or any credit card?
If I buy some shoes and they dont accept paypal but only major credit cards.......where will the payment be deposited??

Will it be deposited into their checking account or something?...


 Credit Card Fraud question.?
My child's father used our son's soc sec number to get a credit card. Who should I tell & what will happen to my son's father?...


 How long after a foreclosure can you get a car loan or mortgage again.
...


 If you pay collections off that are on your credit report, does that help any???
I know it will stay on your credit report as a paid collection, but does it help any??? Your score??...


 Should I transfer my college debt to 0% credit cards?
My wife has about $28000 in school loans. Should I transfer this to credit cards, two in her name and two in mine, with 0% interest and keep flipping credit cards every year to maintain the 0%?...


 Debit card question ...?
I just got a new credit card in the mail(haven't had one before) to start building up credit. I read an article in Men's Health that recommended ditching the debit card and only having a ...


 Credit score question?
I just paid off the balance on my credit card. I just want to know how it will affect my credit score if I go ahead and cancel my credit card account. Some people have told me it's better to ...


 I'm 20 and have a 721 credit score, is that low or high? And what is considered to be an excellent score?

Additional Details
I got my score from an experian credit report....


 What's the best credit card to get?
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 If i close a credit car account in good standing does that lower my credit score?
my bank offered me a credit line 1500.00 w an excellent interest rate the other company i only have a 250.00 limit w very high interest rate if i close that account will that lower my credit score?...


 Prepaid credit card?????
could u pls tell me if prepaid credit card build credit history?
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 We have really bad credit, we would love to buy a house were can we got a loan?
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 I am in debt to the I.R.S. to the tune of $60,000. Can that number be negotiated? Will they take pmts.?
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georgia j
What"s does it means when a creditor says you have no fico score available?
                     
 




SPIFIMAN1
Rating
No FICO score is one of two things.

Either you have never established credit or you have misused your credit to the point that you fall below the minimum reportable score of 350 and therefore your score is 0.


STEVEN F
Rating
Congratulations. You are NOT in debt up to your eyeballs. Please continue to spend less than you make and STAY out of debt. The only other person I know without a FICO score is a debt free MILLIONAIRE.


DaMan
It means that you lack sufficient credit information (history) in your credit file for a meaningful calculation of your FICO score.

Let's say you have 0 or 1 credit entries on your report with a TOTAL credit history of 6 months! You wouldn't have a FICO score because you need a decent "cross-section" of data for the formula to be able to predict your creditworthiness.

Extremely limited or no historical credit information equals no FICO score.


Young and Famous
Rating
You have no credit history. You never have a loan and credit card or you have a credit card, but you haven't use it.


TmB
Your fico score is how they judge your credit, and if you don't have one that means that you have no credit established.


semi273hemi
Rating
It means you are not listed in the three major credit bureau's, It also makes it hard to establish credit without a score.

You may have to get someone to co-sign with you to help jump start your credit.

Good Luck,


wld_jkr
Rating
It means you have no credit history. FICO is a numerical index of your creditworthyness. No history = no score.


robbyz3
Rating
A FICO score is derived from the three major credit agencies. You have transunion, experian, and equifax. Generally they will pull all three credit, and they will take the middle score that you have. If you do not have any credit I suggest to get a credit card (capital one) is probably the best because they accept "highrisk" accounts (high risk because you don't have any credit) You will pay higher interest rates but you should buy something you have money for and pay it off even before you get charged interest. This is the quickest and easiest way to build your credit. And remember, ALWAYS pay everything ontime and your credit score will get better.


igottadrive2001
Rating
i would think it means you have no credit


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