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 Is it best to pay a credit card bill early or on time?
to establish a decent credit..my next bill isnt due till sept 12th, what is better? to pay earlier then that date or on time. ...


 Can I be sued for a ten year old debt?
I have an unpaid debt of originally 700 dlls with a phone company formerly knonw as Pacific Bell in California. That company eventually became SBC and now ATT. I just got a call from a collection ...


 Credit cards and credit score?
in order to improve my credit score should i pay the cards off every month of leave a balance? and why
Additional Details
if leaving a balance is recommended explain why and how much ...


 My sister used and signed my name to purchase a car. What should I do?
The credit bureau is showing that it is my debt, but the company which she got the credit from does not have me in their database....


 How can i earn money online by just typing???
Almost all sites about making money online is A BIG SCAM!!! most of them send virus to your computer!!! Does anyone know an online job as a typist??? Most sites have these bold texts about how to ...


 Credit card vs. loan?
I have a debt of 28,000, and a loan for it for 12.99% for 96 months (611.00 payment). I have been thinking about transferring the debt to credit cards: 16000 at 1.9% for 8 months then 16.99% after, ...


 If you did not apply for a credit card and received a card can you send the card back to the company?
...


 If I co-sign for my brothers auto loan, will it appear on my credit report?
I would like to know because I'm trying to buy a house very soon and would like to help my little brother out. I just don't want to mess up my chances at getting a ...


 I am looking for a web site that has good info on how to repair bad credit..any suggestions?
i considered "eliminate bad credit for good on line sites" to my understanding they're scams...bankrupcy sounds like the last option and i'm not that bad in debt..less than 5000......


 What are some specific ways I can increase my credit score?
Here's the situation: my credit rating is poor. I have a few charged off credit cards from my early college years. HOWEVER, I do have one credit card that I have never even been late. Also, I ...


 Are there Any lenders firms that can give me a small personal loan even with bad credit?
...


 I just got my first checking/savings account...help?
Could someone explain to me whether or not I can buy things online with it? I got my account from Wamu...and I think I get the gist of it all, but I'm just concerned what exactly I can/can'...


 Can an 11 year old use their mothers credit card?
Hello, my 11 year old wants a credit card, and keeps asking if she can use my credit card, she's very responsible, so she won't screw up my credit, but still, can she use it?...


 Wage Garnishment help?
Doesn't anyone know on how to stop wage garnishment..since my mother die I have been facing hard time... is there a law that protect me...or is to late what can I don't I feel so sad.
...


 I have poor credit rating but need a loan was offered one at 46% apr i need a cheaper one n e ideas?????
...


 I have less than perfect credit?
i made mistakes when i was younger getting a credit card at 18 with no job, now that i'm older have a good job and good income nobody trusts me with credit.......is there anywhere i can go or ...


 Cant afford payments of loan and credit card?
Ive got debt with a bank on my credit card and loan. But cant afford the repayments and my debt is less than £2000,is there any way that this debt could be written off by the bank?...


 I need an apt. I was denied 4 yrs ago with a 585 credit score in CA. Now it's 640. Will I have problems? ?
As I said above, I want an apt. I'm a teacher w/ ten years in the field. What are my chances of being approved in a decent area. I take home 3500/mo. and want something in the 1000+-200 range?...


 Bad credit, no down payment, great income- how do I get into my first home?
...


 I am being harassed by debt collectors for a debt I do not owe - what can I do to stop this?
I have tried contacting the company direct but they are just ignoring my numerous telephone calls and letters!...



Nikos
What range is cosidered as excellent credit score?
                     
 




Iomegan
Rating
FICO® score: Your interest rate is:
760 - 8506.45%
700 - 7596.67%
680 - 6996.85%
660 - 6797.06%
640 - 6597.49%
620 - 6398.04%


impactsherry
Rating
Really anything over 700.....


Kenya_7
Rating
750 is good...however if you have a 600 you can get approved for just about anything.


charlotte s
800 - 900


mom of 2
Rating
720 and above


chiefof nothing
Rating
told today anything above 720 or 730....

Don't believe there even exists an 850....highest score I have had was 794...marked down for TOO MANY INQUIRIES had this score in Sept 04 when buying a 04 Toyota AVALON...put over $17K as a down financed $14K told sales manager wanted 24 mo. loan at their very best interest rate..he lied and said the lowest Toyota let them go was 4.75%...they kept trying to talk me into longer terms at a lower payment..I told them to start listening...I did NOT care how high the payment was to be... just paid it off in Feb 05 what a hassle same with mortgage payments if you pay more than regular payment and don't mail a separate check to a special address they apply your payment to future payments and not the PRINCIPAL!!!


trucker3977
Rating
900?? Ummmm, it only goes to 850.

Yeah, anything over 680 is pretty good. The higher ya go, the lower your interest rate will be on whatever you are financing


Supah1
Rating
anything above 760


bike bandit
With a score of 680 or above you can get just about anything you want. Anything over 700 is considered excellent, but with some auto loans to get the very best deal, they require a 720.


dianne_tulsa
750 or higher


John H
700 or higher.


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