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jamel_wee | What should I do with this debt? |
A friend used my name to purchase a car and the car was later repossessed leaving behind a debt under my name. Now, a debt collecting company is haunting my family as I am no longer staying with them. May I know will my family be liable of my debt? What should I do with this debt? |
 |
 
Gem
|
Great friend you have there.
Unless you are willing to file a police report, you are stuck. They can't make your "family" pay, but if by family you mean spouse, she/he could be liable.
Your family needs to send a letter to the collector telling them that they don't know where you are and to cease and desist harassing them for your debt. |
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lil southern girl
 |
That depends on whether or not you mean you allowed your friend to do this and signed for it, or if the friend committed fraud.
If you allowed it, the debt is yours, period. You pay it or put in it bankruptcy if you qualify. But your family has no obligation whatsoever. The creditor is just harrassing them because they think your family is lying about your whereabouts. If you do not live with this family, the family should advise them of this and make it clear to the creditor that they will be reporting them to their state attorney general's office if the harrassment does not stop. The creditor should be told to never call their home again.
If this was fraud committed by your friend, you should have pressed charges. You might still be able to, but you would need to ask an attorney in your state if he thinks they will fly or not. |
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beauty s
 |
no u are, but they will keep calling your family till u pay them back.. Good luck |
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todd c
 |
they should be only after you, sue the crap out of them if there are bothering any one else on that note. |
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Randysgirl
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I think that I would be looking into taking that friend of yours to small claims court fast, and never ever let anyone use your name for anything, they can not charge your family with this debt but they will continue to come after you and the fees and penelties are going to keep adding up, so I would be looking into contacting a attorney asap, I hope that you will not ever let a friend do this again because things like this never end up good, Best of Luck |
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Birdie
 |
Get an attorney involved if you can. I hope you have enough information to prove that the debt is not yours.
My mother-in-law did this to my husband, and it took about a year to get it cleared up, but it's possible.
But don't worry about your family... they can't be help liable for a debt that is in your name. |
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michaelv37
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for one your family can not be held acountable for your actions unless you are under 18 yrs old, 2) you can take this person to court if they did not have the right to use your name to aquire the debt. 3) if they did not have the right to use your name then it become fraud by decetion and also falls under identity theft. if you can prove this then have them arrested |
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mel x
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Call the company and explain the situation. You'll probably need a lawyer on this one. At least by calling you can give them your number (I know, I know, but this whole situation is a pain) to get them to stop harrassing your family. |
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Ariom
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give them you friends number....but sorry to say unless you hire an attoney you are going to have to pay that debt. Your name...you are responsible. |
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