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 If you only pay the minimum payment on a credit card, will it hurt your credit?
If I don't have all the money one month my bill comes, and I just pay the minimum balance, will that be negatively reported on my credit report?...


 Anyone Else Find It A Little Funny About The Lifelock Guy Having His Identity Stolen?
You've seen the commercial.. Guy has his social security number on the ad... I was tempted to try doing something with it just to prove their service is crap... Apparently multiple people did ...


 Can some one please tell me if there is a UNSECURE credit card for people who have NO credit??
i got alot of help from the people who answered my other ? bout gettin a credit card with no credit but now i ran into another problem..the orchard card doesnt let me choose which kind of card i ...


 How can i get out of debt?
everytime i try to get out of debt i seem to get in more debt.. i don't splurge on stuff but i just can't seem to get out of debt... i have horrible credit so i probably won't be able ...


 If you are in $3000 debt but pay your bills on time, does that still lower your credit score?
...


 Does anyone know what my score may be now?
About 2 years ago I had a lot of charge-offs which I have paid completely off with the exception of 2 which I now pay on every month. I have not miss a payment and have not been late on anything in ...


 Where can i get a credit card from if i have no credit histroy, and no job "on book"?
I have a job, getting paid cash, and i would easily be able to afford the credit card, but i have no credit history and no job on the books, and was already turned down by citibank, and capital one ...


 Is it cheaper/more flexible to buy a car with a loan from a bank or the dealer?
As in the ultimate amount of interest paid, the flexibility of paying more per month if required, etc?
Additional Details
Thanks for your answers - I realise it's a bit of an ...


 Credit and gambling?
2 years ago i did't have any credit at all, so I asked my mom could I apply for a card in her name then add me as an authorized user to help me build credit. She agreed as long as I was ...


 Can a bill collector call you at work?
...


 What are the advantages and disadvantages of a credit card vs. a debit (check) card?
...


 Why would anyone buy groceries with a credit card?
knowing that they'll have to pay interest on them?...


 How does someone with little or no credit get a student loan??
My parents can't pay for my school yet FAFSA decided they make too much money for me to get any grants or low interest loans. My dad won't let my mom co-sign anything for me and I don'...


 Is there people trying to scam me?
Well during the end of summer last year I had somebody call me saying I owed on a best buy account which I do not have. I finally called & had that fixed so nothing more from them. But this ...


 My wife and 2 kids and i are in bad debt we are fuc###! what can we do?
...


 Does a Lawyer who is trying to collect a overdue debt have the right to ad on interest on top of the bill?
I have a debt collector trying to get money from a credit card that has already been written offf 4 years ago. What can they collect ? What can they do with a judgement if I was fiund at fault?...


 I have an £8800 credit card which I don't use. For the benefit of my credit history should I keep it or close
...


 My credit cards being denied?
I went to buy groceries the other day and when I swiped my credit card, I was denied. I just got my bill from my company and still have over 1,000$ left on my credit line. I make more than the min. ...


 What's in your wallet?
...


 My sisters partner has left her and her 2 kids?
she has no money cold she get a crisis loan?...



Tommyjilly
What should my friend do?
My friend has three credit cards debts worth about 3,000 and health loan 8,000. He wants to file bankruptcy but he has to go back to his country for the next two weeks. So he does not have enough time for the bankruptcy because it takes at least a month.

Should he files the bankruptcy whenever he comes back? He may not come back again. Should he just leaves the country with the debt? or should he call the banks?
Additional Details
Does he has to inform the bank about it if he leaves the country and file the bankruptcy later?
                     
 




Country girl
Rating
He created the debt and needs to call the creditors and make payment arrangements that he can afford. Many companies will work with you in order to get their money. Either filing bankruptcy or just skipping out on the debt is dishonest and will cause future credit problems and could cause him problems re entering the country if he decides to return at a future date.


stevey_hill24
Rating
leave the country if he can, but never return


Amber P
Rating
its real hard to claim bankruptcy now and it costs a good chunk of money


Queen
Rating
He should call everyone he owes money to and make a payment plan with each. It's better than avoiding it.


jjlakin
Rating
try to find help paying the debe off


lo
please dont file bankruptcy, find a good payment plan and work it down, his amount owed is really not bad, beleive me, try 80,000


dadz
Rating
If he leaves and doesn't return what makes him think they won't go after him?
If he is smart he'd do the smart thing.


Shannon
11,000 is not all that bad. Tell him to contact the creditors and establish a payment plan with them. Alternately, he can reconsolidate in to one loan for both and probably save on interest.

Leaving the country and not coming back is not a good option, and neither is bankruptcy. It may take a few years, but he should be able to pay it off.


?
Rating
leave the country. don't come back. Why pay the bills when you can flee ?


helplessromatic2000
Rating
If he might not come back then he should probably wait, unless his conscience will bother him. When he comes back he can file then.


pockettwos
Rating
11 grand...tough call.....If he goes who ever was his garuntor is going to get shafted like.....make him stay and file for bankruptcy like because in fariness he did spend the money himself.....I know it's health stuff like its not like he snorted it up his nose but he is a big boy by the sounds of things and should really face p to his reponsibilities......


Joe seph
Rating
He should go eat some food.


Lewis A
Rating
he only has 11,000 in debt! consider him lucky. Tell him to get a job, stop being a scum bag, and get a job
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