Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 Does having a regular savings acc help your credit rating?
...


 Credit card judgment against me?
a year ago i was seppareted from my wife, and i was unble to make the monthley payments on my credit card, and i tried to explian to the collection agency, and since then im still struggling to keep ...


 How does a 16 year establish credit?
...


 What does in-store credit mean?
Does credit mean cash or something else?
For example, customers are granted credit reflecting the lowest price......


 Capital one?
any luck with these guys ? are they good cards too have ? will they help build credit ?...


 If u had $200 what would u do with it??????????????
...


 I have lost my PIN to Credit Card Visa?
...


 What's the best way to reduce credit card debt?
I know so many people say 'stop using the cards!'...but what if that's not an option? My credit card has turned into a monster.... over 17k and I only take home 13k a year. It's ...


 I paid off credit card ,lost comfirmation# and now they want more money,what now?
A collection agency called and collected on my card , I paid it off in full at a percentage off , and now they want the remaining from another company ,my husband lost all my paperwork and now I'...


 What is my credit score?
refused credit ...


 How can I start getting credit if I don't have any.?
...


 Can a company send my name to the credit agencies even though the £76 I owe them was due to their error.?
A company said I owe them £76 for a contract that I signed. This amount came about due to their own fault such as saying that the staff I dealt with forgot to sent some paper work to their head ...


 Does negative credit ever "fall off" your credit report ie 5-10 yrs.?
Is there a limit to the time bad credit such as charge offs, unpaid medical bills, credit card bills are listed on your credit report? I think there is a limit on the collection time but what about ...


 Where can I check my credit score for free?
...


 What happens with credit card debts not paid in a long time say more than 6 months??
i got sued by one credit card - but worked out a payment to stay out of court. can someone tell me worst case scenario? can they garnish my wages if we go to court?...


 How can I improve my credit rating?
I owe lots of money toward bills(such as utilities) and credit cards. I just got a nice chunk of change from my tax return. How do I get my credit rating up without going broke? Or is it wiser to ...


 Will canceling the credit cards that I dont use affect my credit?
I have about 10 credit cards that I dont use anymore they are activated but dont have any balances and I was just thinking of canceling them but dont know if I should would that affect my credit in ...


 What is an ideal credit score?
...


 How does a credit card work??
I applied and received my first credit card this month and was first affraid to use it due to my sis being in so much debt from hers. I finally had my first "emergency" 2 days ago where I ...


 Does not being on the electrol roll effect ur credit score?
...



cmb325
What should my friend do about an unpaid medical bill that has been sent to a collections department?
The unpaid balance from the hospital shows up on his credit report AND the unpaid balance from the collections agency shows up on his credit report with a different account number. Who should he send his payments to...the original debtor or the collections department?
                     
 




mrdownload13
Rating
call the hospital, and find out if the bill was turned over to collection people. then find out the info, when where. why. how much the bill is. if you can and they let you. pay the hospital quick if you got the cash. that stuff will stay on your credit forever if its not taken care of quick.


OrangeCharlie
Neither until he finds out why there are 2 different account numbers.


jit bag
Make the payment to the collection agency. It shouldn't be showing up twice on his report, so tell him to dispute the duplicate entry on his credit report. If the creditor and/or the collection agency don't respond within the allotted time, they will both fall off & he won't even owe the money anymore. It's worth a shot. If not, just pay the collection agency. The debt has been sold by the original creditor to them.


Kingofreportedabuse
unpaid medical bills dont affect you credit..so i have been told..maybe i was told wrong


phenom
try and get on medicaid they will pay it back have her go to your local SRS office


CAE
If it is not a legit bill or they the Dr. did not bill it to the insurance company correctly contact the collection agency and dispute the bill with a written dispute (politely written). They will contact the Hospital to let them no the bill has been disputed. Contact the credit report publisher to let them know the account #does not belong to them and it should be removed from report. Pay no one if not legit.


jameslankford
Rating
the debt collector. By now, the original creditor (the hospital) has paid this company to collect it's debts and you must go thru the collector to get rid of the bad mark on the credit report (in most cases)


Della Mae
Rating
She should call the collection agency and tell them the situation. They will contact the hospital and get the account number corrected.


The Scorpion
Rating
Send to collections, it's already been turned over to them.


Terra G
He would send it to the collections department; the original place sent it there and now they have nothing to do with it. Your friend has to deal with the lovely collections agency. On a side note, you can negotiate with the agency. They would rather have some payment rather than nothing. They "buy" your debt from the hospital for pennies on the dollar.


hidingbehindthisemailaddy
Rating
depending on the state you live in
it may be illegal to be on your credit report at all.
contact the company who your friend owes the money to, not the collection agency. agencies "buy" the debt from the institution and collect a % when you pay it back. once the debt has been payed the institution calls off the collection agency. they arent supposed to hound you either. maybe your friend can arrange payments with the institution


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.024
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy