 Fico Score? |
Is there a site where I can check my Fico Score for free !? I'm cheap bare with me !
Also, what is a good fico score !??
T... |
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 What is the fastest way for me to pay my credit card debt? |
| Im a college student about to enroll in the fall and im working over the summer and making about $600/month, and have a $2900 credit card debt along with a cell phone bill, and a car insurance bill ... |
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 How can I find the number for this company, Platinum Plus for Business P O Box 15469 Wimington, DE 19886-5469? |
| I'm trying to find the number for this business because Im in the process of purchasing my 1st home and this company has a judgement against me that I didn't even know about and it's ... |
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 In 1998 my 15 credit cards were closed because i lost my job now they are still coming after me. What can i do |
| It has been well over 7 years and they are still harassing me. I thought after 7 years debts didnt have to be paid unless they were governmental debts? Where can i go for excellent legal help?... |
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 I got a check in the mail is it a scam?? |
| i got a check in the mail for like $2000 and i was wondering if it is a scam? i called the place and they said it wasnt but. but what would happen if i cashed the check to my loan company to pay my ... |
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 Best credit card? |
| Which is the best credit card has the lowest intrest and its really good?... |
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 Student loan and your credit.? |
| I'm currently in school and don't need to start paying on my student loan until six month after i'm finish school, my credit score is not too bad "700 " but i tried to get a ... |
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 What happens if your checking account is negative and you never pay them back? |
| I have a joint checking account with my parent that I opened 5 years ago and never closed it to get my parent's name off because Chase wouldn't let me unless my parent was there. My parent ... |
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 Help, Being sued for credit card debt? |
| Okay i've just recieved this letter in the mail today. I use to live in California but i just moved to Minnesota about a year ago. It's been about 6 months that i haven't payed for my ... |
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 Is it Discrimination If One Doesn't Qualify For a Job Strictly Because of Their Credit History? |
| My cousin qualified for a job that doesn't require him to handle money or company credit cards. He has the experience, and scored highly on all four tests that were given. But as soon as they ... |
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 I have a credit score of 420,will a mortgage company give me a mortgage for 50,000,i can put 20 percent down.? |
| are ther any other options other than mortgage company?i hope that my capital will prevail over my credit.... |
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 Obtaining credit card? |
| Can someone get a credit card with a beacon score of about 618 and some late payments? Just wondering.... |
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 Pay off credit card question..close account ? |
| Im going to pay off my Washington Mutual credit card this afternoon, ( esp 2500.00 ) after i pay off and get to a zero balance, should i close the account and cancel the card or just cut up my card ... |
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 Im 18 and i wanna build up credit. what kind of credit card should i get? |
| i just thought there might be a good credit card that i should get. secure and all that.... |
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 How old do you have to be to get a visa debit card? |
| work colleague has one who is only 16 and i think he might be lying to me as to its wherabouts.... |
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 Why is my credit score so low? Detail Inside.? |
I have a score of 544 and Im going to list the details about it.
2 public account
8 total accounts
PUBLIC:
1. Rental Management company for $440, it was paid same day as ... |
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 What do I do? The dumb cashier kept my credit card.? |
| Okay, so I went to a burger place earlier today and did drive-thru. The cashier forgot to give me a receipt and my card back, and I totally forgot all about it myself too. I guess I was prob. ... |
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question33 | What to do about debt? |
Does anyone have any good ideas on what to do with our debt. We have student loans debt, credit card debt, medical bills, tuition, taxes, etc... We had to go down to a single income family due to our son's neurological condition and now we are drowning in debt. Any smart ideas? |
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Mike E
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I have been doing a proven system for a while now. It starts with spending less than you make. |
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STEVEN F
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Step 1. You absolutely NEED a written budget NOW. Right down every penny you need for anything.
Step 2. If you can't cut spending enough to fit your new income, you MUST get more income. Can one of you deliver pizza? Maybe you could work part time at a fast food joint.
Step 3. Use all the money you can find to ATTACK the debts. pay the minimums on all but ONE debt and pay AS MUCH AS POSSIBLE on that debt. When that is gone, take that payment and add it the the next debt. |
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Still reading
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This is a tough situation. You may need to find a second income in the family by one of you working an opposing shift while the other cares for the child. |
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Jen G
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I'd like to recommend that you read the book The Total Money Makeover by Dave Ramsey. He has an outstanding plan for getting on a budget, and out of debt.
After my husband and I read this book, our lives changed completely. It's an awesome plan, and since starting it 4 months ago, we have paid off 11K in debt. The plan does work no matter what your income is.
I wish you the best of luck. |
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Imagine4ever
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What you immediately can do at no cost?
1)Note down all your credit cards, amounts you owe, and the interest. Check www.bankrate.com or www.creditcards.com what the current average rate is.
Then select the credit card with the lowest rate, call them (ask to speak with a manager/supervisor) and tell them you like to lower your rate, if so, that you will transfer all debts to this credit card, if not, that you'll close this account and transfer the money to one of their competitors. You have nothing to lose by calling your credit card provider, the worse thing that can happen is that they lose you as a customer.
2) Go to http://www.annualcreditreport.com... for a free credit report. The only on-line authorized source and with no hassle.
Make sure the items on the credit report are accurate and there are no surprises.
3) As you already made a list of your expenses, see what you really don't need. Unfortunately, soemtime you have to sacrifice things like your mobile phone, satelite TV, your gourmet coffee you are getting each morning, but it's not the end of the world. It is the beginning of your financial freedom.
People went as far as selling their house (their home), the equity was enough to get them out of debt. Sometimes you have to do what you need to do. It is the responsible thing to do whatever you need to do to get yourself out of debt. |
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