 My husband just found out that his father has ruined his credit, $214,000.00 worth! What can be done? |
| he found out he has a house in his name, businesses, cars, utilities, starting when he was 10 years old!!!... |
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 If I elect to pay a credit card balance in full via direct debit...? |
Will I be charged interest on the days inbetween the payment being sent & the card company receaving it?
Thanks.... |
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 Incease in credit score? |
| My current credit score is 650. If I pay my bills on time for 2 months, do not apply for ant new card or loans, use only 25% of available credit, will it increase to 700 by the end of december?... |
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 I just got a CREDITCARD offer in the mail today with a 5,000 credit limit but i never ever had a credit card? |
| and my dad has several and he always told me to never get one because it will be diaster but i really need to pay my bills and my job sucks. Im a nurse aide so should i keep the credit card?????... |
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 Husband has done a runner and left me to deal with his debt? |
| My husband has done a runner to canada recently because he owes a huge amount of money in the UK. He has dual nationaility and his parents are over there so he has gone to live with them and get a ... |
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 Why do companies do credit checks before hiring someone? |
| I don't understand this. What purpose does it serve? You're trying to get a good job to build your credit back up. You;re applying for a job, not a bank loan. As long as you are otherwise ... |
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 What happens if my credit card bill has been sent to attorney for collection, and I still don't pay? |
| I have no money. We have had a very hard year. I cannot pay these bills. i have 2 credit cards turned over to an attorney and a hospital bill at collections. My credit is already shot, after ... |
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 Getting more credit cards help to keep a good credit record??? |
Hi i just want to know if the quantity of credit cards a person has, can help to improve his or her credit record?( i dont have my record low ok)
I have 2 already, but i would like to get ... |
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 Math Question. I borrowed $950 and want to repay the amount borrowed plus 10% interest over 19 equal payments |
can someone give me the total? Thanks!
Additional Details
I'm sorry, it would be bi-monthly. Can someone give me the formula? It's always good to learn something new. I ... |
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 How to rebuild my credit? |
I have excrusiatingly horrible credit. (Financial blows such as unemployment, medical and stupidity)
How can I work on rebuilding it? How long can I expect it to take before I have good ... |
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 Trying to buy a house with bad credit? Where to start? |
| My wife and I are loking to buy a house very soon. I have pretty bad credit (550) and tired of paying rent. I have a three year old and one on the way. The apartment arent big enough for the four ... |
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 I desperately need a payday loan of £750, I earn £14560 a year.? |
| Does anyone know any UK online companies that would accept me, or accept anyone? Preferably with a lower interest rate.... |
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Ted | What to look for before applying for a Credit Card? |
I have never had a credit card and I don't have a clue what to look for in the terms and conditions before applying. |
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cherished_angel22
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Look for a low interest rate, and no annual fee. |
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I love Jesus
 |
Don't do it unless you are really responsible. They also have you paying them back more money than you took out if you don't pay them right away. Another thing... be careful who you give your information to. |
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joshuasmommy318
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Low APR... NO ANNUAL FEE! They charge that automatically to your card before you even buy anything and then every year after. You have to read about the credit card and their terms; some charge around $60 a year just to have the card. |
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pinkruth1976
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I would make sure that any low APR doesn't increase after so many months. You generally find that 'low APR' promises lead to an increase after 6-12 months and its often higher then then other credit cards.
Try using a comparison site like www.moneysupermarket.com to see what the best deals around are, and dont forget if you do take out a card, but find a better deal a few months later you can always transfer the balance, but dont be stung with transfer fees as these can be around 2% mark.
Hope it helps????? |
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llondron
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Look carefully if you have really enough money in your account to start to spend using the Credit Card! |
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Mr. Knowitall
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The annual fee, beyond the credit charges, the actual rate for unpaid debt (usually much higher then the advertised rate, the charges for compounding the unpaid debt. Most people do not look at any of this which is why they end up with huge debt. Try accessing this site for credit card education from the state of California:
http://www.dfi.ca.gov/abcscreditcard/default.asp |
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jdensfor
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Look in you bank account and see if you have enough money to pay for what you are buying. If not, nix the CC. |
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Iron Rider
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look for no annual fee, look at how much they charge for late fees and how much thier APR is. can you pay monthly or pay it all off every month is another thing to look at. |
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tom_ank1
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my advice is dont have one an the first place. if you havent got it in cash then you dont have it, thats what i tell myself neway. |
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gingben
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Look for Low APR... NO ANNUAL FEE, low finance charge. |
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tamilia4u
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Make sure u can pay everything back quickly and u need a full time job.
Don't take out what u can't pay. |
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Popescu A
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The most important thing when applying for a credit card is intrest and after that are fees . The smaller the better. Don't be encouragen if they say that you can draw 3 times or 4 times the sum you earn because evantually you will have to give the money back with intrest and you will lose. My personal opinion is: don't aply for a credit card but for a debit card. On a debit card you only draw what you allready earned so you won't pay intrest. If you wuld like some large amount of money talk to a bank credit supplyer and you will be charged a small intrest |
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