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 Whats the point in a prepaid credit card?
We have atrocious credit and can't get even the "poor credit" credit cards like Vanquis etc, so I've pretty much given up trying

I have read about "pre-paid" ...


 What is the meaning of APR in bank terminology?
...


 Can a company buy a debt from 20 years ago and then send you a letter demanding payment?
My husband got a letter in the mail saying he owed $400 to them. When he called to ask what for they said he had a jc penny card 20 yrs ago and that they just bought the company or the debt from the ...


 Can credit card collection agencies garnish your wages?
...


 My husband and I have about 1500 dollars in pay day loans help!!?
He makes good money about 2 grand a month , but we just can't seam to get out of it. We been having this problem for about 5 months. We have tried to get loans from the bank , but get turned ...


 Where Is A Good Place To Apply For A Loan If I Have Bad Credit Rating???
...


 I have so so credit and I am needing to get a car ASAP! Is there any place out there that I can get approved ?
...


 Why did my credit score just drop?
Last month, my score was 662, but then it suddenly went down to 644. I haven't opened any new accounts, and i've actually been paying down my debt (on time) and not using my credit cards at ...


 How do you correct your credit score?
I dropped a class in my local community college and did not pay for the class. They called a credit agency that adversly affect my credit. How do I correct this?
Additional Details
I ...


 I can no longer pay my student loan because I am unable to work,what action can they take?
I borrowed 12,000 10 years ago and they say I still owe them 12,000 with all the interest.I have paid them 14,000 already I have no ...


 Have you ever paid a bill on time?
If yes, Why?...


 Is it really that bad to go bankrupt?
Thanks to cridit cards, my monthly expenses are about $400.00 a month more then my income. Jan. 1st. I just spent the last of my savings... I dont know what else to do but go ...


 Will they garnish my wages?
One of my credit cards hired an " attorney" to collect money for them ( tho i think tis a collection agnecy) anyways the person called my work today i called back the guy said i need to pay ...


 Payday loans if you really need it?
Can they be helpful if you pay them back in full when they are due? Car broke down and in bad crunch no family help available.
Additional Details
It's just for 100 dollars the most ...


 Do credit repair companies really help fix your credit?
I know that I can dispute and correct items myself.. But I'm wondering if I would get better results if I paid someone to do it...Has anyone had good results?...


 Should I cancel my credit card for this reason?
I have my credit card all paid off. But they keep charging me these stupid $1 and 50 cent fees! I hear you are not supposed to cancel a credit card because it will lower your credit rating but I am ...


 How do I fix my bad credit?
I have bad credit. I have already consulted a "professinal credit counseler" but got a half *** response. I am not ready to pay additional money to have someone else fix my problem. I ...


 Whats the worst that could happen if I dont pay off a bank loan?
My ex-husband took out a bank loan in my name (with my consent) and now that we are divorced I am obligated to pay it and I dont have any money to spare I am living paycheck to paycheck working two ...


 Getting a credit card. What are the best deals around?
Hi. I need to get a credit card with a limit of about £1000. What would you go for at the minute? I've checked these comparison sites and they're frankly very confusing. UK only please. T...


 Should I refinance my home?
I have a 30 year adjustable home mortage. I have paid on this loan for 24 years. I have 6 years to go and only owe $13,500 on the loan now. Adjustable rates are on the rise and I am on a fixed ...



LeeCee
What was the first thing that ran through your mind when you saw your credit card bill this month?
                     
 




up1dn2
(it's that time of the month), once again. where has the month gone. And I didn't get no blotting or cramps either.


Queen Nefertiti
Rating
I knew exactly what the amount is.

I keep track of all my expenses and I only use my card for things that are necessities and that I know I will pay off each month (telephone bill, cable, electric, grocery, drug store, etc.)


favteacher
Rating
I need a new job making more money!!


Manish Jain
Rating
Wow, its correct!


luvs2play06
Rating
they never stop coming & money keeps going out so one can never think about spending it on something else


kirakira8
Rating
"Thank goodness I took care of my credit card debt years ago and good for you for paying it off every month now"


Ms Fortune
Rating
sh*t.......uh oh.... I did it again... lol..


Christy
Rating
woohoo! almost paid off!


NightSpotter
I have never had a credit card, I am 58 years old and pay cash for everything, only the house and car are on HP.


sexytrojan
I enjoy looking at mine now. All of them but 1 have a zero balance, and the other is 0% interest!

So while nothing ran through my mind, I had a big grin on my face.


krissygirl333
Thank God I'm wiser and it's paid OFF :)


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