 I don't know what to do about my credit card... pls help..? |
I have one credit card and no other "bad" debt. I have a mortgage, 2 paid off cars and such... my credit has been great.
Last yr my 2 children had a combined 7 surgeries and ... |
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 If I ask collections to remove an item from my credit after it is paid in full, legally can they do that? |
| I was told "you should negotiate that any payment you make will not just be "settlement in full", but that they agree to completely remove the collection from your credit report."<... |
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 My cell phone bill and harrassing collection agency? |
| Ok, i have a cell phone bill from 2005 that i have not paid, and it's not because iam not responsible, it's because i feel this company had been ripping me off, everytime i got my bill and ... |
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 I am in debt about 12 thousand and need help? |
| I wanted to know if there were any companies out there who help me get rid of debt or at least help with my credit score. I am in my last year of college and I do not have anymore money for school. I ... |
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 I recently got a credit card for the first time and I was wondering how does it work? |
| for example I have a $500 spending limit which I have spent when will I get the $500 back do I have to pay it back first or ... |
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| Do Collections/Charge-Offs really just simply fall off a credit report in 7 years? |
| I have done a lot of internet browsing and reading on the subject and it seems that half say yes, and half say no. I am looking for an official answer on the topic. I have a few debts from my early 20... |
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| How many credit cards do you have? ? |
| I was just wondering how many credit cards people have? I have one, but I read somewhere it's good to have more than one. Is there any advantage of having more than one credit card?... |
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 How would you deal with this Collection Agency Problem? |
| I have recently obtained my Annual Credit Report from the Big three Credit Bureaus. This is a similar question to that posted a few days ago by another user. My credit report shows no deliquent ... |
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 Credit Card Reform is Needed by the U.S. Economy? |
I am wondering if anyone agrees that the credit card industry needs to be drastically reformed in this country to combat our recent economic dilemna.
I have watched all presedential debates on ... |
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 Subscription Cancellation, Why is it so difficult to achieve? |
| This is the third attempt to cancellation my subscription. My credit card bill was received today and as I feared my renewal was charged to my credit card. What do I have to do to receive credit for ... |
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 How to get a new gas card? |
| how can i get a new gas card for a quanton meter as soon as ... |
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 Will american express company call my father if i did this ? |
| he gave me his card told me to buy something costs 7000$ but i bought two items cost 10,000$ i dont want him to know.he wouldnt notice the different anyway if the company didnt call, i mean do they ... |
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 Can I take legal action against my employer for making my credit history bad? |
| The payroll officer of my employer received my return to work form on the last day for collection but decided not to send it to payroll.I ended up not being paid for 2 months and had to ask for ... |
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 Will I build credit if I'm on a friends credit card account? |
| I have no credit. My frined offered me to join his credit card account, we will have the same cards basicly, I'll just be able to use his card, I will have a card in my own name, but on his ... |
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Katelyn B | What website can I go to to get a copy of my credit report for free with no credit cards or monthy payments du |
I am trying to look at my credit report ot find out if my house phone provider is reporting my payments and bills to any credit bureau. I dont want to sign up for anything that requires payment. I just want quick and easy results. |
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Metalink
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http://annualcreditreport.com/ |
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Sherri M
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www.experian.com
www.transunion.com
I think you should be able to get a free credit report, once a year.
www.intellius.com (charge!$$) |
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mbravo
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The correct site is: www.annualcreditreport.com It’s free once a year from all three credit bureaus. Only the report is free if you want the score they charge you a fee. Make sure you start from selecting your state and go from there, because some people click the link for the bureau instead of reading the instructions and they are sent to third party websites that require a credit card and of course you will end up paying them.
Utilities usually don't get reported to the bureaus unless you don’t pay and they will come up as collections. In some states companies do have to report it. Very likely you are not going to find your phone service payment history on a credit bureau report. |
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Bradley's MoM
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I just did this last night. It was hard to find a site that actually give you the credit report for FREE. Go to annualcreditreport.com, the do not ask for any money and you can get your report from all three companies. |
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mkulda
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Be very careful of some sites that offer free credit reports with a trial membership in a credit monitoring service.
The service itself is good but it is expensive and it is very, very hard to cancel.
I fell for this about two years ago and I had to call three times before they finally stopped billing my charge card the monthly fee, even though I told them to stop the service.
But just so you know, telephone providers do not provide payment history information to the credit bureaus because phone service is a utility service not a credit service. |
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Celeste
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Here we go again.
The only government approved site to get your free credit report is AnnualCreditReport.com. They don't ask for your credit card nor do they require you to sign up for any services. FreeCreditReport may be free, but only for 30-days. After that you're charged a monthly fee for credit monitoring services.
Most utilities don't report to the bureaus unless you're start missing payments and turned over to collections. |
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Mariposa
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http://www.annualcreditreport.com is the free copy the gov't has granted to us each year. |
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Brandon B
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www.freecreditreport.com
I used it and it doesn't cost. But to more formally answer your question, utilities are not usually on your credit report. Just revolving accounts such as credit cards and of course any loans (car, house, etc...) |
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allaboutwhat
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Are you in the US? If so go to annualcreditreport.com
You are entitled toa free report each year from all 3 reporting agencies....Depending on what State you live in will determine when you can look it up, go to the site to see. |
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