 Returned an item and they gave me a gift card.....? |
| ok i bought a guitar pedal at this crappy/expensive guitar shop near my house and returned the day after and they gave me store credit on a gift card.... but there prices are ridiculos like the pedal ... |
|
| Whats a good bank for students ?!? |
| anything other then bank of america. thnkx.... |
|
 If I get married and I discover that my wife has $8000? |
credit card debt, am I responsible for her debt if the credit card
company decides to bring it to court? If so, that seems very
unfair. Any suggestions?... |
|
 Out of these three what should i choose; if i am getting these free of cost!!? |
since i hv shown good results in my office(company)
i hv been offered to choose any one of these. its a type if gift for me:-
1) A World Space Satallite Radio
2)Dinner for family at ... |
|
 I have a creditor calling me? |
| They want over 7,000, but are offering me a settlement of 2,400. They wanted it all at once, or in 3 payments of 800. I told them I cant afford that, and could give them 250 a month. Now they are ... |
|
 I do not wish to have a credit card how can i get a debit card? |
| I am new to the U.K. And do not need to pay interest on any credit card I have never used one my whole life we have allways saved the money and payed cash but these days one canot be without a card ... |
|
| New to the credit card thing? |
So, I got a credit card, and racked up a $470 bill, so before I got the statement I made a $200 payment.
I got the statement and it says they received the $200, and now I like $276 or something..... |
|
 How do i get approved for a loan without good credit and a co signer? |
| i have so many bills overdue and i can't get a loan from no where bc my credit isn't good and i have no co signer.... |
|
 When is the best time to pay off a credit card ? |
| Is it better to pay off a credit card , as soon as the purchase can be seen through the online banking site or should I wait until a due date is shown ?... |
|
 Do you guys think i'm badly in debt? |
| I owe a $500 bill, $200 bill, a $70 bill and I still owe $11,000 on my car I've been making payments on all three of my bills. They started out alot higher. My credit score is between 500-600 ... |
|
| Which part on my debit card is my card number? |
it is a lloyds TSB VISA debit card
I would like to know how long the card number should be
i have had trouble knowing this whilst filling in a ... |
|
 Can a credit card company collect a debt after 10 years? |
| In 1993 I had a opened up an account with a bank for a credit card. The bank is now out of business. For over 3 years I never recieved any statements for this card. I conatcted the bank so many times ... |
|
 My husband closed out his credit card account and...? |
| while we were seperated the credit card company sent checks in the mail that would apply to the credit card, well, not knowing the account was already closed i spent about $1000.00. if the account ... |
|
 What happens to all of someone's debts if they go to prison? |
| I was just wondering what happens to a persons debts (bills, bank loans, Mortgage etc etc) they obviously can't pay em if they're in prison, do they get put on hold or something?. I don'... |
|
 Collection agency information? |
| can a collection agency go into someones bank account and take out money owed to them?? do they have the power to do that?? thanks for your ... |
|
 I cannot afford to pay for a loan I took out.? |
What shall I do, and what are the legal complications.
Additional Details
The loan is ... |
|
 I've not been charged for a loan? |
| I took out a loan nearly a year ago and, although there was a three month payment 'holiday', the bank hasn't taken any of the repayments out since. Will I get away with paying nothing? ... |
|
|  |
swiss miss | What will a credit card company do when you go over your credit limit? (capitalone)? |
|
 |
 
909donna702
 |
cap[ital one is actually pretty cool about it. there is only a 29.00 charge and they don't raise your rate |
|
Sigh Co
|
charge you an overlimit fee and probably decline future purchases until your balance is paid below your credit limit. |
|
Idontcit
|
hit you with an overlimit fee. |
|
SlimMick
 |
They'll love you for it....CapOne LOVES these fees and is quite creative in assessing all sorts of fees for credit cards. You'll get to pay $39--$45 per month for an over the limit fee as long as you are over the limit.
Note: In trying to get below your credit limit, be sure to factor in the interest they will charge you and add that to your payment to get back below your credit limit....Otherwise, if you just pay them the exact amount that you're over the limit, once the interest for the month kicks in, you'll be right back over the limit. |
|
evanlah
|
~you will be charged an over limit fee. its possible that if you have a promotial rate, you would loose that, and also possible for you to go into a default rate, like 29.99%. |
|
Prince Iceman
|
Charge you a huge over-the-limit fee until you bring it down below youor set limit. Oh and they will charge more interest on the amount that is over the limit too. |
|
me n' mona
|
Give you a nice little over the limit fee and keep giving you those fees until you have paid the over the limit fee off and get your card under the limit. It's not worth putting your card over the limit for, trust me...I've done it. If you absolutely need more room on the card, you can call them up before making the purchase to let them know that you need an increase on your card and they may or may not give it to you. |
|
luv2bfit
|
Charge an over-the-limit fee |
|
b_jay82
 |
They report you to the credit companies (experian and stuff). It goes on your record, and your credit score decreases. Also some places give you a fee for going over your limit. Some give you a grace period to repair it, some don't and you go straight to collections. |
|
stuckboy94
 |
charge you for the money you used from them and intrest bites you in the butt |
|
primalclaws1974
|
Vikings will cut off your head (what's in your wallet?) |
|
Madame Blueberry!~
|
you know they will hit you for over the limit fees, and mulitple other charges.
One thing that you apparently don't know. I had a notice from them this year that said that you can call them and ask that if your purchase puts you over your credit limit it will be denied. That is an opt-out feature because of course they want your money generated by all those crap fees.
So, call them at the 800# and notify them.
Otherwise be prepared to bend over. |
|
Classy Granny
|
charge you an over the limit fee and possibly raise your interest rate. |
|
Mesosweet
 |
sometimes they charge you an over the limit fee |
|
cbass1017
|
Aside from the fact that it looks horrible on your credit you have to be very careful when making your next payment. Most credit cards will only make you pay the minimum amount neccasary to bring you under the limit knowing that your next finance charge will push you back up over your limit so they can charge you another fee. Make Sure you are paying enough so that you won't get caught in this kind of scenario! |
|
la$t drinx$
|
no doubt a fee will be involved |
|
Remy
|
They'll call and let you know
peace |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
17 | 4 minutes(s) ago
| | | |
16 | 43 minutes(s) ago
| | | |
17 | 55 minutes(s) ago
| | | |
17 | 57 minutes(s) ago
| | | |
17 | 2 hour(s) ago
| | | |
17 | 7 hour(s) ago
| | | |
18 | 9 hour(s) ago
| | | |
17 | 1 day(s) ago
| | | |
17 | 2 day(s) ago
| | | |
14 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
