Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 Got my first credit card today, any advice??
just got my mtvU card today, and its my first credit card. do you have any advice to keep myself gettin in trouble, if yea know what i mean. thanks in advance....


 My daughter as been using my credit card,igave it to her several months ago,but now as refused to pay the bill
i let her use it but not to abuse it.she as been paying the bill all the time but for reasons beyond my control she says that she cant afford to pay anymore.but im in a situation that i cant afford ...


 Credit card question...?
I am applying for a credit card throught citibank. They have a spot to check if I want to add an additional card for a family member....if I put my fiancee's name down, will they check his ...


 I need help getting a loan?
my husband past away in march. I am now collecting widows benifits to stay home with our two small children. I have poor credit due to medical bills and I keep getting denied for loans, and credit ...


 Debt Collection?
A collection agency called me today. This is the first time they've called and they have not sent me anything in the mail. They gave me the name of their company and wanted me verify my social ...


 I just turned 18 and want to get a credit card, but how? I have no credit or anything.?
No one will approve me and that is the only way I can get credit history. My parents won't cosign with me either. Anyone have any ideas?...


 How old can you get a credit card?
whats the youngest age you can get a credit card?...


 What is the most expensive item you have paid cash for?
...


 I need a online loan to release my lottery fund.?
I have won a lottery from UK national lottery rganiation. To release my fund, i have to pay 1000 GBP. I dont have the money nor a bank account also i live in India and do not have passport. Is there ...


 Can a collection company still collect on a debt after 7 years?
Back in 2000 or 2001 I got a student credit account and due to financial hardship the account went to collection in 2003. From my understanding, this account is to be removed from my credit report ...


 I have just won a couple of million on the lottery what should i do with all this money?
...


 Is it true that bad credit goes away in 7 years?
I want to know if this is true and also if that does apply to school loans.
thank you....


 I have no credit history,i tried applying for a credit card but got denied.how do i build up my credit?
i don't have a credit history.
i never had a credit card or bank account.
i want to build up my credit but don't know how.
i just turned 18 two days ago.
i applied for a ...


 Is it possible to get a loan at 16? Serious answers please, Thanks.?
...


 How can I live on $500 a month?
If I am sued by citibank and the court orders wage garnishment, massachusetts law dictates that I am allowed to keep only $500 a month. In the event that this happens, and I pray it doesn't, how ...


 I am just out of high school, and I was wondering how can I build credit and stay out of debt?
...


 Scam or too good to be true?
Does anyone know about this company called KO Capital? They offer loans to people with bad credit with no credit check. Sounds too good to be true! They make u prepay $100 for every 10 thousand you ...


 All of my credit cards are charged off should try to pay them or forget about them?
I have 7 credit cards that are all charged off, and have been for about a year. I am planing on buying a house in 2 years. Some people tell me if I start paying on them it will acctually make my ...


 Debit vs. Visa?
I've always put my purchases on visa, but I've noticed that some people choose to pay by debit. Is one method better than the other?...


 What are the pro's and con's of getting a credit card?
Can someone please inform me of the major pro's and con's of getting a credit card, i have got a basic idea but would like more information upon it. Serious answers please....



menace
What will happen if i don't pay a hospital bill?
ok, i have no health insurance and i work of the books. I got a hospital bill for $980.00 because i had something in my eye. how bad will it mess up my credit if i refuse to pay it.
                     
 




sandra02861
nothing, no one pays those outragious bills,,, they are ridiculous!


jfoxie
Rating
My husband had to go to the emergency room a week after we lost our insurance. It was $1700. We set up a payment plan where we pay a minimum of $25 a month. Most hospitals will work with you on a payment plan that works for you. You should really pay your bill.


r c
Rating
go to the hospital and ask to negotiaite a preferred
provider rate.......the hospitals charge a lot less to the
insurance companies and since you are coming out of pocket
they should discount your bill to about 600


echo
I totally agree with those that tell you to contact the hospital and work something out with them.

If you simply send in payments without having an agreement with the hospital, or ignore the bill, eventually the hospital will probably turn it over to a collector who will place it on your reports and possibly sue.

Hospitals do often work with people as far as taking payments and even reducing the amout owed, but you have to speak with them, get any agreement in writing and stick to the agreement.

If you are low income, hospitals often have lists of different charities that will help pay the bill.


tattooraven1
it won't mess up your credit unless they send the account to collections. see if you can make payments?
good luck.


topguntony
Rating
Yes it will mess your credit up.For 7 yrs.


FLYNNN
By law they had to treat you if it was an emergency, and by law it's your argument to take this to court but if you have no insurance your screwed in the first place my friend.


pandabear
Rating
That will **** up your credit pay your bills


Michael B
Rating
Just pay a few dollars a month and they won't bother you.If you don't pay anything then your credit is screwed


bryan l
YOU WILL NOT GO TO JAIL, sounds live we have some collectors in here. i would suggest to call them up and set a payment plan up. I you do not it will affect your credit.


Heavily Armed
will be on ur credit... try calling the hospital they have programs...


Homin L
Rating
they will be mad and they will keep calling you


Jerry
The hospital will hound you for awhile. Then turn it over to collections. I would expect a hit on your credit score if you do not pay, especially if a judgement is filed. The hospital provided a service, they should be compensated.


beez
It will be turned over for collection and listed on your credit report. You can call the hospital business office and tell them you can pay x-amount each month to avoid this. Or you can just not pay it.


laura d
Rating
It is not as detrimental as you may think. However, they could put a lien on your home if you own one... if not, I wouldnt sweat it too much.


purpleflyer2008
It will mess it up pretty bad. I suggest you work . And maybe work out some sort of payment plan with the hospital.

Pam


richard t
real bad....................shows lack of morals.................arrange small payments every month..............


Lara Lou
Yes, it will damage your credit... Make payments on it every month


dede d
will go on your credit


Pete S
Rating
Look, you obviously incurred the debt. Why don't you want to pay it? You obligated yourself by going to the hospital and getting treatment.

What if you went to work, worked for a week or two and then the company said, well, we're not going to pay you for the services you rendered. Would that be fair?

Pay your bill. Set up a repayment plan and stick to it.


hogfarmer2
it will count against your credit and they can file a judgement against you and it will never go off your credit even if you pay it. why are you against paying them what you can a month? you got the services you should pay the bill they can take you to court and you will be responsible for all their attorney and collection fees also and they can harass you at work and home all the time. better to call them and make arrangements to pay what you can each month


Taryn
Rating
They'll send you to collections and it will mess up your credit. Hard to say "how bad" it would mess you up, but I'd think pretty bad. Not worth ducking the bill.


Curtis R
Rating
in the united states we don't put people in jail for non payment. just pay $20.00- to $50.00 a month remember
if you skip out it will bite you in the worse time. buying a car a house. every one get's medical bills. if nobody paid their would not be hospitals doctors offices.
most credit managers don't look at medical bills that you are paying on.

also they my take a offer of settlement?


Dre
Rating
The hospital will have NO MERCY on you. When they treated you for it, they showed compassion, but not when it comes time to pay the bill.


alpla
Your credit doesn't get ruined with just one instance.
Repeated offenses count more than amounts.
Work out a payment plan.


Birinder Sandhu
hospital people will tell u


stephen t
Rating
Not too bad. Eventually they will turn it over to a collection agency, they will call, write, harass, but if you ignore em, don't take calls, or say no hablas anglais, eventually they will leave you alone.


•♦♣•Hope Floats•♦♣•
Rating
They will come after you with pitch forks!


crazygirl123
Rating
Go to jail


Michelle M
Rating
u go to jail


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.044
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy