 Has anyone filed bankruptcy without using a lawyer? |
| I've been thinking about filing bankruptcy using one of the websites that fills out all the paperwork for you and then all you have to do is bring them to court. they garuntee their work, if ... |
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 How do you get a credit card with bad credit? |
| Years ago I messed up my credit. Now I want to get a credit card to regain some credit but no one will give me a credit card.... |
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 Can i borrow money while filing for chapter 7 bankruptcy? |
| I am filing for chapter 7 and i am having difficulty paying for the bakruptcy itself.Can i borrow money to pay for it if im not going to file on that loan?... |
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 How do I improve my credit rating? |
| I have quite a low credit rating (at 580 or so, it is considered "poor") and want to fix it. I have several items, collections and not, that I am currently paying off, although I am ... |
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 Can you be jailed for walking away from credit card debt? |
| what will happen if you are brought into court by the credit card company and you still refuse to pay can they jail you for that?... |
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 What's the best credit card for someone with no credit? |
| I literally have no credit. I'm looking for a card that will help me build GOOD credit, but also give me low APR and some wiggle room on the payments. Hopefully that makes sense. Let me explain. ... |
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 It's official: U.S. is in recession, what are you going to do? |
| Monday's declaration by the panel of the National Bureau of Economic Research confirms what many private economists, lawmakers and members of the general public already have assumed and puts an ... |
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 Can an 18 year old college student handle a 6k loan from a bank or lender? |
| I'm a 18 year old college student who's looking for a job, would it be feasible for me to be able to handle a 6000 dollar loan to revamp my car?... |
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 Got Gap Card but denied for Old Navy card . Arent they the Same Company ? |
How did i get apporved for gap card but not old navy card there the same company, i have great credit score, applied for both the same day within a 10 minute differance
Additional Details<... |
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 How can i fix my credit score? |
| I had about $15,000 of debt in collections from between 5-8 years ago and i had just paid about $12,000 of it off over the last few months. my credit score went from a 548 to a 605. is there ... |
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 Should I try to negotiate my credit card debt down before paying it off? |
I got a loan from a bank to pay off my credit cards, but I wonder if I call the companies if they'll let me pay back less than I owe if I try to negotiate.
How should I go about it? ... |
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 How long does it take to receive a credit card after application has been approved? |
I applied online for a Capital One Credit card.
I was approved.
How long does it take to actually recieve the card in the mail after approval??... |
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 Cash register..im scared? |
| is it hard to use a cash register? i feel that its hard and i've been avoiding jobs with cash registers...anyone with experience...can u tell me how it is?... |
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stoune | What will happen if someone with unpaid credit card bills leaves the usa with no intention to return? |
Let`s say one has a total of 8k outstanding balance of different credit cards. If this individual leaves the usa without paying the debts (lets say to africa or russia) will there be any criminal prosecution? Will they be able to re enter the usa? |
 |
 
Dr. Shakar
|
Debts (unless it is a fraud) are not a subject for a criminal prosecution. This is a civil matter.
The worst case scenario is they take you to court and win by default (since you will not show up in court). Judgments have a long statue of limitation and can be easily renewed. So, if you do come back to US then there is a chance that they will find you and will try to garnish your wages. In a meanwhile there is practically nothing your creditors can do to hunt you outside of US.
If they do not take you to court then after a few years a statue of limitation will expire (depends on a state, in some states SOL can be tolled once you leave the state). Once statue of limitation is expired the debt cannot be collected (by taking legal action against you).
Since you plan to leave the country for a long time then simply file bankruptcy. This way any trace of your debts will be legally erased without paying a penny and without any negative records in your credit history after 10 years. In fact, you can even stop paying your rent in between filing and discharge (about 3 months) without fear of being evicted. |
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firefly_eyes75
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Your going to have very bad credit for life !!!! Wow, you might as well say it's you that is walking away from your debt.....no biggie my friend, it's only going to hurt you...... |
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Dirk D.
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Credit card companies are international, if you didn't want to pay the balance you shouldn't have bought things. Just because you are in another country does not mean that you won't ever need credit again. It's people who do things like that who run service charges up for everyone. |
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Philp Swallow
 |
you might get away with it, but you might not.
If you intend to have a professional life, or sleep well, see a debt counseller.
I expect (but I don't know) that you might be able to do a deal where they freeze the dollar amount for a few years while you pay it off..
The big issue is what sort of person you are. if you feel fine about cheating then it is only a question of whether you will get away with it.
Do they know who you are? did you show them a foreign ID when you got the card. If yes would think you are out of your mind to risk this.
Being an undischarged bankrupt in the US will mean that you cannot sleep soundly for the rest of your life, and with compound interest, even if one day you wanted to pay it off, you won't be able to
at least declare yourself bankrupt - put a cap on it,
Do some research.
Don't run away from your responsibilities |
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ashokrshah
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Very interesting question.
I am tracking your answers to know the best answer. |
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ashshortie20
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Their may be if the credit card companied file a suit, Otherwise the debt falls off the credit report after 7 years. |
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summer
 |
that figures, we Americans will get stuck with the bill as usual. |
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teri
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They can come and go as they want to. The creditors will send the account to a collection agency and try everything possible to collect. After a certain amout of time and many attempts to collect, it will be written off. |
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ledisxo
 |
no...thats just another charge off...the company gets there money back when that company does there taxs...the govenment pays them and we have to pay the money...but run if you can as long as you never come back they cant find you....they dont even bother to look unless you give them your telephone number. |
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