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 When i will get freedom from my loans ?
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 I have 1800 in credit ard debt?
I WANT TO PAY IT ALL OFF BY 2011 SO THAT I CAN BUY A HOUSE. HOW CAN I DO THAT?...


 Can we stand as guarantors for our son in law who has a bad credit rating to buy a new car?
He needs to change his car but cant get a loan as he has a bad credit rating,we have a good credit rating but my husband feels it may affect our chances of getting a loan.Is there any way we could ...


 What is the best way to get rid of debt at credit cards?
I have credit available filled up, coz I had to pay for college....


 Free credit report?
does any one know a free credit report service that does not have any hidden charges?...


 Can i get a credit card as i am 19 yrs old & salaried?

Additional Details
can i get a credit card as i am 19 yrs old & salaried & Indian Citizen? I'll check with many bank please help me....


 I can't get a credit card because I have no credit history. What can I do?
I'm 21, always pay my bills, have a steady job and go to school. I just want to build my credit but no one will give me the opportunity. Any suggestions, hopefully from someone who knows about ...


 Should I cancel credit card?
As of now I have 4 Credit cards. 1 secured card(where I had to put a down payemt of 200 dollars down to help build my credit. 1 capital one 1 hsbc. They are all mastercards. The 2 other cards have ...


 Do debts go away after 7 years?
I work for the USAF and was tracked down by a law firm representing capital one. They are demanding money for a debt from almost 7 years ago. She claimed that since I cannot pay them that they will ...


 Where can i find a loan for people with bad credit?

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i need the loan to pay off my debt and other billsi have tried applying with other company but no one will approved it my credit isnt all that great like 550...


 Why do schools not teach a consumer/credit understanding class?
I think this should be given in all highschools , all 4 years make it mandatory ,,, just as important as English , Math , Science,etc.. since understanding money , and credit is only learned now by ...


 Me and my finacee are trying to buy a house. We both have credit scores around 530. Anyone have any ideas?
We keep getting turned down over and over, surely there is someone who will finance us, we make the money, but our credit sucks. Please ...


 Credit Questions?
Okay so my credit isn't the greatest and I am working on improving it. My question is this, how am I supposed to improve my credit if no one will GIVE me any?? It's really frustrating any ...


 I owe on a 30 year home loan 250,000. What is the easiest way to pay it down?
I know of the sure fire way which is add to the principal each month, however, any other solutions? I would like to pay it off in 15 to 20 years....


 Collection agencies keeps harrassing me! What should I do?
I had surgery in 2005 and the insurance paid for it yet they sent me to a collection agency. I got everything taken care of between the hospital and the insurance. I even sent them a signed letter ...


 Help me I have A ? about a Debit Card?
Hi every body I have A question! Do you Know How much you spend on a debit card ? do you get billed for it?Please I need to know I used my parents Debit card without them knowing i need to now will ...


 18 never had credit ever. Mom has bad credit. Can i get a credit card and get a CAR?
i just turned 18 on the 18th. i dont have any previous credit and my moms credit is pretty bad. i just am tryin really hard to find a way to get a nice car....


 Is it true that after certrain years some things automatically go away from your credit report?
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 How to get bad things off of your credit for free?
old debt off credit ...


 How doI get rid of bill collectors?
My adult daughter hasn't lived with us for more than 10 years, and whatever bill they are calling about has to be at LEAST that old. I tell them she hasn't lived here in 10 years and ...



layawayDiva
What will happen to the lower class income customer that are in all races after walmart does away with layaway
Once the layaway program is done away with, it will affect the elderly,the children,the general population from all walks of life, it will affect holiday joys,and it will cause the theft to go up.
The layaway program is the an answer to those who don't have the priviledge of credit cards. I am sure Sam Walton is turning in his grave!!!
                     
 




wowwhatwasthat
Rating
Yes I believe it is bad business on Wal-Marts part. I don't think the Average Joe will go on thieving frenzy just to get his/her kids gifts. Folks may just have to get Christmas clubs at bank or save money in some other way. With enough complaining they might keep it around.


cinnamon
if they do away with layaway..i really think that will hurt there business....and buy the time you save enough money..all the items you wanted are not in stock..sale is over.. whoever has come up with this decision needs to have their head checked..


lala
Rating
go to kmat they still have lay a ways....


bad kitty
Rating
oh my god that is awful! for everybody! not only do we normally do christmas with layaway, but then we don't have to worry about the kids finding the loot!


echo
Pssst mole - looks like you are out of the loop.


angie t
i fit this category, i am a single mother when my sons father and i split up he left me with tons of bills which i consolidated and can not get a credit card, i buy all my sons summer and winter clothes and shoes toys etc. x-mas
anyone who wants walmart to reverse their decision should call 1-800 walamart and ask for it to be reversed or walmart.com and click on contact us, kmart has layaway and i plan to use kmart for all my shopping needs, and i heard target is going to get layaway, so i will use kmart ubtil target gets it.
anyone wanting any info on kmarts layaway call 1-800-549-4505 or kmart.com contact us and ask them about their layaways.

so long wlamart you will no longer get my money


Pancakes
Rating
Nothing. They are getting rid of it because not enough people use it anymore.


svmitch_losnebos
They will have to just save the money until they have the full amount to make the purchase. Simple. People do it all the time.


mole
i do not know where you got your information that walmart is not going to end the layaway program since walmart is one of the few that have the program. shopko, target and a few other stores do not have layaway. kmart still does but its limited vs walmart does not have a limit on the amount of layaways you have


Dwight D J
I disagree. The customers will either save the money or go to rent-to-own places. WalMart will save money because they won't need an "associate" at Layaway all the time, and the space can be used for other purposes. Sam would be proud.


GreenEyedLilo
Rating
Oh, they're getting rid of it?!? That *is* awful! I remember that when I was 20 and not able to get a credit card, the layaway program was the only reason I was able to give my family decent Christmas gifts. I don't understand why they'd do that--it seems impractical, for all the reasons you said.

Credit cards also lead to tons of debt, even if you can use them.


NETTA M
Rating
Ihope they don't. This is the best way not to use a credit card. Sure K-Mart has it, but most of our K-Marts closed a few years back. Meijer has it, but its seasonal. only during the holiday season. Believe it or not, people do still use layaway. I think it will hurt the company.
They don't think about the smaller people anyway. I try my best not to shop there, unless it is a layaway. I usually drive the extra 2 miles to another store.


I love the flipflops
People will just have to save up for their items..


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