 How many times can a credit card or collection company call you in one day? |
| I've heard if a collection company calls you more the once per day that you can file a compliant and the money that is outstanding will be reversed.... |
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 Has your credit rating improved? Stayed the same? Or it's worse? |
| For me It has improved. Went through Bankruptcy once & never want to go through that again.... |
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 Visa or Mastercard? |
| Which is better?... |
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 How much money should I pay my credit card so my balance won't go up? |
| If I stop using my credit card, what percentage should I pay so my balance won't go up?... |
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 I just sort of asked my aunt if i could use her credit card on a $150 order online, should i not have? |
it was for clothes.
and i only asked her because my mom doesnt have one and of course i mentioned id pay her with the cash i have but obviously cash is useless when it comes to the internet..
... |
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 When you use your credit card at buying, what happens? |
Well, i'm new to having credit cards.
I just wanna know what happens. Does this make my credit history good or what?
Thanks,
C... |
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 Is it true about credit? |
| i have just been told by my dad the age u are the credit goes up im 18 now and have got a bad credit will it improve in the ... |
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 Do you use store cards? |
| I was watching breakfast tv this morning, and I was shocked to see the interest rates charged by stores compared to credit cards.Do you use store cards? I had one in the past but paid it off, then ... |
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| Why am I still paying the cash advance fee on my credit card?? |
Hi,
I've had my credit card for about 2 years now, and the very first thing I did when I got it was take out $10 from an ATM as a cash advance. This was also the ONLY time I have ever done ... |
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 I urgently need to find a loan provider, if u r calling as one of the nigerian scammers, pls dont call? |
| I run a small business and am experiencing cashflow problems, unfortunatley, due to old CCJ's the bank will not help and i do not have much collateral to offer, I have been plagued by emails ... |
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 Debt ..... what do you think about this? |
In the UK on GMTV this morning there's a woman who says she brings in £1200 per month. £600 goes on paying off her debts. £500 on rent. She's then left with £100 per month.
<... |
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 What happens if i don't pay my credit card bills, and i don't declare bankruptcy? |
Additional Details
knowing that i left the country.....
i don't care for my credit record, i just want to know if any criminal charges will be filed against me,,,,will i be ... |
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 If a dept agency traces me after 10 years do i still have to pay that dept. if so could i pay part of it? |
| i had a dept with a bank over 10 years ago and a dept collectors agency have recently traced me. do i have to pay the dept. i have never spoken to the bank about the dept and i had forgotten all ... |
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David R | What will happen with credit card debt? |
I have credit card debt and the consolidation places don't sound good to me. What would happen if I decided not to pay them anymore? What if I choose to pay off one at a time. Can my wages get garnished? Can they take me to court? Bankruptcy is not an option for me I only have about $5000. Please advise! |
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FaZizzle
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Your wages won't get garnished, but the longer you take to pay them, the worse it will be on your credit. |
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steve.c_50
 |
Take a part time job delivering pizzas or something and pay off the smallest card. Then next,next,next. It's just that easy. You can make an extra 5k in just a few months pizzaing or pushing around boxes at UPS. Then cut those damn cards up, and be proud you learned the lesson for 5K instead of 30K. |
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Jenny
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Ok im in the same boat. Here are your options.
1 Yes they can garnish if they wish but i havent had this happen yet
2Yes they can take you to court and again has not happened
3You can pay them off one at a time but the others will continue to pile up. And if you decid not to pay at all then they will continue to harass you for their money unless you change your number and address. So all in all you need to pay doesnt matter how long it takes or how much you pay on them . They are simply glad to get any amount from you as long as they get something. |
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abby fth
 |
Bad credit debt consolidation loans are quite popular with those with poor credit history. If your loan application is rejected by a lender, bad credit debt consolidation loans are there to help. If you want to repair your credit history by repaying a loan, which has simple terms and low monthly installments, again bad credit debt consolidation loans are for you. They save you after rejection and help you regain your financial credibility, so that you can again enter the mainstream credit market.
Bad credit debt consolidation loans are of two types:
1. Secured bad credit debt consolidation loans:
These types of bad credit debt consolidation loans are secured by a collateral usually some property or a guarantor. Since, the lenders find something to bank upon in case you default on payments, the interest rates on secured bad credit debt consolidation loans are cheaper, the lending amounts are higher and the repayment period can be long.
2. Unsecured bad credit debt consolidation loans:
Read more about it at: http://www.credit-card-gallery.com/article/198,Get_over_bad_credit_problems_with_bad_credit_debt_consolidation_loans |
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freelylucid
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Credit card debt can ruin your credit history, preventing you to get a mortgage, car loan, personnel loan, other credit cards, etc., etc. ..It will even prevent you from getting approved on a rental application. If you don't pay your credit card debt, it will be reported to all the credit bureaus as you being a bad risk for credit in the future. A bankruptcy will do the same thing. I hope this helps you. |
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STEVEN F
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They CAN take your to court. WHEN they receive a judgment against you, they can request garnishment. If your total debt is $5000 for multiple cards, they won't bother. They WILL harass you until you have paid everything. Pay the minimum on all but one card and pile everything you can on that card. Get an extra part time job if possible, you CAN pay these of this year. |
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John L
 |
I think you should immideately try to go to some debt consolidator for help. Some are bad but not every one is bad and they will try to do it in a better way as it is their business after all. The other option is you pay off the whole money yourself.
To know more you can visit
http://debtconsolidationmanagement.blogspot.com
and
http://geteasyloans.blogspot.com |
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See Saw
 |
Before consolidating your credit card debts, it is important to carry out thorough investigation to determine its suitability for your condition. Many credit card companies and banks provide debt consolidation services to their customers. To start the process, it is important to scrutinize your debt properly. Write down the interest rates charged on various cards. If the new rate is far below average of the old one, then opt for consolidation as it will be cheaper for you. After you get all the information, contact a professional, to assist you with the consolidation, and get the best offer. |
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Adrienne
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They can definitely take you to court...garnish your wages...and DESTROY your credit. I'm a bill collector, so I'm pretty familiar with this type of thing. I also am struggling with my $5000 credit card debt. First and foremost...STOP USING THE CARDS!!! Cut them up...seriously. And just put your nose to the grindstone and pay 'em off. Try to transfer them on to one card if you can. Good luck! |
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Nissa
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If you dont pay your credit cards off it is just going to go on your credit report and bring down your credit score, Which would make it harder for you to get a car and even a home! so you might want to pay it! |
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goombajoe
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yes they can do all that besides call your house and harass you every minute of the day good luck |
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