 What is the best way for me to dispute an item on my credit report? |
| I just closed a mtg refi. My lender found a $3500 chargeoff on my credit report. I called the company who placed the item. They could not find anything with partial acct # provided on the report. ... |
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 Can a collection agency put negative marks on your credit report seven years after the origination of the debt |
I have a medical bill from February 2000 that I considered at the time, and still consider, to be illegitimate. I didn't pay it.
In 2004 it was sold to a collection agency.
... |
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 Where can i look to find out what credit cards i still have active but not using? |
| i have used many credit cards in the past, most of which i have cancelled, but there are some that are still showing as active, is there anywhere that will be able to show me which i have ... |
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 I just got a call from a collection agency!? |
| I don't know what this could be for, because I didn't actually speak to this person, I just got a call from someone who called herself Mary at my work leaving several messages saying the ... |
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 Where is the best place to get a loan, even with bad credit? |
| I am looking for a loan between $1000 -$5000. I have bad credit, and I'm afraid that I know for sure I know I'll be turn down for it. I wanted options where I can atleast get a thousand ... |
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 I REALLY want to build great credit history and score? |
| I just turned 18 about 2 months ago. I have a cell phone in my name which I had since I was 17. I applied for a credit card and was granted a $300 limit. I just received my second statement from ... |
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 What is the best Student Credit Card? |
I have no credit, but i would really like to get a card before leaving for college.
what is the best student credit card?... |
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 Can a company that issued me credit under the age of 18 hold me responsible ? |
| The account is now paid, but it was sent to a collection agency and also reports negative on my credit report.... |
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 If somebody knows my social security number and name, would they be able to apply for a credit card and spend? |
Additional Details
But if they enter THEIR billing address, wouldn't I be able to track them down, and sue or what not?... |
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 How bad will two repossessions hurt credit score? |
| I'm talking about cars. One in 2005 and one now. Does the amount, value matter?... |
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 What happens if I OVERPAY my credit card? |
The mail around my area sucks, and I usually don't get my bills until they're almost due or overdue, so I pay my credit card off through my bank website.
I call the credit card ... |
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 Iv been offered a loan with 63% apr? |
due to my circumstances, this is the lowest apr i have been offered. i want to borrow £2000, so am i right in thinking that i would pay back a total of £3174 if i take this offer?
... |
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 I have a problem!? |
| About a year ago, I called a internet company to cancel my internet. Well something must have happened and it never was done! I called the next time and they said that they could fix. Fast Forward...... |
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 Being harrassed by a bill collector? |
| I AM BEING HARRASSED BY A DEBT COLLECTOR WHO IS GIVING AWAY MY INFO, AS WELL AS CURSING AND YELLING AT ME. APART FROM THE FTC, WHERE ELSE CAN I FILE A COMPLAINT WHERE ACTION WILL BE TAKEN IMMEDIATELY?... |
|
 Can you overnight deposit a money order into your bank account? |
| I have a bank account that I'm bringing current and I was just wondering if you could overnight deposit money orders into your account.... |
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6th Finger | What would happen if the USA banned all interest loans including auto loans, mortgages, and credit cards? |
What would happen if you could only buy things that you could actually afford? |
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#1con
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Our economy would collapse, and many countries would go down with us. |
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Gatekeeper
 |
I would be out of a job! (I'm a bankruptcy specialist, lol)
But I think it would have a positive effect on many people and would generally be a good thing! |
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Ben H
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Well banks would go under because they would be unable to turn any real profit. People would live simpler lives, the cost of a home would come drastically down because people couldn't afford to buy them.
Most people would be forced to take the public transit system or ride bikes. Since few could afford a car, the auto industry would collapse in the USA and companies would be providing low cost alternatives such as mopeds and those motorbikes that can carry people on the side.
Life would be simpler and people would largely be debt free. I mean who is going to offer a loan if they aren't payed interest on it? The rich would become vastly richer and the poor would become much poorer. Without the opportunity to gain any financial aid, it would be almost impossible to start up a business or get funding for any products or initiatives. |
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pmpinoy65
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Michael Moore would make another funny movie |
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arkleseizure
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Chaos and lots of other bad stuff. |
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nate dogg
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the world would go to hell, and we'd become a 3rd wold country. |
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Valhalla
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A lot more crime. |
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timbugtiny
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The worst depression the world has ever seen and millions of people starving to death.
The world depends on our economy and our economy depends on loans and credit. |
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Plondaranera
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Many would be riding camels to work and sleeping in cardboard boxes. |
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freaki1225
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Then the economy would be broke and people wouldn't have credit card debt. |
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bob shark
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The Economy would Crash
The Economy would spiral into deflation
You DON'T WANT TO BE THERE !!!! |
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Beginningjourney
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There would be an adjustment period where the economy would collapse, unemployment would run rampant, and life would generally suck. Out of that would come sustainable capitalism. New financial tools would come about (ie. instead of getting interest on an investment, you would get a dividend). Small business would still be started and grow. The capital would still be there, but instead of borrowing money from a bank, they would get a dividend from your business. Homes and cars would be purchased based on mutual or common credit (essentially zero interest loans between you and the seller). Capitalism would still exist, but one would have to make money by producing goods and services instead of making money from money. |
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