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Additional Details
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eddie.89_1@sbcglobal... | Whats a better credit card Visa or Mastercard? Which has better benifits and accepted everywhere? |
If you live in IL |
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ronnlynn
|
Since both are accepted most places, you should try to find a card that has good rewards (if you qualify). |
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farrell h
|
1. Visa stands for Visa International Service Association. The company consists of six different entities. Each segment focuses on one particular geographical area, providing offers and meeting regulations that vary from region to region.
2. There is a huge variety of credit cards suited both to the corporate and consumers. For every $100 that consumers spend, approximately $14.60 is spent with a Visa-branded product.
3. More than 500 million Visa credit cards are currently circulating in United States. This is the nations leading electronic payment brand.
4. No credit cards are directly issued by Visa. An association of member banks provide cards to its wide customer base.
5. Visa is accepted in over 150 countries around the world. This makes it as one of the most universal credit cards available. The wide acceptance of Visa is substantiated by the fact that more than 20 million merchants accept Visa cards across the globe. Read more from: http://www.credit-card-gallery.com/article/211,7_little_known_Visa_credit_card_facts_to_bowl_you_over |
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sophieb
 |
if I were to choose between the two, I'd choose Visa. |
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Helper
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They are both accepted equally in the U.S. As for benefits, it depends on the issuers/card. |
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booger0819
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visa is much better to deal with if you have problems. I used to work in a fraud dept of a major credit card company that handled both Visa and M/C. Master Cards compliane manual was the size of a huge city yellow pages, while Visa was a small roladex. Either is fine if you never have a problem or a dispute. |
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csucdartgirl
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Visa is more widely accepted internationally. Read about the benefits of the specific card though. Delta cards give you air miles, and other cards give you cash back at the end of the year, so you just need to read the offers carefully. |
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david a
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there both the same
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http://www.bestcreditrates.net |
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Troy Colts Rock
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These figures are a bit old (from 2002) but apparently Visa is used twice as often as Mastercard. American Express is a distant 3rd. Since its used more, I would guess that Visa is also accepted at more locations than any other card.
Benefits is a while different story. It totally depends on what you want. You'll need to look around and see which bank has the benefits you're looking for.
Personally I would reccommend any Visa or Mastercard from Citibank. The reason I say Citibank is because their customer service seems to be terriffic, I've never had a problem they couldn't take care of in the last 12 years. Another great feature they have is called "virtual account numbers" where they let you generate a one-time-use credit card number so you can use it at places you don't trust. You can put a dollar limit and a time limit on it too. So if you were about to buy a $5 t-shirt from some foreign website and you weren't too sure about how safe it is to share your credit card info with them, you could tell your Citibank virtual account number generator that you want to spend $5 and it would create a one-time credit card number (different from your actual credit card number) for you to give to the website. If the website tries to charge more than $5 (or if someone steals that info and tries to charge more than $5), the transaction would be denied and your real credit card info will remain safe. I just love that feature. In order to use it, you can download a small program from Citibank's website and install it on your PC, or at the time of the purchase you can log into your Citibank account and use it from there. In either case, it take literally 20 seconds for you to specify an amount and time limit and it comes up with a new number, expiration date, the 3-digit code on the back, etc. |
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ThatGuy!
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They are both equal for the most part.
The big difference will be the institution who issues the card.
The differences to look out for will be;
-Interest rates
-terms/conditions
-fees
-limits
-points/benifits/cashback
Read All the fine print, look for different offers from different lenders, and remember, points are great, but if the fees are too high it wont be worth it.
http://www.thecreditcardtorebuildcredit.com/categories/bad_credit_credit_cards |
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