 How do I get my credit cards to lower their interest rates? |
| my APR is anywhere between 23 & 28%. Very high!! But, I pay all my bills on time and always pay more than the minimum... is it because I have more debt than capital? Is there a plan where I ... |
|
 Paid online surveys? |
| Does anyone know any good sites were I can actually get paid for doing surveys?... |
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 Is it possible to use a Debit card in place of a Credit Card? |
I want sign up for officelive.com but don't have a credit card. Can I use a Debit Card... would it work?
What about other transactions on websites?? I wish we could use debit cards ... |
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 Bad credit score! how do i get it back up? |
| My credit score is very very very low. How do i get it back up? Should i file for bankruptcy? I have alot of credit card bills, hospital bills, child support, repo and a few other things. If you ... |
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 How Do I Repair Credit After 7 Years of Delinquency? How Long Does It Take? |
| I asked the question as part of my previous one, but I'm hoping ot get more responses please.... |
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 Can provident loans take me to court? |
| I had a provident loan of £400 (with interest it was around £600) I paid it for a bit now stopped it as I cant afford it. Its been over 2 years now and they are demanding the £450.00 left or take ... |
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 My sister used my credit card? What can I do? |
She owes about $15,000 and doesn't want to pay it. Is there anything I can do for her to pay it? Can I get the debt on her name?
I don't want to press charges because she is my sister ... |
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 Prepaid credit cards? |
| I am 17 years old. I want to buy things online but my parents would allow me to get a credit card. Is there such a thing as a prepaid card? Where I pay money and that money goes into the card. Is ... |
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 Help me understand mortgage refinancing? |
| We have about $30k in equity on our home, and currently have a 30 yr fixed at 6.9%. I'm not sure if refinancing will help or hurt us. My student loans are at 7.22, but I only owe another $3500,... |
|
 How do I get out of a 3 yr contract with Ballys after 5 months without moving or medical reasons? |
| I only wanted to use their trainer but i was told to sign a 3 yr contract to do so. I was told I can cancel within 30 days but then I was told it was too late. When I called, they said then told me ... |
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 How do i rebuild my credit? |
| I am trying to rebuild my credit and i cant even get a loan.. i posted on here but something happend.. somone told me to email this guy that gives out loeans but i dont know if i should do it.. i ... |
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 How can I rebuild my credit? |
| I have a couple of credit card charge offs. How can I start to rebuild my credit? should I make a settlement on those credit cards, or should I pay off the entire balance? How will each affect my ... |
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 Is a pre paid credit card a real credit card? |
i keep seeing offers for them and i wanted to know if its like a regular credit card except u can add $
i am planning a trip and need to rent a car and i know most rental places only takes ... |
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 How much credit can I have? I have a $42k auto loan, income of $95k annual.? |
| I also pay mortgage, around $2300/mo, around $860/mo for the car. Income is $95k/yr and about $8k/mo. I know that lenders tend to have a limit of some percentage of your income allowable to be used ... |
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domlococokills | Whats a good beginner credit card? |
i dont have any credit history and i want to start building up credit. whats a decent card i shuld apply for that wont change with 200 bucks in activation fee's. |
 |
 
jtlyr
|
Your best bet is to use a company that specializes in providing credit cards to people with bad credit or no credit. One that I know of is http://www.mortgageous.com/noriskcredit - they help people find all kinds of financing (including credit cards) at the best rates available for their credit score. |
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Wildflower Mama
 |
You should get a department store credit card first. buy something cheap, like one sweater, make the minimum payments for the first month and then pay it off, that is what my Realtor told me when I was trying to build up credit to apply for a mortgage. |
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hendy h
|
Store cards are similar to credit cards, as you are offered a credit limit to let you spend on the card. But unlike credit cards, store cards are valid only in the specific store or group of stores that have offered you the card. Basically, you are given credit to buy at a specific store or various related stores by using their special credit card.
What are the advantages?
To attract people to get a card restricted to a single store, the retailer offers lot of discounts or special offers. These can consist of a free gift, or discounts on purchase prices when you use the card. If you buy from the shop frequently, this card can lead to big savings on your necessary goods when you use these cards. Another advantage of store cards is that getting it is quite easy even though your credit history is bad. This allows you to restore your credit history. |
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princesswhitepaw
|
my company has visa, emerge and aspen. the aspen accounts and aspire are for people who have no credit or bad credit. our web site is www.myaspencard.com, www.aspirevisacard.com. if you happen across one of these credit cards...REMEMBER; YOU WILL HAVE AN ANNUAL FEE OF $150.00 ADDED ON THE ACCOUNT AS SOON AS YOU OPEN IT. WITH A $300.00 LIMIT. YOU'LL BE CHARGED A $29.00 OPENING ACCT FEE TOO. THIS MEANS THAT YOU ONLY HAVE $121.00 AVAILABLE. MAKE AT LEAST A $200.00 payment on the first payment there after you won't get over limit after a month or so. then make your payment every month...$40.00 or so. and when you make a purchase on the account then cover that purchase for that payment. keep the account paid up for about 2 years or so then you have established several points on your credit score. good luck to you. if you ahve any questions about these accounts feel free to e-mail me at princesswhitepaw@yahoo.com |
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jtk
 |
Discover Card..no fees...you earn cash back |
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Jada515
 |
Store credit cards are pretty easy to get. Also if you a student, you can try for a student credit card.
A secure credit card you can get w/ no prob. The rules and limits vary, but my first one I put $200 down and had a $200 limit. After 6 months they automatically raised my limit and at that point I switched to an unsecure and they took the $200 and paid off my card and sent me the change. |
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hmmm123
 |
discover, citi, and chase. |
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Frmr Prncss
|
discover
or
capital one |
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jeffl27
|
Hi,
maybe you can try to go on this website :http://www.gotoinfolink.com
They many links and info about credit card.
Hope that help !
Jeff |
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