 My husband has spending issues? |
My husband, in the past week, has charged $2,500 on his credit card, for stupid things like a Nintendo Wii, the Matrix dvd's, a $100.00 haircut at Toni&Guy, etc. etc.
How can I ... |
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 I need a car loan I have a BAD credit score. I am a FT student living off of childrens ssi and child support? |
| FT student,unemployed mother,living off of children's disability and child support.Credit score of 419 nobody wants to help me out. There is no co-signor but my fiance has income that is usable,... |
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 Collection agencies keep calling me looking for someone else - how can I get them to stop? |
| I keep getting phone calls from collection agencies asking for a woman that I don't know and who has never lived at my address. When I looked her up on the internet, she has an address and a ... |
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 Help me!!!? |
| I am only 17 years old and some how someone was able to get my ss# and use it. well I weent to the bank to get a checking account with my dad as the co-signer and they said they wouldn't be ... |
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 What is the best card to build credit.? |
Please provide:
Link to Apply?
Name of Bank?
Type of card?
Yearly fee?
Monthly fee?
Why it will help my credit?
Your ... |
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 College student with huge debt from my boyfriend...help!? |
| My boyfriend left me with a $4000 cingular bill. It is way past due. I've been making many payments. I still owe about $1200. I learned my lesson this time, but meanwhile I don't know ... |
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 Debt Consolidation? |
| I have several credit cards, all of which have substantial balances (totaling about $14,000). I'd like to contact one of those debt management programs to see if I can consolidate my bills and ... |
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 Establishing and keeping good/great credit? |
| Hi! I'm 21 and new at this whole thing. I admit I don't understand much about credit and stuff but I am learning. My parents had/have pretty bad credit. The problem for them was a bunch of ... |
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 Harrassed by Bank of America credit card collection agent? |
| A women from the bank of america credit card collections agency keeps calling my phone calling me Amy and saying that my account is in collections and I need to pay if off! Well for one I've ... |
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 I missed my credit card payment with AMEX by 2 days, how bad will my credit score be? |
| Unfortunately this is my first card and my first month payment that I missed as well.... |
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 Is this some kind of joke? |
phoned a garage to buy a new car, i needed to borrow £4000 to buy the car i wanted so asked them to sort me some finance out.
they said the finance company will phone me back soon.
... |
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 Credit check? |
People say their credit is like 700 or something. How do i check my credit and what is good credit? How can i check it without paying stuf!?
Additional Details
I accidently payed 7.97 ... |
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 Job interview tuesday,why do they need a credit check?? |
| i have a great job offer,pay,benefits however they do a background and credit check.this is ridiculous,i'm ok with criminal bg check but why credit check? wouldn't be too good,my credit,... |
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 What is a good unsecured credit card to get after you file bankruptcy? |
| I need a relaible card with a high limit, low annual fee, and low APR but that is unsecured? I filed bankruptcy a year ago and want to work on getting my credit score up???... |
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 Is Amazon safe to buy from using credit card ? |
| Hey am thinking about buying the PS3 with a few games from Amazon.com, am using my girlfriend's credit card and she's really scared about losing her money. I don't want her to lose ... |
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 Someone used my credit card and told me they would pay me back but haven't, can i sue them? or just deal? |
| An ex boyfriend of mine you'd my credit card to make ALOT of purchases. I alowed him with the agreement he'd pay me back. But has not and it's been over a year! The credit card yes, ... |
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| Credit scoring confusion? |
| I had a credit card back in the 90's. I closed it in 2001 with a balance of $5000 when I got laid off. I tried to keep up the payments but couldn't and stopped paying. It is now on my ... |
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 Do I need to pay off a credit card statement balance and recent activity to build credit? |
| When I recieve the statement of my credit cards, it tells me the statement balance for example is $100. It also shows recent activity since my billing cycle ended, for example lets say $25. I have ... |
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luke c | Whats happens when you default on a loan? |
I basically have a car loan that I've gotten to the point where it is basically unaffordable. I basically want to know what happens after you go south on a loan? |
 |
 
Margaret J
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If you default on an auto title loan you may lose more than just your automobile, you will be considered in default and may encounter the following consequences:
Reporting to national credit bureaus, which may cause a negative effect on the borrower's credit rating.
Assessment of late charges.
The borrower may be ineligible to receive additional federal or state financial aid.
The entire unpaid balance of the loan, including interest, may become immediately due and payable.
Placement of the loan with an attorney or collection agency. Costs associated with the collection of any loan will be added to the amount owed.
The borrower may be sued to force payment and may be liable for court and attorney fees if judgment is not in the borrower's favor.
I hope that you might have become aware of the consequences on defualting on the loan.
Regards |
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snowboarder
 |
they repo your car your credit score plummets and you start all over from square one best to make the payments best you can keep in mind they don't want to repo your car anymore than you want them to so call and see if you can make a deal lower your interest rate so that your payments are small or just smaller payments for a longer period of time and if you need to then sell it and pay off the loan just make sure you don't have any early termination penalties that you can't deal with. |
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Jake Tornado
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One of the usual conditions of a car loan is to subject the car itself under a Chattel Mortgage. Under this mortgage, your car is put up as your collateral to secure your loan. The idea is for the bank (which granted you the loan) to have something to go after in case you default on your loan obligation.
In the event you default on your loan, the bank will initiate a foreclosure proceeding. This is done by filing a foreclosure action in court. If the court approves the bank's petition for foreclosure, the court will direct that the car be sold in a foreclosure auction and the proceeds of which will be used to repay the bank the amount of the loan on which you defaulted on.
Ultimately, when you go south on a car loan, YOU LOSE YOUR CAR and YOU WON'T BE ABLE TO GET BACK ALL THE PREVIOUS AMORTIZATIONS YOU PAID TO THE BANK. So try not to default or else you'll lose not only your shirt...but your car as well. |
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thunder6371
 |
goes on your credit....ruins it and they repo your car |
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Elvis Parsley
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The finance company will come and repossess your car. They sell it, and if the proceeds aren't enough to cover what you owe, they will sue for the remainder owed |
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