 Erh. Im soo mad my parents cancelled my credit card!!? |
| Ok,so they cancelled it b.c I went over my limit by 678$ what should I tell them inorder for them to uncancel it?!!... |
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 Does closing a credit card account hurt your credit in any way ? |
Got my first credit card the other day and was wondering whether to cancel it.
Additional Details
My current balance is 32 dollars but i plan to pay it in my next billing cycle.... |
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 Where's my wallet? It's been missing since last Thursday? |
I'm hoping there's some psychics out there.
Additional Details
I looked in the dryer and washer already, and I'd already gone through all my clothes... no dice... Checked ... |
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 How do i find a loan shark? |
hiya
im wondering how you can find a loan shark...? im trying to get a loan but cos of bad credit caused by my ex im finding it hard to obtain a loan for 15,000.
i know what ... |
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 Is this telephone abuse and if so what can I do? |
| is this telephone abuse and if so what can I do. I called the cable company and asked them about my cable, and this girl said if you want your cable like that it on you. then she kept sceaming at me ... |
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 Credit cards after bankruptcy? |
Please do not judge me or post nasty comments about bankruptcy...
My husband lost his VERY good paying job and could only get a job paying about $50,000 less. We got into a bad spot and ... |
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 Should I file Bankruptcy or pay my debt? |
I am about 30,000 in debt, mostly from credit cards.
I was married already when the debt occured but they are all in my name, not my husbands. This weighs on me alot. I stopped paying on ... |
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 Actually, I had an interviewer ask me if they could check my credti??? I just said politely.. Why would? |
| you want to do that?...They explained it is policy and so forth...so my answer was No...I said it very nicely...I was SHOCKED that they wanted to go into my personal business????...My credit is fine.... |
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 When I try to add my credit card to my paypal account it keeps saying it is already in use by another account? |
| At first I was just using my paypal account to buy things on ebay; I was not selling anything. Then I wanted to sell something, but ebay said my email address could not be confirmed, so I had to ... |
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 Desperate for cash please help!!? |
| I've just found out that my newly aquired husband comes along with alot of debt..I need some ideas of how to make some extra cash..I've done the ebay,online surveys and I've already ... |
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 What Happens if I stop paying on my car loan? |
| Back in March, I purchased a car from JD Byrider with 22 % APR...( I know, I know). A week ago, I was in an accident, (a hit and run), so I didnt get any license plate numbers. As a result of the ... |
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 How old do you have to be to apply for a credit card? |
| How old do you have to be to apply for a credit card? (Discover, American Express, Visa...)... |
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 Can I use more my debit card and spend more that what is in my account? |
For example, what is I have 5 pounds in my account, but I want to spen 10. Will my card work?
I know there is the risk of overdraft, but I need to spend the money today and I will put it in ... |
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 Do you think there should be harsher laws with people with delinquent debt? |
| Ok here is the thing, i see people owing thousands of dollars in debt and get away with not being forced into paying it. For cc companies/collection companies dont sue because its too much hassle ... |
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 What's a good way to build credit, when you have no credit? |
I tried two department store and I wasn't approved because of innsufficent credit.
So what is a good way of getting credit?
I was wanting to get one item at a time and pay it off ... |
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lucÃa la cubanita | Whats the best credit card company to go with? |
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gargoyle
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HSBC. My interest rate went from 14.99 secured to 23.99 unsecured after 18 months of never missing or making a late payment. I called, they couldnt give me a reason why so i cut up the card and payed it off. |
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Kate
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It depends on what type of rewards you want...citicard offers cash back from purchases, and airline credit cards (like Northwest Worl Perks) offer miles for free flights....look into something you'll use and something that will give you a good introductory rate. Don't settle for a card with no incentives. |
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pomegranatepants
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they're pretty much all the same. just look for the one that has the benefits you want (cash back, rewards points, frequent flyer miles, etc.) some have annual fees too. don't be surprised if your credit account gets sold by your bank to another bank and then your interest rate changes or your account policies. |
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Butternut27
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HSBC at the moment have a 0% one for 15mths.. |
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DeLacy
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American Express. You must pay the balance in full each month, and that way you will maintain a good credit rating and not get over your head in debt. |
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es
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Chase is a great company for cc |
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Bryan
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The ultimate CREDIT CARD to go with is NO credit card. I understand there are things in life that you think you need it for, but they are taking advantage of you whether you like it or not.
Our country is in a recession right now, and the average american is living paycheck to paybeck BECAUSE of these credit cards. Did you know on 24% interest, if you pay the minimum you are paying 100% interest !!!
Well I've been with American Express for 20 years, would they STILL charge me late fees and bump the interest rates up if I miss just ONE payment? YES, they don't care what kind of relationship you have with your creditor. The process is designed to see you FAIL, that's how they make their money.
So to conclude here, focus on your ability to save your own money. It's all worth it in the end. |
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LISA G
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none of them !! they will all rip you off!! |
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EeYore
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don't know, but go to moneysupermarket.com or moneysavingexpert. You can review the current credit card deals. They change so regularly and it really depends what you want from a card |
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worldpeace
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it all depends on your credit but there are some good ones that give you free stuff like miles and cash back check out www.fastcreditcardapprovals.com here you will be able to compare them all side by side on rates, fees and rewards.
http://www.fastcreditcardapprovals.com/ |
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CreditAdvice
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You can search, compare and apply for the best credit cards. Visa, MasterCard, Capital One, Discover, American Express and Much More.
http://www.bestcreditcardratings.com |
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Jame Mario
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You would get what you want here:
http://www.creditcardscom.cn/best-credit-card/ |
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fma
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DiscoverCard |
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$m¤¤v¥ £¤¢¤
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I work in the credit card industry manually reviewing reports to either approve or deny credit to people that apply, so I would have firsthand knowledge of what you're looking for.
It's not about the "best" credit card company to go with, it's about which one will fit you the best. Even though I work at a particular CC company, (WaMu), I have credit cards from other companies as well. From my past experience, a card issued from a major bank (i.e. Bank of America, Wamu, Wells Fargo, US Bank, Wachovia, HSBC) are attractive choices becuase they're more reputable that other banks.
My suggestion is to research as much as you can before making a decision, and ask yourself, are you ready to even have a credit card. Why I say this especially with the way things are now with the mortgage problem, credit card companies aren't like they used to be, take the game from me, I know. If I was in your situation, knowing what I know, I would get a secured credit card. They're a lot easier to get than a regular card because a deposit which is used as collateral is placed upfront to establish a credit limit. For example, if $300 is deposited, then the credit line is $300. Many of the major banks that I mentioned offer these. It's a good way to get in on the ground floor with a credit card without getting in too much trouble. You would be more likely to be aware of how much you're spending and how well you pay on time if your money was at stake. A secured card teaches you that discipline. Also, it's easier to raise the limit on them by adding to the deposit. Since the deposit is linked to a savings account, it may earn interest, so you can think of it as building credit with a savings account. As long as you pay on time and keep the balance manageable, you'll get the deposit later on down the line, which I would start up an emergency fund with especially with how things are right now with the economy. On the average it takes about a year or so to upgrade to a regular card.
I know that you wanted to know which one is the best, but really, that depends on you.
I posted some links to some secured card companies that you can take a look at
Good luck! |
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KaThRyN
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cash |
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