 Which creditors to pay first? |
| Please help settle a dispute between my wife and I. We are working on getting on a strict budget to pay off our debt. We have some bills that are current and we are making our payments on and we ... |
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 I have been scamed, a fruad!!!? |
| help cityline financial company promised me a loan for 16,000$ all i had to do is send 4,200$ in insurance. to find out they are in canada not in usa. i sent personal money gram to canada, thought it ... |
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 If i let my bank take my car back will it come up on my credit report as a repo? |
| I cannot afford my car anymore and I want my back to take it back without my credit being ... |
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 Is there a way to check your credit score for free? |
I want to know my credit score, but I don't want to pay for it or give my credit card number to some company for a free trial.
Additional Details
I SAID IS THERE A COMPANY THAT DOESN... |
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| We are drowning in credit card debt...why can't we use a portion of my husbands 401K?? |
| My husband and I have racked up $12000 in credit card debt. He has $48,000 in his 401K. We're young...and the interest is only climbing on our credit card debts. I feel like we're ... |
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 Paypal/Ebay. Do I Have To Pay For Buyers Return??? |
| hi people i had a mix up and sent the wrong jeans to the buyer and sent the other ones to the other buyer and they haven't replied so im guessing they aren't going to part with them or send ... |
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 Negative Credit Card Balance!? |
| My credit card balance is like -$200, does that mean I overpaid? How does this work out?... |
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 I owe $32,000 in 6 credit cards. How do I pay them off????????? |
| I make $3750 per month after taxes, my expenses are $1000 per month. I dont have any savings, or assets. I am willing to pay $2750 per month. What is the bests way?... |
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 I want to appy for an auto loan, what should I know/take with me so I am sure to come prepared? |
| I am looking to apply for an auto loan and need about $9000. I only began trying to establish my credit 10 mo. ago so I don't think I have very much of it. I am going to be looking at different ... |
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 How long will it take for my credit score to go up? |
| How long will it take for my credit score to go up after I pay a creditor that has shown a late pay every month for a year, & it shows as 30 one month, 60 the second month 90 the third & so ... |
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 I want to check my credit score but all the web sites want my credit card info.? |
| Is there anyway that I can get a truely free credit report?Without credit card information being required.... |
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 Building up good credit quick!? |
Here is the deal:
I have absolutely no credit at all. I've always paid everything cash. Now, I'm starting to realize I need to build up credit. How can I build up good credit ... |
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 Can you go to jail for credit card debt? |
| can you go to jail for credit card debt? iam about 10,000 in debt and i havent paid a payment in 7-8 months because ive been having some financial issues..can they really send you to jail?... |
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| Accidentally applied for 2 credit cards...? |
| I am 18, just out of high school, and looking to build a good credit score by making smart decisions on how I use my credit. I currently have a cell phone w/ a contract and a student credit card w/ 0... |
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michael b | Whats the best creidt card to rebuild your credit with? |
like to find a good card to rebuild my credit with |
 |
 
Jeremy P
 |
You can find a complete list of credit cards to help rebuild your credit here:
http://www.asapcreditcard.com/poor-credit.html
Although these offers tend to have higher interest rates (and additional fees) when compared to 'standard' credit cards, they'll give you the opportunity to build and improve your credit score over time. Eventually, with regular on-time payments-- you'll be able to qualify for better offers with lower APR's and less fees. But for now, these are your options...
Hope this helps. GOOD LUCK! |
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Nurse Susan
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Buy or take out a copy of Dave Ramsey's 'Financial Peace'.
One of the first things he teaches is 'NO CREDIT CARDS!'
You can qualify for a 15 year loan if:
1] you have paid your rent on time for two years
2] you have been in the same career field for two years
3] you have a good down payment]
4] you have no other credit
5] it's not too big a loan [ outside your salary's level ]
If you can't find Ramsey's book, try
Larry Burkett
Suze Ormon
READ one or all before doing any financial moves. |
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farrell h
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Prepaid or debit cards:
These are the easiest option available for bad credit people. There are no verifications, no credit checks, no employment requirements, and the approval is instant. All they have to do is to deposit a money and a prepaid card is issued. This card has the borrowing or buying capacity equivalent to the funds deposited. The good thing with prepaid credit card is that it promotes financial discipline. Some prepaid card issuers report to various credit rating agencies, thus it helps in rebuilding your credit history. Apply online at: http://www.credit-card-gallery.com/PrePaid_Card.html |
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Helper
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That would have to be the Orchard bank card. It reports to credit bureaus to help rebuild your credit. |
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clayton f
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get your self an greendot visa perpaid you will start to rebuild your credit by controling your money |
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steve a
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try hsbccreditcard.com |
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Angela J
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The best card I ever had is the Discover Card you can apply here to get yours:http://www.financeconsultant.org/discovercard.html |
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david a
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you might want to go here to compare them http://www.bestcreditrates.net |
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Bristow
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I have to say Orchard Bank. They helped me get back on track. They will come up with yearly charges / opening charges, but they are worth it. But even if you don't go with them, make sure whoever you go with reports to all three bureaus. |
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roger v
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Orchard bank credit card, go apply right now and get you will more than likely get it. |
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damon
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orchard bank also has a "card selector" link on their website that will recommend to you which card you will most likely be approved for. by filling out the information they will pull a "soft" inquiry on your credit report. This is NOT a hard inquiry which other creditors can see and possibly lower your score. if you are offered an unsecured (no deposit) credit card. this would be a great start. if they offer a secured (deposit equals credit limit) then i would first do some research into other secured cards also before making a commitment to orchard bank. you may want to ask your financial institution who you do your local banking with if they offer a secured card. |
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Nicki A
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american express if they accept you
bank of america is the rolls-royce of banks
good luck! |
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Scotty
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Orchard bank, they accept anyone |
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dual_reality2
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http://www.creditcards.com/bad-credit.php
There's many but the fees and crap are a rip off and are geared for desperate people....guess that's the price you pay for bad credit. |
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