 Ok credit but can't get a card? |
| My credit score is in the mid-600s (I forget what it is exactly) but I can't get a card because the balance on the card that I have is too close to the limit ($800 limit). I have been trying to ... |
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 Is there a free credit report site with no strings attached ? |
| Everytime I try to go to a "free credit report"website,it is never free.There is always a "catch".Are there any credit report sites that are absolutely free?... |
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 Does any one know anything about dave james loan lending firm from nigeria? |
| they offered to lend me money but i have to pay a transfer fee has any one used the.... |
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 Does your credit rating go up if you buy a car with cash? |
| I want to buy a new car because I want to boost up my credit rating so I can get a house later in life. Now I have enough money to purchase a decent car with cash. Will this affect my credit rating? M... |
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 Pay off debt all at once or little by little? |
| If I pay off my debt with a loan and pay under $100 a month, is that better than not taking out a loan and paying about the same per month and not being done paying it all off till about a year from ... |
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 How can I accept credit card payment from someone? |
| I have some things for sale and the guy wanting to buy them lives 500 miles away and wants to pay by credit card. Is there any way to receive his payment?... |
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 Getting my first credit card? |
| So im looking at getting my first credit card and its through CHASE. They sent me a letter asking me to send a copy of my Social Security Card & Drivers License....is this normal? If so how long ... |
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 Too much credit debt ... Should I use a credit repair service? |
| My CC debt is very high (>$30K), and the payments are getting too high. I have a great credit rating, but I can't keep up with high payments for the next 20 yrs. Should I use a credit ... |
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| What if I got a credit card over 1 year ago, have since moved, and don't know where the card is? |
| and don't know how to contact them for a change of address. I already checked my credit report, but don't know how to contact them. will the card eventually expire? What if they send the ... |
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 How to build credit? multiple cards? |
| Does having multiple credit cards help get you more credit? I have a college visa card, and I use it very often, but a friend told me I should use multiple credit cards to build more credit.... |
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 IF I was taken to the hospital while I was in High School but 18 years old. Who is responsible for the bill? |
| I have a collection from that time. Can the collection agency ruin my credit for that? Whos resposable for the bill, me or my parents?... |
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 What is a debit card, and how do you use it? |
| I also want to know how to use it online.... |
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 My bad credit accounts are all over 7 years old & are still on my credit - how can I get them off without? |
| how can I get these off my credit without starting the Statue of Limitiations starting all over again once I contact the companies. By the way - these companies have all sold them and beefed up the ... |
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 How can you get credit if you don't have any credit history on your credit report? |
| I have applied for a couple of small lines of credit... ex. Target card.... and they sent me a letter that says insuffient credit history... how do I get credit if no one will give me any???? I'... |
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 Do these credit repair companies really work in the uk has anyone had good experience? |
| i have had bad credit in the past and have being paying off most of my debts i am finally getting my head above water but everything i apply for even a switch card is being refused help needed! ... |
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 Square One Debt Settlement - I'm ready to get rid of my high cc's. This company contacted me and sounds good. ? |
| I open my own acct in my bank giving me control; pay them 15% the first 6 mo; next yr 60% I get paid/40% they get paid; next yr I'm fully investing into my acct for them to begin negociating. P... |
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 Any ideas on how to establish credit? |
| I am needing to establish some credit. My house and bills are all in my father's name being I have no credit. I want that to change. But first I know I need to establish some credit. What are ... |
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candi225 | Whats the best way to pump up my credit score in the next three months? |
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cejay1953
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Pay on time and don't be late on anything. On a credit card do some buying with it and then pay it off. Cejay |
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smokey
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If you get your credit cards paid off don't cancel them. If your tempted to use them then just cut them up. The reason is closing and opening accounts shows up. Also one way they figure out your score is by the percentage of your credit that you use. If you have a credit card for 1,500 dollars and it is empty then that will help diminish the balance of another card that is full. Also your score will reflect how long you have had accounts.
If you have any other personal debt besides student loan, car, and a mortgage. Pay it down too. |
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Kokopelli
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Pay down the balances on your crdit cards so that none of them are more than 50% used. Pay down even more if possible. This is probably the fastest way to boost up your credit score. |
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Studly
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To boost your credit score, you must first understand just how it's put together.
And the best source for that is www.myfico.com. This is the home site for the people who developed the FICO scoring system. They have lots of information on how to improve your score, and many other tools.
Check it out....no charge (unlike the credit repair agencies mentioned here). |
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Aldin
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pay things fully, dont make minumum payments. |
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mdel
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make more than the minimum payment, pay on time, don't make any purchases on any of your cards for the next few months- check out suzeorman.com for more tips and info |
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rezbum72
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Credit Repair Secrets
Tips and Techniques. Clear Record .
Raise Your Score 100 Pts in 8 Wks!
http://ddp1.com/go.php?2877-17 |
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Gazoo
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1) Pay off or reduce any loan balances as much as possible
2) Get your credit cards down to under 25% of thier limits
3) Get your report and dispute anything negative on it (If the creditors dont respond in time it will come of your report)
4) Pay off any negative items that remain on your report after the dispute
5) Stay away from getting alot of credit inquiries until you are going to do whatever you have to do
6) Do not close out any open lines of credit unless absolutely necessary until your done
If you do all these they should keep you quite busy and you will be in great shape in 3 months. Oh and pay EVERYTHING on time ALWAYS !! |
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quazy1982
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I'm not sure if there is a rapid way to increase your credit score since credit scores factors in time as well. You can apply for a secure credit card at the bank. Secure credit cards require you put down a deposit for it, and credit companies see it as something good and they'll bump your credit score up a bit, but other than that, I don't know any fast way. |
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