 Help i need an answer.who are these people? |
| hope someone can help me,on my bank, statement, for 2 months now ,someones deducting $24.95 from my account, all its stating is ac cs.online serv-ice0607 does anyone have any idea who they are, i ... |
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 How do u apply to start gaining credit? |
| I have no credit right now. How can i gain credit?... |
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 So a cop is looking for me due to unpaid credit cards? |
| an old neighbor (were we used to live about a year ago) called and said that a cop??( had a badge and a gun) was looking for me for a debt unpaid. he said a warrant will be issued for my arrest. i ... |
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 Capital One? |
| My partner has an arrangement with capital one to repay his credit card at x amount a month. Although this is in place he is getting phone calls constantly pestering him for the full amount. He had ... |
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 Washington Mutual? |
| Has anyone ever heard of the credit card company "Washington Mutual?" Are they a good campany? and how long does it usually thake them to get your credit card to you?... |
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 What is the statue of limitations for collecting a debt? |
| I live in Washington state. Sixteen years ago, My husband and I moved from town out into the country, we had our phone transfered from one prefix to another, stayed with the same phone company, just ... |
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 Is it true that if you use your checks it helps build credit for you??? |
i was wondering this for a long time so i finally remember to post it and see if it is true.
i heard that if you send your payments with your personal check you can build credit
is it ... |
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 Anyone do those rip-off Cash Advance loans? |
| What a way for stupid, poor people to keep going in debt. These places charge 400% interest. I only see junk cars and stupid people insode getting "loans"... |
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 Anyone know this number: 1-888-704-5284? |
| I keep receiving phone calls from this particular number and have no idea who it is and they will not leave a message.... |
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 Will someone give me $20000? |
| I have $20000 in credit card debt that I accumulated when I was in college to help my mom pay her bills when she lost her job. I have been trying to pay it off since, but I am a school teacher and ... |
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 The Picture Loan Advert? |
Is it true that this got pulled from air because people were sending so many complaints in about how annoying it was.
(The one with the scotaaahh)... |
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 Who will give me a CREDIT CARD? |
| how do i get a credit card with no credit, im 25 yrs old and paid for my car, education and all other bills in cash since i was 18. so how do i get a card? its not like i cant pay my bills!... |
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 How can I build credit. How can i at least make a score for my credit because its so low it don't have one. |
| I ran a credit report on myself and they said my credit is so low that i dont have a score. Everything I apply for I'm denied. I dont owe anybody nothing at all. What could I do.... |
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 About credit card? |
| how to use an credit card?... |
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 Need actual advise about money problems.. his account under my name, won't pay. ? |
((((This sounds very stupid, I know I shouldn't have done it. Please refrain from telling me how stupid I am. I am only asking for help and nothing more.. or some advise. ))))
I have ... |
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| Is 708 a decent credit score? |
| My credit score is 708. I would like to know if it is a decent score. Also, if it is, do you think that I could get a ten thousand dollar loan from a company that checks the experian credit agency. ... |
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 Can a credit card creditor place a lien on someone's home to collect a debt? |
| My wife and I are being harressed and threatened by a collection agency over the phone at my wife's work to place a lien on our house if we do not make good the debt. Can a lien be placed on a ... |
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 How do I build my credit if I don't have any? |
| I do not have any credit and would like to build it up. I am a student currently so my student loans will not show up until I graduate. Do I have to wait until then to build my credit. No credit card ... |
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ITSvivian | Whats the difference between a credit and debit card? |
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 |
 
Fred L
 |
Simple,
Credit is a loan product, you pay what you buy plus interest.
Debit, taken directly from liquid funds, straight from a checking account. |
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rxing
|
credit is a loan
debit is money you have in an account that you draw from. you cannot exceed the money in the account |
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curtisports2
|
With a credit card, you are purchasing something with the promise of repaying it, and interest is charged to you either immediately, or if the full amount owed is not paid by a deadline date. With a credit card, your purchase amount is deducted from your bank account. Most credit card transactions require your signature. A debit card requires you to enter a personal ID number (PIN). |
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feanor
|
Credit cards are cards based upon your credit worthiness.
(i.e. it's a loan)
Debit cards are based upon your checking/savings account.
(i.e. it's your money) |
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JD_in_FL
 |
Also, if you can't qualify for a credit card, you can apply for a "secured credit card". These accounts require you to put an amount (such as $500) in a secured savings account that you cannot touch. They then give you a credit card with that same credit limit.
This is one way to build credit without paying that ripoff companies like First Premier hundreds of dollars for a credit card. |
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Ruth C
|
a debit card is based on money you have in the bank; in your checking account.
a credit card is more like a loan -- they let you buy with their money, but you have to pay it back.
credit cards traditionally have more built-in protections against fraud; but many banks are giving debit cards the same or similar protections. It is a long way from being 'normal' still.
The main difference is a debit is based on money you already have; a credit is money you will have in the future. |
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M-30
 |
Every time you use a credit card you're spending money that's not yours. It's a loan, essentially.
Every time you use a debit card the money is immediately taken from your checking account.
It's better to use a debit card, I only use a credit card when I'm 110% sure I have the money to pay it back. |
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Tohruxtan
|
When you pay with a debit card, it comes out of your bank account.
When you pay with a credit card, it comes out of the company's money, and you pay them back later. |
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erichong93
 |
With a credit card, when you use it to pay, the credit card company automatically records it on your bill. You can spend up to the max limit. At the end of the month, they will send a statement to you, which you have to pay back. So basically, it is like lending money to your friend and her paying you back.
A debit card is a card connected to your bank account. It is like having cash in a card form, but safer, because a password it put on it before you can use it. Once you pay, the money is deducted from your account, so if you have no money left, you cannot spend anymore.
I personally think that having a debit card is better, because it controls you from buying too implusively. |
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the worr e ore
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debit cards are linked to your checkings account so its your money. credit cards dont use your money you use the banks or companies and develop credit once you spend. |
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