 How good is a 760 FICO credit score? |
| Considering some credit card debt, and two mortgages?... |
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 Can anyone help with companies claiming to get all ur bank charges paid back, is this a scam? |
| I have been asked to sign a contract and pay £15.00 up front and if i pull out before proceedings are completed i have to pay £500.00 compensation ?... |
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 I have poor credt rating? |
| i realy need a contract phone is there anything i can do????... |
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 How can i repair my credit? |
| i have about $700 in unpaid medical bills.....im 20 so i didnt have any credit to begin with...how bad can my credit be and how can i repair it?... |
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 Time if would take to Improve my Credit score? Any answer is very appreciated!? |
| I have never had a late payment and all I want to do is pay my credit debt off, its just taking a long time becuase of the interest (From 9.9% to 18.35%) and of-course, the amount of debt. I make ... |
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 Car loan at age 18? |
| im 18 and i have no credit. but i have been working for a couple months and my mother has a good paying job but not good credit. i make over 900 a month and im on my last year in high school. i need ... |
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 Should I pay my collections account? |
| I have a medical collections account on my credit report that has been there since Jan of this year (2008). They have been reporting it every month as Key Derogatory (I have no idea what that means).<... |
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| I recently applied for a job at Macy's, but something came up and I didn't accept the job. I opened the mail today and saw a Macy's credit card! I don't know what to do, and I ... |
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| How is it that people on the West Coast can be charged a late fee, even though their payment is paid on the DUE DATE, just because the credit card companies on the East Coast want their payment ... |
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 Is there a home loan that I can get with a bad credit history and still have very low down payments? |
Additional Details
I live in Florida right now and hope to stay here. My credit score is in it's 300s, so that's pretty bad. Can anyone help me?... |
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| Does Debit Card (check card) work online shopping? |
| I was wondering, if i put in my debit card (check card) number on billing info for online shopping, would that work?... |
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| I am getting garnished for an 11 year old debt, by a 3rd party debt collector.? |
| Is there a statute of limitation on debt? I am getting garnished by a 3rd party debt collector named "Unifund". I have heard of shady practices by this company. I thought this debt was an ... |
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 Does anyone know if there is a fake check scam going on? |
I got an email from someone that wants me to depoist a check into my account for 48,000 the check looks real but im not sure if it is a scam any advice
Additional Details
Here is the ... |
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| Im in incredible debt. What are the best solutions to resolving this Debt? |
| should i pay off a certain credit card first and move on to the next one? Should I pay the minimum payment on all of them until they are all paid off? Any help or solutions? Thank you.... |
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 Have a couple of items on my report for credit cards I never requested or received ...? |
| Do I need to contact the company to request a copy of my signature showing I applied for them? Will they provide this to me?... |
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mutti m | Whats worse,bad credit or no credit? |
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edcyhn
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Depends on how bad, but I would think, speaking strictly as a person with no particular expertise in this area but with a wallet full of credit cards, that bad credit is worse.
One solution to almost all credit issues is having a lot of cash to put down. If you are trying to buy a car for 20 grand and you can put 10 grand down your bad credit or no credit might not make much difference.
No credit is generally easier to change than bad credit.
Charge something somewhere. Get a department store credit card. Aren't they easier to get. Then charge a few things and pay it off. Now you have a credit rating, I think. |
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v1rag0
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Bad credit, definitely, especially if you have a lot of debts and collections or a bankruptcy still to take care of.
If you have no credit, all you have to do is get a secured credit card from your bank, and soon you'll have begun a credit history. |
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Jack
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Bad credit.
It takes longer to recover from bad credit. |
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firetdriver_99
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bad credit |
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SPIFIMAN1
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I have to agree with Tom. It depends on how you look at it.
I do auto finance and I get people approved with bad credit everyday, I also get people with no credit approved but it's a lot harder.
The way lenders look at it bad credit can sometimes be explained and depending on how old the bad stuff it they wont even ask.
With no credit however, they want everything up front before they will even consider approving someone. They have to prove where they live, how long, where they work and how long and how much they make a month before taxes. The lender must verify all of this first and then give the approval if everything checks out. |
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badbill1941
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Bad credit. It's easy to establish credit if you don't currently have any. |
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Taurean W
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Bad credit is far worse then having no credit. Having no credit history is a matter of opportunity yet realized. Having bad credit history is proof of an inability to fulfill obligation. |
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iceman
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Bad credit.
No credit is easily fixable and bad credit can take many many years to improve.
Plus lenders tend to be easier on people with no credit because they realize that sometimes its hard to build credit as a young person. |
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Tom V
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Well, that answer can go either way.
If you have no credit, it will be almost impossible to obtain any loan because you have no credit score.
It is however easier to establish credit, then to repair credit.
If you have bad credit, you will have some type of credit score and you may still be able to obtain loans. It just depends on how bad your credit is.
It really just depends on how you want to look at it. |
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