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 Can anyone tell me a free way to check my credit that I will not have to use my credit cards scared?
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 What is the difference between credit and debit card?
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 Loans for non home owners?
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 My credit score is bad!?
i got into some debt a few years back and had some late payments on a few credit cards and when i got my credit report today it said the rating was POOR what can i do besides making my payments on ...


 Can a collection agency take money from my husbands army active duty paycheck?
a collection agency called and threatened to take the paycheck money and get my husband in trouble in the ...


 Is it woth to get a credit card for 30 dollar savings?
is it worth it to get a credit card from buy.com to save 30 dollars. I have pretty good credit but i don't really use credit card so if i get it i wont use it and just end up cancelling it. i ...


 I am 27 years old and want to move into a house but need to improve my credit. what should be my first step?
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 If you only pay the minimum payment on a credit card, will it hurt your credit?
If I don't have all the money one month my bill comes, and I just pay the minimum balance, will that be negatively reported on my credit report?...


 Anyone Else Find It A Little Funny About The Lifelock Guy Having His Identity Stolen?
You've seen the commercial.. Guy has his social security number on the ad... I was tempted to try doing something with it just to prove their service is crap... Apparently multiple people did ...


 Can some one please tell me if there is a UNSECURE credit card for people who have NO credit??
i got alot of help from the people who answered my other ? bout gettin a credit card with no credit but now i ran into another problem..the orchard card doesnt let me choose which kind of card i ...


 How can i get out of debt?
everytime i try to get out of debt i seem to get in more debt.. i don't splurge on stuff but i just can't seem to get out of debt... i have horrible credit so i probably won't be able ...


 If you are in $3000 debt but pay your bills on time, does that still lower your credit score?
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 Does anyone know what my score may be now?
About 2 years ago I had a lot of charge-offs which I have paid completely off with the exception of 2 which I now pay on every month. I have not miss a payment and have not been late on anything in ...


 Where can i get a credit card from if i have no credit histroy, and no job "on book"?
I have a job, getting paid cash, and i would easily be able to afford the credit card, but i have no credit history and no job on the books, and was already turned down by citibank, and capital one ...


 Is it cheaper/more flexible to buy a car with a loan from a bank or the dealer?
As in the ultimate amount of interest paid, the flexibility of paying more per month if required, etc?
Additional Details
Thanks for your answers - I realise it's a bit of an ...


 Credit and gambling?
2 years ago i did't have any credit at all, so I asked my mom could I apply for a card in her name then add me as an authorized user to help me build credit. She agreed as long as I was ...


 Can a bill collector call you at work?
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 What are the advantages and disadvantages of a credit card vs. a debit (check) card?
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 Why would anyone buy groceries with a credit card?
knowing that they'll have to pay interest on them?...


 How does someone with little or no credit get a student loan??
My parents can't pay for my school yet FAFSA decided they make too much money for me to get any grants or low interest loans. My dad won't let my mom co-sign anything for me and I don'...



Big Philly
When's the best time to pay off your credit card debts?
I want to focus on buying a house soon, and raising my credit is my main priority. I just got a credit card, and want to know if I should pay my debts off little by little, or at the end of the month for a one time payment. I need the best way to raise my credit score.
                     
 




Anita Johnson
Rating
I would pay them off ASAP. The sooner they get paid off, the more likely they will update on your credit report. Your usage of revolving credit is one of the largest factors in your score.

Also, do not apply for any more cards. Inquiries and newly opened accounts have negative effects on your score.

Good luck with your new home purchase.


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