debraalbagli
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Yes.When a credit check is run it will show both of your credit histories. |
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Faye H
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Your student loans are yours and will remain on your credit report. They will NOT go on his report.
The debt collectors will know you're married because you will at some point change your name on your social security card in order to file your taxes (unless you are keeping your maiden name). Anything the two of you apply for together, like a new Visa card, will go on each of your reports. Eventually, the studen loan people will figure out you're married.
I'll also point out, student loans don't go away. You can't get rid of them. If you and your new husband ever want to qualify for a mortgage or auto financing, you need to start getting the student loans paid off as they are ruining your credit score. The student loan people can also attach your tax returns. In other words, they will take whatever money you have coming back in taxes to pay the student loan.
If you have more then one student loan, call the department of education and get them consolidated into one loan and start paying them. You'll get a better interest rate from the Department of Ed than you'll get at any bank. |
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Christopher L
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Yes, you are legally tied to the debt of your spouse. Once you get married, it appears on your credit report so anyone who runs a credit check will know. That debt shouldn't affect his credit score too significantly, unless for some reason you are late with payments. As for taxes, you will get to claim the interest paid each year and that should improve your tax situation. |
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Margaret K
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If a credit report is pulled just on your husband, no your student loans would not show on his credit. If a credit report was pull on both of you for say a mortgage, the they would so because of a joint pull. Technically, they are only in your name but you would have to see what laws are in your state if you are that concerned about owning joint property and potential liens. |
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Silly chick
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Your student loan debt is yours and will not be on his credit. Any credit cards in both names, houses, cars, etc. will go on his credit.
If you break up, your student loans are yours but any other debt or assets would be split, as long as they were acquired DURING the marriage. |
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brettR
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Why not check out a debt advice site? The one below might have some answers that can help - they seem to have plenty of info! |
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SPIFIMAN1
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Your student loans are yours and yours alone, they will not show on your husbands credit report. Only joint credit acquired after you are married will show on both reports. There are a lot of people out there answering these questions that simply do no know what they are talking about. |
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Kris
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No, I talked to a bankruptcy attorney and he said the only way things are joint debt wise is if you have BOTH of your names on the account such as credit cards, vehicles, and your house. Just because you are married does not mean you are assuming your spouse's debt. Student Loans are yours alone. Anything you buy jointly is joint debt. You can have personal credit cards and such that won't affect your spouse. |
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dustkimk01
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if you obtained the debts before your marriage NO HE WILL NOT
any and all debts made by either party in a marriage are= to each person |
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curmudgeon
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only debts from the date of the marriage onward. |
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Lydia
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Yes. All institutions to do with money are totally hooked up. Everyone knows everything. If you default on loans, they can get you through your taxes. Be responsible. |
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Ameriphyll
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College Loans will never go away. After 15 years, I was garnished for a $1500.00 loan which they took $7000. (principal plus interest). It took me almost 3 1/2 years to finally pay off.
My cousin got married and her college loans are still after her. She was single when she incurred them and yes your husband will inherit the loans as well. Although, I don't think that he will get garnished as it is your debt. However, they can go after community property.
Whatever you do, make sure that you pay the loans off. There is no limit on government loans.
The only foolish question is the unasked question. |
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Lone Papa
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"For richer, for poorer" And the Scripture says, "The two shall become one." Yes, marriage is a contract and both debts and assets are joined. You can avoid this by signing a prenuptial agreement, however. |
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v.m
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No, he is not responsible for your debit to student loan, unless he wants to pay that. don't be so surprised if the collectors know all your information, they have access to many sources. |
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Fawne
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I believe that in my state (Michigan) if the debt becomes more or less then it is considered an asset. |
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beauty s
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I don't know ask your man if he can help u?? |
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philishave4k
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yep |
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