 How easy will it be for me to get a credit card? |
| Im 18 and have no credit history. I am about to apply for a student credit card, will it be mereley a formality meaning i will get the card easily or is there a big chance of me not getting the card?... |
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 Too much money in the bank? |
| I heard that if you put a lot of money in at once they'll ask you a lot of questions so if your doing something illegal youll get screwed. True???... |
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 Why do loan companies get away with abusing customers? |
| I have had a loan for 5k, the pay back is close to 11k, stupid i now, but how d they het away with earning so much money ... |
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| What does this mean anybody?? |
| every tax or taxes to any minisry of corporation here in nigeria e.g central bank ministry of justice etc must be paid upfront before funds will transfered or deposited into beneficiarys designated ... |
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 Should I close or keep open credit card accounts? |
| I have two of those rip off credit cards, First Premier and Applied Bank, I paid them off in full, will it hurt my credit to close both accounts now? They are the only cards I currently have, as I ... |
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 Notary public for notarizing affidavit of unzuthorized use of credit card? |
| There was a fraudulent transaction on my credit card a few days ago. I called the bank and closed my account and today I received an "affidavit" for me to fill in to report the unauthorized ... |
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 Is 761 a good credit score? |
| how do i know if i have good credit?... |
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 Credit card question? |
| I have zero credit and this credit card is for zero credit people and it says annual fee is $49. What does that mean..just to get it the card or every month or what? thank you.... |
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 How to get a co-signer off a car loan? |
| So back in 2006 I got a car. I asked my mom to go along with me because I didn't know anything about buying a car and I didn't want to get ripped off. So I picked out the one I wanted and ... |
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 Ebay selling? |
| how should I accept payment on ebay when selling something? I don't want to get a personal check because I don't want to chance it bouncing. I have NO idea how a money order works, and the ... |
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 Is the account number the first 8 digits on your credit/debit card? |
I'm just a little confused, new to the debit card, trying to create a paypal account. Thanks! x
... |
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| What company will give you a credit card when you have no credit? |
| I am 19 years old with little to no credit history. I was able to get a credit card through a department store but was declined for a credit card through the bank (where i work none the less!) and ... |
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 Should I apply individual or co-sign? |
| I'm using my credit to get my son a car. My question is will the chances of approval decrease if i list myself as a co-signer and him as primary (he has terrible credit) or should I just put the ... |
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 Is there a way to get out of paying student loans.? |
| Student loans is their ever a way out of paying,besides pay pay and pay ... |
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Ade | When a "credit check" is done when I wanna buy something, what do they check?.. my balance? |
or wat exactly do they check on my account when they do a credit check?...cheers |
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anything2getin
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This is usually what is checked:
Your payment history might include these variables:
How many accounts were paid off on time
How many accounts were not paid off on time and how long it took to settle.
How long has it been since a past due payment
Your funds owed might include these variables
How much you owe currently and what types of accounts you owe
Have you maxed out any credit accounts
Have you paid installment loans regularly
How many zero balance accounts do you have |
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Alterfemego
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They are looking for your credit score. That score tells them what risk you might be. |
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vimesfan01
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They check your Credit Score. |
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*♥* donna *♥*
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They check if you have any debts or late payments on things like utility bills or credit card or if you have ever been taken to court for non payment of anything. |
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JT
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Your FICO score from three different credit reporting agencies such as Trans Union. If you have a low credit score you may be denied or approved and charged 20% interest. The higher the score the less interest they charge you. A good score is 700 and up. |
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Captain Ron
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They check with a credit reporting agency (there are three in the US). When you have a line of credit with someone, that company reports to a credit reporting agency to tell whether or not you pay your bills on time, if you've defaulted on a balance, and how long you've been a customer with them.
Your credit report can be affected by your credit actions, any defaulted debts (old utility bills, etc.), and any requests for credit in the recent past. |
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Bev M
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Nope - there is a central credit check that can check on your credit for the last however many years. If you've not paid a bill or skipped your rent or whatever, they know about it, as it goes into this central credit check and they have access to it at anytime. |
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A380 ROX!!!!!
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they check your score to make sure you pay your bills on time. dont go over yo limit etc.. they do this to see if you are a trustworthy person. |
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DE' L' EAT ME
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Unfortunately they run your credit score and they also have the capability of checking your criminal background. You do not want to have this done often because it will bring your score down which ultimately means points lost. |
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