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 How long after I pay off my debts will it take to improve my credit score?
I have about 12000 in debt that I will be paying off once I sell my house. I am probably about 5 months behind on payments. How long after they get their money will it take for my credit score to ...


 I overdrew on my checking account any suggestens?
I had overdraft protection but my bank took it away from me because of deluncancy, i thought I had it re-instated but tehy inturpreted me calling them for a new card as if I just wanted a debt card. I...


 I pick up a credit card?
I pick up a a Lowers credit card yestday (July,19 2006) and I do not who belongs to. sould i keep or give it back?...


 Are there any free paid survey sites for 13 yrs. old and up??
are there any free paid survey sites for 13 yrs. old and up that don't use points but cash instead??and that are not scam??..and for free??...


 Should I file Bankruptcy or Not?
I have a total of $10,000-$13,000 unpaid, charged off, bad debt in total. This amount is for Bally's fitness, Phone bills, small credit cards, small medical bills, unpaid rent, department store ...


 Does any one know of any lenders that do personal loans for a decent fico score but a prior bankruptcy?
...


 Will it affect my credit score despite of paying over credit bill the next day?
I have seen my credit card bill today which went 3 pounds over my credit limit and i have paid some money instantly within 2 hrs of statement period , so will it be affecting my credit score?...


 How do i get my credit card company to cancel my debt?
i owe $16000 on my 4 credit cards all with chase and cant even make my minimum payment on any card. i lost my job and my wife is 2 months pregnant and i need help. i called a credit ...


 Is it possible to deposit a check that isnt yours?
I recently sent out a check to my credit card's bank. Its been about a week and I have yet to see an update on my online statement saying that they received it. For peace of mind, is it possible ...


 Cosmetic Surgery-NEED HELP PLEASE!!!!!?
So I tried to get financing through Capital One and was told no. Is there any other way to get the procedure done? If I was denied for this one, does that mean I can't get it done? Are there any ...


 When you marry someone with a poor credit history, can you avoid having your own credit ruined?
Our son is preparing to marry a girl who owes about $3500 for medical care. It's been on the books for more than a year, she hasn't been able to pay anything on it, and she has elected not ...


 $16k in debt--Solutions?
Hi! My husband and I have about $10k in debt split up through 5 credit cards, and personal loan for about $6k. However, we do own a home with a mortgage of only $100k, and are making payments on a ...


 How i get a credit card with bad credit?
...


 Ryan is with another girl so what do i do so i can stop them cause i really love them?
see i was with him for a very long time and he just broke up with me and got with another girl o what do i do....


 Can I get a Debit Card with a Visa logo on it at the age of 17?
I just wanted to know if I could open one up, and what I would need, if I can, to open it up. Thank ...


 Does this sound like a scam?
(from craigslist)

I am satisfied with the conditions and price as stated. I will like to make payment to you through Money Order... The check will be drawn from my company account...The ...


 HELP......just found judgement on credit file!?
I had a loan with a credit union and paid it off (so I thought) back in Nov. 1007. The balance was around $14,000.00. Seems there was still a balance of $979.00 left. The loan was taken out in CA and ...


 Too many credit cards?
I have many credit cards: two are from major financial institutions (chase and citi),others are from different stores (express,banana republic, vs)I have about 15 credit cards, is that bad? Should I ...


 PROBLEMS REPAYING C/C DEBTS- can we approach the companies and arrange a settlement figure?
We are massively struggling to pay off our debts as my partner lost his job...another victim of the credit crunch...we have been taking any work we can get but it's not enough and now we simply ...


 I can no longer afford to make payments on my Flat Screen TV. What should I do?
I financed it for 3 years about 2 years ago and I owe about $1,600. What If I just just stop making payments and wait for them to come pick it up... Will doing that affect my credit?...



Puma Academy™
When applying for a credit card, what does it mean, "automatic repayment via direct debit"?
                     
 




Who Yah
It means the payment will be taken out of your designated bank account each month by the card company. This means you don't need to remember to pay your bill and will not pay any interest on the balance as the card company take the payment in good time. But it also means you need to have enough money in the bank to cover it. You can opt to have the whole payment taken or just the minimum amount that is due. With the minimum payment your account is always in "good order" but, I believe, you have to pay off the rest separately by the due date to avoid paying interest on the remaining balance.


TiaRanita
They will automatically get the monthly payment straight from your checking account via a bank draft.


DrB
Rating
You are getting some variation of a debit card—not a credit card..


jose v
they take the money out of your bank account for payment


proud walker
It means that the card company will automatically claim the minimum payment by direct debit on a monthly basis. This means that you won't have to worry about penalty payments for late or insufficient payments, but leaves you free to pay more if you wish to. We do it all the time.


stephenweinstein
Rating
They automatically deduct the amount you owe from your bank account.


mindblock
Rating
Minimum payment taken direct from your bank account, mainly so you don't forget to pay it and get hefty bank charges.


Alterfemego
Rating
A direct debit is taken directly out of your bank account. The card is called a "debit card". It is different from a "credit card" where you are billed and pay once a month.


Wiseone
They go into your checking account and take money out until hell freezes over.


skullian
it means your minimum monthly repayment will be paid by direct debit automatically, so it is a variable amount depending on how much is on the card.


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