 How do I get on welfare.? |
| My mom thinks that I've been working enough now and I do too. I'm looking to take some time off for a while from work and get some relaxing time in. I need something to cover our mortgage,... |
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 Why are people getting in over their heads regarding credit cards? |
if you cannot pay it with cash now, do not buy it now. you are only hurting yourself by charging something you cannot afford.
Additional Details
interesting how many responders look to ... |
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 How long till something goes off your credit report? |
| I lived in an apartment for 11 out of the 12 months on my lease and we only moved early because my 1 year old was always getting sick, I mean every 2 weeks we were at the doctor. It got so bad that ... |
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 Bad Credit at the age of 16? |
Okay, when I was 14-15
My brothers used my social security number and I blv my name aswell to get cable, cellphones and stuff. Since they had bad credit.
And they did get those ... |
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 Can a 15 year old get a credit card? |
i mean i heard of the 7 yr old getting a credit card and my friend actually got a letter in the mail that said kitty (his BIRD!!!) was approved.....
Additional Details
ok then what ... |
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 A im 10,000 dollars in debt and all my stuff has went to collections how should i pay this debt off ? |
| i have a loan that is 2,000.00 and the rest are credit cards. how much should i pay on them each week and how do i rebuild my credit because i want to buy a house in the next 2 to 3 years?... |
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 Credit Cards.? |
| Why do Credit Card companies allow so many people to get into debt?? People nowadays are using them as if it were there own cash. Then when its too late, they realise they're in big trouble and ... |
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 Do you think it is necessary to view ones credit information when applying for job? |
| In my opinion it is not. I don't have horrifying credit but I have a few items on my credit report. I think it is unfair because they could turn down a very qualified candidate because of ... |
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 What is the best credit card to apply for if you have good credit? |
| Which credit card do you think it's best for those with good credit? Chase, American Express, Citi, Capital One?... |
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 Can u go to jail for not paying on a payday loan? Or does it go towards ur credit? |
| I do not have the cash in my bank account to pay anymore. I do not want to do this, but i would rather have the cash to pay food and stuff than just go to a loan.... |
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 Will the amount of purchases I make on a credit card make my credit better if I just got a credt card???? |
| will the amount of purchases I make on a credit card make my credit better if I just got a credt card????... |
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 Is there any way to remove bad marks from your credit report once youve paid the creditor? |
| I have paid my debts off over two years ago and would hate to wait 7 years....please help!! T... |
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 Paypal?????? |
| when selling items on ebay when someone buys something from you does the money go into your bank account or your paypal account? if into paypal account is it easy to get back into your bank account?... |
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 Is it better to close a credit account or leave it dormant? |
| i am working to pay off my debts, and i am unsure if it is better for you credit score to close those accounts i will no longer be using, or if i should leave them alone. i am also concerned about ... |
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| How much can I go over my credit card limit? |
| My credit card has a limit of $1,000. How much can I go over the limit?... |
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LB and Orina. | When buying something on ebay, is it best to use a credit card and what legal protection does it entitle? |
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Anthony D
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If you are buying something online, I would suggest using a prepaid debit card, sometimes called a prepaid credit card, like the AccountNow Prepaid Card (http://www.accountnow.com).
Using a prepaid card is better than a credit card because you can only spend the amount you put on the card. If you used a credit card and something happened during your online transaction, such as fraud, then you won't have to worry about someone maxing out your credit card.
Best of all, the AccountNow Prepaid Card is FDIC insured, so if your card number was stolen, you would be protected if someone made unauthorized charges. |
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Nick R
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Paypal is the best way to go. They offer all kinds of protection to the buyer, at no real cost to yourself. |
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Danielle F
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For double protection use credit card through Paypal.
Basically if your item never shows up, you file a chargeback. The seller has to prove delivery of the item. If they cannot, you get your money back.
Ditto if the item arrives broken, you have a back up to get a replacement of the product, or if they can't replace, then a repair or refund (usually a refund).
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GAZZZ
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Its best to use PayPal when you buy something, because its an eBay company. I think you get protected for up to £500 with them.
Its easy to open a PayPal account and you can link this with your credit/debit card.
Here is some info- http://pages.ebay.co.uk/safetycentre/buyerprotection.html
*EDIT* The protection amount is now unlimitied, not £500 =) |
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WelshLad
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Paypal is the best for protection purposes. Twice I had problems as a buyer and I got refunded, |
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Nutty Girl
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using the credit u register with paypal it helps u with problems u have and can refund u straight away credit card is so much quicker ,i have set up my bank account with paypal after using it a few times so it takes payments from that and still processes it as instant payment |
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Rachel R
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I think they say that it is better to use credit card than a debit as you are insured if you have any difficulties when buying online x |
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simm101
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I think it's best to have a paypal account as it is protected. To open one is a challenge and can take up to five days to set up, but when complete it's very secure. You can pay for things instantly and there's no fuss. |
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aj at the bank
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Absolutely best to use a credit card.
If you're at all concerned...ask your company for another card...and just use it on Ebay....thats what i do (you can keep the limt v low).
Legally....anything you purchase with your card is actually purchased by the card company. You have the backing of your company to go after faulty goods, non delivery, errors etc.
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arbiter
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In the UK, if you are buying from a trader and the goods/service is over £100 then the card provider is equally liable for the goods complying with the legislation.
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