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 How hard is it to get a mortgage now? What kind of credit score do you need?
I've heard that due to all of the foreclosures mortgage companies are getting tougher....


 What is the billing address mean???
when I go to buy online I give the shipping address and he would the billing address is this mean the address of my bank???...


 Can i get credit cards on benifits- which one?
...


 School loans?
anyone know how to get low interest rate student loans?...


 I deposited money yet when i check my bank account online im still seeing that the money is not in the account
its been 2days already since i deposited saturday 10 what should i ...


 How can i run a free credit check on myself or others maybe is it legal?
...


 Looking for online job that pays in cash?
I am looking for a online job that i can get paid in cash. I have heard about those prepaid credit cards and that mold also be helpfull information. Do you know of any good website's that have ...


 If someone is claiming DSS benefits but?
but their landlord doesn't know, is that classed as fraud. I think my neighbour is running a scam, they rented the property in someone elses name, but they get benefits to make the payments, ...


 I can I get a auto loan with no credit on an $8,000 car?
I'm only 19, so I have no credit. Is there anyway to get a loan/money to buy a Jeep Wrangler from a dealership?...


 I have a car loan, I don;t have all the money to pay for, can I make partial payment?
I want to know if I can make a partial payment on a car note and not receive collection ...


 Need temp loan for 1000.00 bad credit.no luck w/payday loan.?
I owe irs. $10,000.00, which I have in my 401k.however I have an outstanding loan bal on my 401k for $1000.00, so I cant borrow until I pay my bal. can anyone help?...


 Im 17 years old and want to apply for a credit card i will be 18 august 2 2007 what can i do?
...


 American Express losing your payment checks?
Has anyone been having problems with American Express lately? I have been a member since the 80s, and I have always loved my AmEx.

However, they have lost my payment checks three times ...


 40k USD in credit-card debt. If I take a mail-order Russian bride,does my new wife have to bear the debts too?
I'm thinking that as soon as I divorce her, she has to take on 50% of all assets OR debts, right?

Man, I'm broke....

I think its a great way to half my bills, right?<...


 I owe about 10,000 in credit card debt with no assets. can i file for bankruptcy? I simply cant make ends met?
I was on disablility, while working so i had additonal income. Now SSI says I am working too much, and they have stopped all my benefits. But with the income I make I can't seem to make ends met....


 I have no credit history and I need an unsecured credit card without a co-signer. Any suggestions?
I have no credit history and all the credit cards that are available to me are a hoax. Most require of the credit cards atleast $200 of my own money to start the credit building process. If credit ...


 I was 4 day late on my capital one credit card bill ,would this have any affect on my credit report?
...


 Credit card debt? I have about 40K in credit card debts. What will happen to you if you stop paying back?
...


 Debt settlement or consolidation or bankruptcy, which is best considering?
my credit score is currently around 650 but I am over stretched and just stating to fall behind on bills.
Additional Details
Why do creditors hate to see debt settlement on your credit ...


 Is there a problem if you max out your credit cards, but pay the balance in full when you get the bill?
Does this still hurt your credit scores?...



ThinkClearWater
When can i refinance my car loan ??
i bought a car on June 5th this year ( 200-7-) Now i pay around 425 dollars for it every month , and as per insurance around 198 .
i make around 750 dollars a month .

i am doing this because i want to be independent from my parents. If i don't start somewhere then i will never be on my own . anyway emotional stuff aside..hehe.

When can i refinance my loan , currently it's around 6-7%
I think my credit score went high , my equifax is 669 , when i checked right now on creditinform.com.

I have chase bank , you think they can lower it ?
do you know how much lower they can go ? around 300 maybe?

i am goin to take defensive driving class also , i heard that saves a lot of money also on insurance..

Please help , : ) thanks , have a nice day.
                     
 




svictor24
Rating
Do you mean 750 a week. Probably so, but if that's the case, you have a very good rate now, and the only way to get a better payment if you refinance a year later with money down.


duce
Rating
You probably won't get a better rate than that, if you only make $750 a month how could you afford a $425 payment and $198 insurance payment, that's basically all your salary after gas and expenses, maybe you should have gotten a cheaper car or pay cash for it.


Mike
Rating
You are not going to get a rate any better then that.... it's actually a pretty decent rate these days.

But that car is WAY more then you can afford. You are putting like 75% of your income into something that LOSES value. You need to sell the car and buy something for like 2 grand CASH!

Rich people dont have car payments... you are so strapped down, you can barely afford to put gas in it. You cant get ahead in life when your car payment+ insurance is 75% of your income.


Kasey D
Try going to this site, they have lots of information about this sort of stuff.


ktlove
Rating
thats a good interest rate for an auto loan.
dont know if you will do much better.


Hendry
Hi,
I used "Credit Solution" to settle my debt.They managed to reduce my debt up to 58%.It's legitimate.I came accross this company on NBC News Special Edition.Check it out here:
http://tighturl.com/60c


John
Rating
There are many websites which help with car stereo and other car loans/ insurance. You can make some online search to find
out what you need. There are many good articles on car also.
To know more you can visit
http://www.myowncar.blogspot.com


samy
Rating
you need a loan consolidation. with 6-7% I found interesting information about your answer & options here. Goodhttp://all-debt-consolidation-loan.blogspot.com/2007/07/loan-consolidation.html Good luck!


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