SO ..i have no credit and i wanna know what credit card and company is best for me? |
| im 18 and i need to build up my credit but i dont know anything about credit cards and all the stuff of apr??....so i wanna know which credit cards is the best one to have?... |
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Which credit card companies issue co-singing? |
| which credit card companies allows co-signing where the borrower's credit is reported to credit bureaus?... |
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Balance transfer question? |
| If transfer balances from a credit card to a new credit card, does the new card take all of the debt that is requested or can they choose a portion of the debt and then you are left with two cards ... |
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Mortgage for Discharged Bankrupt? |
I am a discharged bankrupt (2.5 years clear now) but had the house I was buying at that time included in the bankruptcy, so it was technically re-possed and any shortfall added to the bankruptcy.
... |
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Court Case is Tommorrow HELP!!!!? |
| tommorrow is my court case, to sum it all up. 3 years ago, I maxed out my $3,000 Credit card. Lost my job, place, and car. Now the credit card is trying to sue me for $6,000. Obviously, the other $3,0... |
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Is a paralegal just as safe to use as a lawyer for bankruptcy? |
| A co-worker of mine referred me to a paralegal that has helped a few of her friends and cousins get through bankruptcy. He is only going to charge me $600 (as opposed to up to $1700 with a lawer) and ... |
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My wife secretly opened credit card accounts under my name? |
| I just recently found out my wife opened 2 credit cards under my name without telling me. She's been taken money out of those credit cards for gamble. And she didn't make payment on those ... |
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What website can I go to to get a copy of my credit report for free with no credit cards or monthy payments du |
| I am trying to look at my credit report ot find out if my house phone provider is reporting my payments and bills to any credit bureau. I dont want to sign up for anything that requires payment. I ... |
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How much of my credit card balance should I pay at a time? |
| I just got my first credit card. The online statement came in on Aug. 17th for $150. The due date is Sept. 12th. Since Aug. 17th, I have spent another $200. My question is, should I pay the $150 on ... |
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Does paying late on your credit card statment effect your credit? |
| My due date is the Sept 15th I just got the bill today and Its for 500 dollars I wont have the money until Sept 19th when I will pay the full amount is this bad for my credit or will it not make a ... |
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Question about financing a car? |
If I get a car loan for 20,000 at 9.04% for 72 months is this really bad? How much more in the end will I pay with the interest then?
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Is Credit Debt Killing you? Do you think The Government should stop the predatory practices of some of these? |
| Lenders....... Id say that once you have paid 3 times what you originally borrowed .... then you should be out of debt. But NOT with revolving credit ...... I see way too many people being allowed to ... |
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What is your jobb?...? |
Ook i'm nearly 16, so i dont have a full time job yet.
But what do you do? Do you like it?
x Additional Details Lol, i know job has only one b, i needed to ... |
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What are my chances of getting a private student loan or a mortgage with these scores.? |
TRANSUNION 622
EXPERIAN 554
EQUIFAX 593
between my two jobs i make about 2500 a month. no big obligations except a rent of 674 per month.... |
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scotty | When does Bankrupcy come off of your Credit Profiles.? |
After your 10 years is up when does it come off your credit profiles. Will it be on the month /date you filed for Bankrupcy or the month/date you were discharged. |
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bella_4624_19
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10 years for the date of discharge. You have to make sure it comes off though. If it stays on your report, you have to dispute it as obsolete with all the credit bureaus. |
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elliecute2
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It will be removed on the month and date it was discharged. Exactly 10 years from that date!! Good luck and make sure you do check with all 3 credit bureaus that the court did remove it. The three credit reporting agencies are trans union equifax and experian!!! You are entitled to one free credit file per year from each of the comps. Request it directly from them to get the accurate information. You can request online, by mail or fax. If you were denied credit recently - the comp that denied you can give you the # to call them and request a file for free - it is automated. Sometimes you can talk to the utilities dept directly though - if you applied for utilites recently. If the bankruptcy is still on the file you will need to contact the court and ask them to remove it or call the bureaus and have them contact the courts. Either way it is the court that removes it for you.:):):) |
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gaurav
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We the surfers of cyber world meet with so many people every day. Surfing the net is the best pastime one can ever develop, as internet has the most knowledge, a surfer will never have to wait for a answer. The vast knowledge of cyber world is nothing as compared to the cyber society that it gives. Internet is a community but so vast that we need a place to make conversation easy. What more can be better than a chat room for this purpose, well a chat room and a message board along with a forum is the best combination really. I was actually looking for a place where we can find all these things with a profile and photo brouse option. Finally I got this site, this place is a very nice community where we can share every thing online. And also about the leader board, I must tell it is great. The thought of the leader board is unique, as not to many people has thought about this thing. And the method of getting the leader is very different and one must check out this site once. The cyber culture is growing, and it is about time that we find our club and that to a very different club, which is not a part of any big website house like the yahoo and google. This site am talking about has every thing that a cyber surfer ever wants. This is the website address, http://www.friendscyberclub.com/ Features of this site is: 1) chatting 2) view profiles and photos 3) upload your photos and make a cool profile. 4) your message board 5) forum 6) See your name on the leader board. There are also many more features available in the site, free to join. |
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noelnelson76
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7 years later |
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jack spicer
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10 years |
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lyricchick
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Clark Howard in Atlanta (syndicated Radio Talk Show Host) says usually it comes off a few months BEFORE the discharge, so the credit services make sure they are not late in doing so. |
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rhonda w sf
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10 long yrs !! |
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fairly smart
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I think it is 7 years & I am not sure of the month... |
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alanijoi
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They never really "come off"... It'll always be there... But it doesn't affect you anymore after 2 years... Both the file date and discharge date show up on credit reports... |
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