how and where can i get one? im 23 and have always just used my debit card. as for my credit i had a few problems a couple years ago but have but have been good for about a year. what is the best way ...
Car is in both names (registration) but insured in my name. I have been the sole driver of the car since purchasing it. I have made ALL payments. Ex does not want his name associated with loan. H...
Hi i live in CO and have a collector demanding i pay a discover card i owe 3k on from 1999 when my husband just left me, i could not pay it. This collector is giving me an option to pay 1500 now and ...
Ok, I sold an item on Ebay and it went to someone living in Africa. They have a negative 1 feedback score and someone from the "UK" footed the bill on their credit card in my paypal ...
My husband and I are in over our heads and we have a baby on the way. We are barely making minimum payments now and we have called to lower interest rates etc. and they are pretty low. My husband ...
We need to close on the loan by Feb. 1st. We are selling our house and paying off our debt with the proceeds from our sale. Will this raise our score? Would it be better to pay off credit cards (...
i am in australia and i have collecters chasing me for 12oo dollars will any company help me i am disabled . i own a car to put up for security is there any companies that will ...
Okay I have seriously screwed myself over with stupid decisions and I need serious help. I have... I think 4 credit cards that have been maxed out for months and owe about $8,000-$9,000 (my last ...
I have just recieved a collections from an agency that say I owe them money from back in '99. They said that no payment has been made since Nov '99. I have requested information about ...
Is there a decent credit card out there with no annual fee that would help me establish my credit? I've been turned down by dept stores! I need help. Thanks Additional Details T...
My 23 year old son had his car repossessed back in December 2006. He was told by Toyota financial, that he had to pay the balance on the loan, plus towing, plus impound fees. It came to over $17,000. ...
Im 18 and I have no credit history. I want to establish some credit so in the future I can get loans for school or for a car. Is there a credit card that would approve me even though i dont have a ...
I've posted this same exact answer dozens of times....and every time someone responds they ALWAYS give the wrong answer! What is wrong with these people? Can't take 2 minutes to research their answers?
Please refer to the Fair Credit Reporting Act (see below). Debts must be removed from your report after 7 years, starting from the date of the delinquency.
stargazer29us2006
They will clear when you pay them or file bankrupts. They are debts they you caused. They will not go away. They're are businesses they can help you settle debts. get on the Internet and do some research.
stephen l
It is supposed to be in 7 years but the bureaus are behind therefore, it usually takes longer. You can challenge negative items before the 7 years are up or after if you want to try to get them removed. This process is called credit repair. Many people will tell you that you can do this yourself. You can with a little help. The key is to have the language of your letters correct. The wrong verbage will get you thrown into a turndown stack and possibly blacklisted. Additional tips will help you as well. I have had success with a do it yourself credit repair kit that costs less than $20…….a much better solution to those firms charging per month or $699 for a program. Good luck.
Jane D
some places take it to a agency and it doesnt' fall off the books for another 7 to 10 years.
Cath22
the creditor only has 4 yrs to recollect from you any amount owed to them. the clock starts ticking when you stop making payments, agreements in writing or verbal, or having activity on the account. after 4 yrs, they write it off and cannot legally collect anything.
bad credit information is immediately removed from your credit report aft 7yrs of being reported.
hope this helps
k-9 woof woof
in most cases bad credit stays with you 7-10 yrs.unless of course there is a judgment on ur credit from one of the creditors which then may be on for more time,depending if they renew the credit history with credit reporting agencys.
nickle
Anywhere from 7 to 10 yrs UNLESS some other company buys your "bad" credit things from the original then it starts all over again----------------this is when ya need an attorney that works strictly with helping people get the credit problems taken care of
Brandy
When you pay it, or file bankruptcy.
Most bad credit ratings stay on your record for at least 10 yrs.
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